Utah Property & Casualty Exam Prep
Comprehensive exam prep for the Utah Property & Casualty insurance licensing exam. Covers Property, Casualty, Personal Lines (with Utah no-fault PIP), Commercial Lines, Workers' Compensation, plus Utah-specific statutes (Utah Code Title 31A, Title 41 Ch. 12a, Title 34A Ch. 2). Exam-prep only.
Utah Producer's Combined Property and Casualty Exam (17-04), 150 scored questions, 150 minutes, administered by Prometric
Utah also publishes Property and Casualty as two SEPARATE papers (17-22 and 17-23), at 100 scored questions each. Both routes lead to the same two lines of authority. This course prepares you for the single combined paper. If you have booked the two separate papers instead, the single-line Property and Casualty courses are the ones built to them.
What you'll learn
Every section below is aligned with the Utah content outline.
Section 1I. Types of Policies6 lessons+
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Insurance Terms and Related Concepts10 lessons+
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Policy Provisions and Contract Law8 lessons+
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Types of Policies, Bonds, and Related Terms9 lessons+
- Commercial General Liability (CGL)
- Personal Auto Policy (PAP)
- Business Auto, Garage, and Mobile Equipment
- Workers' Compensation and Employers Liability
- Commercial Crime
- Surety and Fidelity Bonds
- Professional Liability
- Umbrella and Excess Liability
- Businessowners Policy (BOP)
Section 5V. Insurance Terms and Related Concepts (Casualty emphasis)8 lessons+
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence — Casualty Application
- Binders, Warranties, Representations, and Concealment — Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
Section 6VI. Utah Insurance Code and Insurance Department5 lessons+
- Utah Insurance Department — Authority, Examinations, Orders, Penalties
- Producer Licensing — Qualifications, CE, Appointment, and Termination
- Utah Unfair Trade Practices — Marketing and Producer Conduct
- Utah Claims Handling — Prompt Pay, Fair Settlement, and Bad Faith
- Utah Rating and Underwriting — Filings, Discrimination, and Credit Scoring
Section 7VII. Utah Statutes Pertinent to Property and Casualty5 lessons+
- Cancellation and Nonrenewal — Utah Notice Requirements for Auto and Homeowners
- Utah Auto Insurance — Financial Responsibility, No-Fault PIP, UM/UIM
- Utah FAIR Plan — Residual Property Market
- Utah Workers' Compensation — Coverage, Benefits, and the Labor Commission
- Utah Property and Casualty Insurance Guaranty Association — Coverage and Limits
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official Utah exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
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