Not sure which license you need?
Insurance licensing is confusing because every state does it differently. Start with the three questions below and we'll point you at the right course.
What do you want to sell?
Pick the category you're most interested in. You can add others later — holding multiple license types is common.
Property & Casualty
Homeowners, auto, commercial, workers' comp
The largest category. If you're selling home insurance, car insurance, or commercial coverage to businesses, this is you.
Life & Health
Life, disability, Medicare, annuities
Products that pay on death, disability, or illness — and retirement/annuity products. Often held together as 'Life & Health.'
Adjuster
Public, independent or company adjusting
Evaluate and settle insurance claims. A public adjuster works for the policyholder and is licensed separately in most states, with its own exam and often a bond.
Not sure yet
Here to explore
Happens all the time. Browse by state first — you'll see what's available and can pick a license type once you see the catalog.
Which state?
Every state licenses differently, down to what the license is called. Jump to yours for the official license names, the exam format and whether prelicensing hours are required.
What stage are you at?
Three different products serve three different needs. We sell all three.
Exam Prep
You haven't taken the state exam yet. Self-paced study, 500+ practice questions, final-exam simulator. Lifetime access.
State-Approved PLE
If your state mandates pre-licensing education, we're building state-approved PLE courses in Texas first, with more states to follow.
CE Bundles
Satisfy your biennial continuing-education requirement in one course. 24 hours of Property & Casualty content including the state-required ethics hours.
Every license we cover, by state
153 licenses across 40 states. License names are the state's own, not ours. Exam figures come from that state's published candidate handbook.
- LifeExam only, no prelicensing hours
The state calls this Life.
125 scored questions · 150 minutes · $50 exam fee · University of Alabama (Continuing Education) for the Alabama Department of Insurance
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $50 exam fee · University of Alabama (Continuing Education) for the Alabama Department of Insurance
- Property & Casualty
This state issues no single license by that name, so check the two lines separately.
150 scored questions · 180 minutes · $75 exam fee · University of Alabama (Continuing Education) for the Alabama Department of Insurance
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
90 scored questions · 135 minutes · $89 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Accident & Health or Sickness.
90 scored questions · 135 minutes · $89 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
90 scored questions · 135 minutes · $89 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
124 scored questions · 150 minutes · $89 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
90 scored questions · 135 minutes · $89 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $50 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $50 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
150 scored questions · 150 minutes · $59 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Adjuster.
Colorado
Colorado Division of Insurance- Life50 prelicensing hours required
The state calls this Life.
80 scored questions · 120 minutes · $41 exam fee · Pearson VUE
- Personal Lines50 prelicensing hours required
The state calls this Personal Lines.
104 scored questions · 135 minutes · $41 exam fee · Pearson VUE
- Property & Casualty50 prelicensing hours required
The state calls this Property & Casualty.
- Public AdjusterExam only, no prelicensing hours
The state calls this Resident Public Adjuster.
60 scored questions · 75 minutes · $41 exam fee · Pearson VUE
Delaware
Delaware Department of Insurance- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
95 scored questions · 135 minutes · $90 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Health.
92 scored questions · 135 minutes · $90 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
90 scored questions · 135 minutes · $90 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
115 scored questions · 150 minutes · $90 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
85 scored questions · 135 minutes · $90 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Resident Public Adjuster.
100 scored questions · 120 minutes · $44 exam fee · Pearson VUE
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
91 scored questions · 135 minutes · $75 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Accident & Health or Sickness.
85 scored questions · 120 minutes · $75 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
85 scored questions · 120 minutes · $75 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
116 scored questions · 150 minutes · $75 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
83 scored questions · 120 minutes · $75 exam fee · Pearson VUE
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
70 scored questions · 105 minutes · $65 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Accident & Health or Sickness.
75 scored questions · 120 minutes · $65 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
75 scored questions · 120 minutes · $65 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
97 scored questions · 120 minutes · $65 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
68 scored questions · 105 minutes · $65 exam fee · Pearson VUE
Illinois
Illinois Department of Insurance- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
100 scored questions · 165 minutes · $92 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
60 scored questions · 60 minutes · $50 exam fee · Pearson VUE
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
83 scored questions · 120 minutes · $44 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Accident & Health.
80 scored questions · 120 minutes · $44 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
77 scored questions · 120 minutes · $44 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
112 scored questions · 120 minutes · $44 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
81 scored questions · 120 minutes · $44 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
50 scored questions · 60 minutes · $44 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
84 scored questions · 90 minutes · $57 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 90 minutes · $57 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
140 scored questions · 150 minutes · $64 exam fee · Pearson VUE
Louisiana
Louisiana Department of Insurance- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $36 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $36 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
150 scored questions · 160 minutes · $58 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
100 scored questions · 120 minutes · $19 exam fee · PSI
- LifeExam only, no prelicensing hours
The state calls this Life.
75 scored questions · 105 minutes · $55 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $55 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property & Casualty.
140 scored questions · 210 minutes · $80 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
50 scored questions · 90 minutes · $62 exam fee · Prometric
Massachusetts
Massachusetts Division of Insurance- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
80 scored questions · $37 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Accident & Health or Sickness.
80 scored questions · $37 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
80 scored questions · $37 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
105 scored questions · $37 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
80 scored questions · $37 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
- Public AdjusterExam only, no prelicensing hours
The state calls this Resident Adjuster for Insured.
100 scored questions · 120 minutes · $41 exam fee · PSI
Minnesota
Minnesota Department of Commerce- Public AdjusterExam only, no prelicensing hours
The state calls this Resident Public Adjuster.
- LifeExam only, no prelicensing hours
The state calls this Life.
90 scored questions · 120 minutes · $32 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
115 scored questions · 150 minutes · $32 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty Insurance Producer.
90 scored questions · 180 minutes · $40 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
50 scored questions · 60 minutes · $25 exam fee · Pearson VUE
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
87 scored questions · 135 minutes · $65 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Disability (Health).
92 scored questions · 135 minutes · $65 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
86 scored questions · 120 minutes · $65 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
82 scored questions · 120 minutes · $65 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
50 scored questions · 60 minutes · $65 exam fee · Pearson VUE
Nebraska
Nebraska Department of Insurance- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $43 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $43 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
150 scored questions · 150 minutes · $47 exam fee · PSI
- LifeExam only, no prelicensing hours
The state calls this Life.
80 scored questions · 120 minutes · $37 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 135 minutes · $37 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property/Casualty Combo.
141 scored questions · 215 minutes · $47 exam fee · Pearson VUE
New Hampshire
New Hampshire Insurance Department- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $59 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $59 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property & Casualty.
150 scored questions · 150 minutes · $72 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
70 scored questions · 210 minutes · $38 exam fee · PSI
- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $75 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $75 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
150 scored questions · 150 minutes · $75 exam fee · PSI
North Carolina
North Carolina Department of Insurance- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
80 scored questions · 105 minutes · $45 exam fee · Pearson VUE
- Property & Casualty
This state issues no single license by that name, so check the two lines separately.
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
135 minutes · $45 exam fee · Pearson VUE
North Dakota
North Dakota Insurance Department- CasualtyExam only, no prelicensing hours
The state calls this Casualty (Product and Laws).
110 scored questions · 150 minutes · $64 exam fee · PSI
- LifeExam only, no prelicensing hours
The state calls this Life.
110 scored questions · 150 minutes · $64 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
110 scored questions · 150 minutes · $58 exam fee · PSI
- PropertyExam only, no prelicensing hours
The state calls this Property (Product and Laws).
110 scored questions · 150 minutes · $64 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Insurance Adjuster.
100 scored questions · 120 minutes · $49 exam fee · PSI
Oklahoma
Oklahoma Insurance Department- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
75 scored questions · 120 minutes · $38 exam fee · PSI
- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $38 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Property Casualty - Personal Lines.
100 scored questions · 120 minutes · $38 exam fee · PSI
- PropertyExam only, no prelicensing hours
The state calls this Property.
75 scored questions · 120 minutes · $38 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property & Casualty.
150 scored questions · 150 minutes · $38 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
100 scored questions · 120 minutes · PSI
Pennsylvania
Pennsylvania Insurance Department- CasualtyExam only, no prelicensing hours
The state calls this Casualty & Allied Lines.
100 scored questions · 120 minutes · $45 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $45 exam fee · PSI
- PropertyExam only, no prelicensing hours
The state calls this Property & Allied Lines.
100 scored questions · 120 minutes · $45 exam fee · PSI
- Property & Casualty
This state issues no single license by that name, so check the two lines separately.
150 scored questions · 170 minutes · $55 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Resident Public Adjuster.
60 scored questions · 80 minutes · PSI
South Carolina
South Carolina Department of Insurance- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
75 scored questions · 120 minutes · $59 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
75 scored questions · 120 minutes · $59 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
95 scored questions · 120 minutes · $59 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
75 scored questions · 120 minutes · $59 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property, Casualty, Surety & Marine.
130 scored questions · 165 minutes · $59 exam fee · Pearson VUE
South Dakota
South Dakota Division of Insurance- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
75 scored questions · 120 minutes · $85 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
75 scored questions · 120 minutes · $85 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $85 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property.
75 scored questions · 120 minutes · $85 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property & Casualty.
130 scored questions · 150 minutes · $95 exam fee · Pearson VUE
- CasualtyExam only, no prelicensing hours
The state calls this Casualty Agent.
68 scored questions · 105 minutes · $55 exam fee · Pearson VUE
- HealthExam only, no prelicensing hours
The state calls this Accident & Health.
68 scored questions · 105 minutes · $55 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
68 scored questions · 105 minutes · $55 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $55 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property Agent.
68 scored questions · 105 minutes · $55 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
50 scored questions · 60 minutes · $50 exam fee · Pearson VUE
Texas
- All Lines AdjusterExam only, no prelicensing hours
The state calls this Adjuster: all lines.
150 scored questions · 150 minutes · $49 exam fee · Pearson VUE
- General Lines — Property & CasualtyExam only, no prelicensing hours
The state calls this Property & Casualty (General Lines Agent).
130 scored questions · 150 minutes · $49 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life, Accident, Health & HMO (General Lines Agent).
80 scored questions · 120 minutes · $39 exam fee · Pearson VUE
- Life AgentExam only, no prelicensing hours
The state calls this Life, Accident, Health & HMO (General Lines Agent).
80 scored questions · 120 minutes · $39 exam fee · Pearson VUE
- Limited LinesExam only, no prelicensing hours
The state calls this Limited Lines Agent.
50 scored questions · 60 minutes · $29 exam fee · Pearson VUE
- Personal Lines — Property & CasualtyExam only, no prelicensing hours
The state calls this Personal Lines Property & Casualty.
100 scored questions · 120 minutes · $39 exam fee · Pearson VUE
- Property & Casualty AdjusterExam only, no prelicensing hours
The state calls this Adjuster: property and casualty.
150 scored questions · 150 minutes · $49 exam fee · Pearson VUE
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
100 scored questions · 120 minutes · $39 exam fee · Pearson VUE
- Surplus LinesExam only, no prelicensing hours
The state calls this Surplus Lines Agent.
60 scored questions · 60 minutes · $29 exam fee · Pearson VUE
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
100 scored questions · 120 minutes · $32 exam fee · Prometric
- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $32 exam fee · Prometric
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $32 exam fee · Prometric
- PropertyExam only, no prelicensing hours
The state calls this Property.
100 scored questions · 120 minutes · $32 exam fee · Prometric
- Property & Casualty
This state issues no single license by that name, so check the two lines separately.
150 scored questions · 150 minutes · $44 exam fee · Prometric
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
100 scored questions · 120 minutes · $73 exam fee · Prometric
- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 120 minutes · $73 exam fee · Prometric
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $73 exam fee · Prometric
- PropertyExam only, no prelicensing hours
The state calls this Property.
100 scored questions · 120 minutes · $73 exam fee · Prometric
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
150 scored questions · 150 minutes · $87 exam fee · Prometric
Virginia
- HealthExam only, no prelicensing hours
The state calls this Health.
90 scored questions · 120 minutes · $35 exam fee · Prometric
- LifeExam only, no prelicensing hours
The state calls this Life & Annuities.
90 scored questions · 120 minutes · $35 exam fee · Prometric
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $35 exam fee · Prometric
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property & Casualty.
135 scored questions · 150 minutes · $35 exam fee · Prometric
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
50 scored questions · 60 minutes · $35 exam fee · Prometric
- CasualtyExam only, no prelicensing hours
The state calls this Casualty.
100 scored questions · 150 minutes · $38 exam fee · PSI
- LifeExam only, no prelicensing hours
The state calls this Life.
100 scored questions · 150 minutes · $38 exam fee · PSI
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 135 minutes · $38 exam fee · PSI
- PropertyExam only, no prelicensing hours
The state calls this Property.
100 scored questions · 150 minutes · $38 exam fee · PSI
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty.
150 scored questions · 195 minutes · $55 exam fee · PSI
- Public AdjusterExam only, no prelicensing hours
The state calls this Public Adjuster.
- CasualtyExam only, no prelicensing hours
The state calls this Casualty Producer.
85 scored questions · 120 minutes · $96 exam fee · Pearson VUE
- LifeExam only, no prelicensing hours
The state calls this Life.
85 scored questions · 120 minutes · $96 exam fee · Pearson VUE
- Personal LinesExam only, no prelicensing hours
The state calls this Personal Lines.
100 scored questions · 120 minutes · $96 exam fee · Pearson VUE
- PropertyExam only, no prelicensing hours
The state calls this Property Producer.
85 scored questions · 120 minutes · $96 exam fee · Pearson VUE
- Property & CasualtyExam only, no prelicensing hours
The state calls this Property and Casualty Producer.
135 scored questions · 150 minutes · $113 exam fee · Pearson VUE
Still not sure?
Email us at support@theelitecompany.com or visit the courses page — every state's listing shows what's available, what's coming soon, and what kind of coverage each course provides.