Pass your insurance license exam for $49.99.

Three reasons. First, we are a lean operation — no national sales force, no marketing budget that gets passed to students. Second, we built the platform once and serve it as software, so adding a student costs us pennies, not dollars. Third, Texas does not require pre-licensing education for resident producer licenses, which means we don't have to pay TDI provider-approval filing fees on the exam-prep tier; competitors who file for PLE in 30+ states recoup that overhead from every student. We pass the savings through.

Every question is mapped to a specific lesson on the official Pearson VUE content outline (TDI #124401 for Texas). Every lesson cites the underlying Texas Insurance Code, federal regulation, or ISO form. Final exams are drawn proportional to the official blueprint weights so the practice you put in mirrors the real test. The content was authored by working insurance professionals, not generic curriculum writers.

You buy the course once. It stays in your account forever. Take it the first time, take it again next year if you want a refresher, share study notes you wrote on the platform with your future self the next time you renew a license — it never expires. There is no annual subscription, no platform fee, no "reactivation" charge. Compare that to the major competitors who give you 6-month or 12-month windows that expire whether you've passed or not.

Yes. 7-day full refund if you've completed less than 25% of the course and have not started the final exam. Email support@theelitecompany.com with your order number and we'll process the refund to your original payment method within 5–10 business days. Most students never need it — but the guarantee is there if the course turns out to be the wrong fit.

We offer 24-hour TDI-approved CE bundles for already-licensed Texas P&C producers at $39.99. Each bundle covers the full biennial CE requirement (21 hours general + 3 hours ethics) and includes 96 distributed inquiry periods to satisfy the §19.1010 classroom-equivalent format. Compared to Kaplan or ExamFX CE bundles in the $99–$199 range, our $39.99 covers the same compliance with the same TDI-approved status.

$49.99 with lifetime access is calibrated against three competitor pricing tiers and a deliberate choice to be the budget option without compromising content quality. We have no near-term plans to raise it. The CE bundle at $39.99 is priced to cover the $1.30/credit-hour TDI reporting fee plus a small operating margin — a price reflective of regulatory cost, not a markup play.