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How to Get Your Utah Insurance License in 2026

A complete step-by-step guide to becoming a licensed insurance producer in Utah. UT's pre-licensing requirement varies by line — verify with the UT Insurance Department (UID) before scheduling your exam.

Quick summaryTotal time: 4–6 weeks typical. Total cost: roughly $200–$350 all-in.

UT insurance license — quick facts

State regulatorUtah Insurance Department (UID)
Exam vendorPearson VUE
Pre-licensing educationVaries by line
Exam fee (resident)~$56 per attempt
License application fee~$75 per line
FingerprintingRequired
License term2 years
CE requirement24 hours / 2 years incl. 3 hours ethics

The six steps

  1. 1

    Complete pre-licensing education if required for your line

    Utah requires pre-licensing education for some lines but not others. {/* TODO: verify which UT lines require PLE — historically Life and A&H lines have a PLE requirement; P&C is often exam-only */} Check the UID website for your specific line.

  2. 2

    Schedule your Pearson VUE exam

    UT contracts with Pearson VUE for resident producer exams. Register at pearsonvue.com/ut/insurance, pick a Utah testing center, and pay the current exam fee.

  3. 3

    Pass the exam at 70%

    UT uses a 70% passing standard. Your score is sent directly to the UT Insurance Department by Pearson VUE, typically within 24 hours.

  4. 4

    Submit your application through NIPR

    Submit your UT resident producer license application at nipr.com. UID license fees run roughly $75 per line. {/* TODO: verify UID current fee schedule */}

  5. 5

    Complete fingerprinting

    Utah requires fingerprint-based background checks for new resident producers. Schedule through the UID-designated vendor. {/* TODO: verify current UID fingerprint vendor */}

  6. 6

    Get appointed by an insurance carrier

    A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.

What's on the UT P&C exam

The UT Property & Casualty exam covers the standard NAIC framework plus UT-specific statutes from Title 31A of the Utah Code. Typical section weights:

  • UT Insurance Code (Utah Code Title 31A) — ~10-15%
  • General insurance — ~10-15%
  • Property insurance basics — ~15-20%
  • Dwelling and Homeowners policies — ~15-20%
  • Auto insurance — ~15-20%
  • Commercial Package, BOP, Workers' Comp, Surety — ~20-25%

CE requirements after licensing

UT producer licenses renew every 2 years. Each renewal cycle requires 24 hours of UID-approved continuing education, including 3 hours of ethics.

Cost breakdown

  • Exam-prep course: $49.99 with Elite Training Academy
  • Pre-licensing course (if required for your line): $150-$400
  • Pearson VUE exam fee: ~$56 per attempt
  • Fingerprinting: ~$40-$60
  • UID license application: ~$75
  • Biennial CE: $30-$200 depending on provider

Ready to start studying?

Start your Utah insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course.

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Frequently asked questions

Does Utah require pre-licensing education?

It depends on the line. UT historically requires PLE for some lines (often Life and A&H) and not others. {/* TODO: verify current UID PLE matrix per line */} Confirm with UID before scheduling.

What's the passing score on the UT insurance exam?

70% — the standard most states use.

How long does it take to get a UT insurance license?

Most candidates complete the process in 4-8 weeks: 2-4 weeks of focused exam prep (plus pre-licensing if required for your line), schedule and pass the Pearson VUE exam, fingerprinting, then file the NIPR application.

Related guides

Sources cited

This guide is based on UID and Pearson VUE published procedures current as of 2026. Fees and procedures change — always verify current requirements at insurance.utah.gov before relying on any specific number.