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Courses live in 40 states

Pass your insurance exam.
Without overpaying for it.

Self-paced exam prep built straight from your state's official content outline — $49.99 with lifetime access. Randomized practice questions. A final exam that mirrors the real format. Roughly 80% cheaper than Kaplan and ExamFX with the same TDI-reviewed content.

40 states live now·10 more states coming

Exam prep $49.99
CE bundles $44.99
Lifetime access
7-day money-back
500+
Exam-quality questions
$49.99
One-time · lifetime access
DOI-aligned
Built to each state's outline
70%
Passing score · unlimited retakes
Three steps

From confused to licensed.

Insurance licensing is intimidating because every state has different rules. We do the confusing part so you can focus on learning.

1

Pick your state

We walk you through what license you need, how many hours of pre-licensing education (if any), and which exam you'll take.

2

Study on your schedule

Lessons, practice questions, and section quizzes — all aligned with your state's actual exam content outline. On your laptop, tablet, or phone.

3

Pass the real exam

Take the official state exam through Pearson VUE, PSI, or your state's vendor. Retake our practice exam as many times as you need — unlimited.

What's included

One course. Everything you need.

No add-ons. No upsells. Everything below is included at the flat $49.99 price.

Full lesson library

Every objective on your state's exam content outline, broken into focused lessons with worked examples, diagrams, and statutory citations.

500+ practice questions

Rotating question banks so no two practice attempts are identical. Application-level scenarios, not just definition recall.

Section quizzes

Gated quizzes after each section. 70% to advance. Unlimited retakes. See explanations after you pass.

Final exam simulator

A cumulative exam that matches the real format — question count, time pressure, passing score. Know you're ready before you walk in.

AI tutor included

Ask questions on any lesson, any time. The tutor reads your quiz results, knows your weakest sections, and drills exactly what needs work.

Lifetime access

One payment, yours forever. Review before your exam, and then again before your first renewal. No hidden expiration.

Why Elite Training Academy

Same exam. Same outline. A fraction of the price.

Every provider prepares you for the same state exam, because the state publishes the content outline the exam is built from. What differs is the price, how long you keep access, and the tools you study with. We charge $49.99 once for lifetime access, include an AI tutor on every lesson, and weight every practice bank to your state's published outline. The big names charge $200 to $450 for time-limited access to material covering the same outline, and part of that price is the television advertising that made them big names.

What you getElite Training AcademyTypical big-name provider
Price$49.99, one time$200 to $450 per line
AccessLifetime, never expiresCommonly 90 to 180 days
AI tutorIncluded on every lessonNot offered, or sold as an add-on
Practice weightingMatched to your state's published outlineOften a generic national bank
Refunds7 days, straightforward termsVaries; often store credit only

The full cost breakdown is in why we cost less and what an insurance license really costs.

Available now

Start studying today.

We're live in 40 states today with more coming every month. Pick your state to see what's available.

AL
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Alabama

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AK
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Alaska

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AZ
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Arizona

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CO
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Colorado

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DE
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Delaware

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FL
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Florida

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HI
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Hawaii

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ID
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Idaho

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IL
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Illinois

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IN
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Indiana

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IA
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Iowa

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KS
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Kansas

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LA
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Louisiana

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ME
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Maine

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MD
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Maryland

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MA
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Massachusetts

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MI
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Michigan

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MN
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Minnesota

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MO
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Missouri

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MT
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Montana

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NE
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Nebraska

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NV
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Nevada

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NH
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New Hampshire

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NJ
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New Jersey

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NM
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New Mexico

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NC
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North Carolina

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ND
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North Dakota

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OH
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Ohio

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OK
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Oklahoma

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OR
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Oregon

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PA
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Pennsylvania

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SC
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South Carolina

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SD
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South Dakota

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TN
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Tennessee

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TX
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Texas

Texas insurance license exam prep

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UT
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Utah

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VT
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Vermont

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VA
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Virginia

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WA
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Washington

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WY
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Wyoming

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Pricing

Honest prices. No surprises.

Most competitors charge $100–$400 for the same thing. We don't.

Most popular
New producer

Exam Prep

$49.99

one-time · lifetime access

  • Your state's content outline
  • 500+ exam-quality questions
  • Section quizzes + final exam
  • Progress dashboard
  • Lifetime access to updates
  • 7-day money-back guarantee
Find your state's exam prep
Renewal

CE Bundles

$44.99

24 hours · biennial renewal

  • Full 24-hour P&C biennial bundles
  • General Lines + Ethics combined
  • Self-paced on any device
  • Completion reported to your state DOI
  • Certificate on completion
  • 7-day money-back guarantee
See CE options
Frequently asked

Questions we get a lot.

Do I need a state-approved pre-licensing course, or is this just exam prep?+
It depends on your state. Roughly 17 states, including California, Florida, New York and Georgia, require state-approved pre-licensing education before you can sit for the producer exam. Most other states, Texas among them, require only that you pass the exam. Our courses are exam preparation, and we sell them in the states where exam prep is all the law requires. Our Texas insurance license exam prep course is built for that path. If your state mandates pre-licensing education, you will need an approved provider for that portion, and we say so plainly on the state page rather than selling you something that will not satisfy the requirement.
Do you offer public adjuster exam prep?+
Yes. Public adjuster exam prep is live in 21 states. Public adjuster licensing is exam-only in most of the country, which means no state-approved course is required before you sit, so the path from decision to license is short. Each course is built to that state's official exam outline, and every legal rule in it, bond amounts, fee caps and contract cancellation windows, is cited to the statute or regulation it comes from. Our free state licensing guides walk through the requirements before you buy anything.
Can I prepare for the Life and Health exam with one course?+
Yes, in the 17 states that treat Life and Health as separate lines of authority tested together. Our combo course covers both in a single enrollment at one price rather than making you buy two. In states that split the exams, you take the courses that match the exams your state actually gives. The course catalog shows exactly which format applies where you live.
How long will it take me to finish the course?+
Most students finish in 2 to 4 weeks of casual study, an hour or two a night. You can move faster if you are in a rush. There is no time limit, and lifetime access means you can take as long as you need.
What happens if I fail my real exam?+
Retake it. Many states let you sit again as soon as you pay the exam fee a second time. Your course does not expire, so you can come back, work the sections you missed, and try again at no additional course cost. If you feel the course itself let you down, contact us within 7 days of purchase for a full refund.
How is this different from the expensive providers?+
In content terms it is not, and that is the point. Exam content outlines are set by the state, not by the provider. We write quality material to those outlines and charge $49.99 instead of $200 to $400 because we do not spend millions on television advertising. You get the same learning outcome and keep the difference.
Are you an approved provider with state insurance regulators?+
Where approval is required it matters, and where it is not required there is no approval to hold. Our exam-prep courses are sold in states that do not require state-approved pre-licensing education for the license in question, and in those states no provider approval exists or is needed. Separately, we hold approved continuing education filings in Colorado and have CE filings pending with the Texas and South Carolina departments of insurance. Every course page states which category it falls in, so you always know whether you are buying state-approved credit or exam preparation.
Can I use this on my phone?+
Yes. The platform works on phones, tablets and desktops, and your progress syncs across devices so you can study anywhere.

Ready to get licensed?

Pick your state and start studying in the next five minutes.

$49.99 exam prep · 7-day money-back · Lifetime access