Tennessee · Property
Tennessee Insurance Producer - Property - Exam Prep
The examination this course is built to
Property Agent, 68 scored questions, 105 minutes, administered by Pearson VUE
5
Sections
40
Lessons
550+
Practice questions
105 min
Exam time limit
What you'll learn
Every section below is aligned with the Tennessee content outline.
Section 1I. Property: Types of Policies6 lessons+
I. Property: Types of Policies
6 lessons
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Property: Insurance Terms and Related Concepts10 lessons+
II. Property: Insurance Terms and Related Concepts
10 lessons
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Property: Policy Provisions and Contract Law8 lessons+
III. Property: Policy Provisions and Contract Law
8 lessons
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Tennessee Laws and Departmental Rules Common to Life, Accident and Health, Property and Casualty Insurance8 lessons+
IV. Tennessee Laws and Departmental Rules Common to Life, Accident and Health, Property and Casualty Insurance
8 lessons
- Tennessee TDCI — authority, examinations, orders, penalties
- Producer licensing in Tennessee — types, qualifications, CE, appointment, termination
- Unfair methods of competition and unfair/deceptive acts and practices
- Claims handling — prompt pay, fair settlement practices, notice requirements
- Rating and underwriting practices — prohibited discrimination, credit-based insurance scoring
- Tennessee Insurance Definitions - Producer, Business Entity, Fiduciary, Unauthorized Insurer
- The Tennessee Insurance Guaranty Association
- Credit Information in Personal Insurance - Tenn. Code Ann. 56-5-201 through 207
Section 5V. Tennessee Laws and Departmental Rules Pertinent to Property Insurance Only8 lessons+
V. Tennessee Laws and Departmental Rules Pertinent to Property Insurance Only
8 lessons
- Tennessee Fire Insurance - Fair Value, Property Inspection, and Loss by Fire
- Personal Risk Insurance in Tennessee - Nonrenewal Notice and the Reason on Request
- Personal Risk Rates and the Mandated Offer of Sinkhole Loss Coverage
- Commercial Risk Insurance - Definitions and Nonpayment of Premium
- Cancellation of a Tennessee Commercial Risk Policy - The Eight Grounds and the Notice
- Commercial Risk Nonrenewal and the Sixty Day Extension
- Commercial Risk Rates - Filing and the Twenty Five Per Cent Increase Notice
- Requesting Loss Runs from a Tennessee Commercial Lines Insurer
How it works
1
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
2
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
3
Pass the real exam
Take the official Tennessee exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the Tennessee Property licensing exam?+
Tennessee administers this as the Property Agent, through Pearson VUE. It carries 68 scored questions with a 105-minute time limit. Tennessee does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere. The exam fee is $55.
Is the Tennessee Property exam separate from the Casualty exam?+
Yes. Tennessee publishes them as separate examinations with their own content outlines and their own item counts, and you register for each one separately. This course prepares for the Property paper only. If you want both lines of authority you sit both papers, and the two-course bundle covers them together. If you would rather sit a single combined Property and Casualty examination, Tennessee publishes one of those as well and there is a separate course for it.
Do I need the Casualty course as well?+
Only if you want that line of authority. An insurance license is issued per line, so passing the Tennessee Property exam licenses you for property business and nothing else. Many producers start with one line and add the other later, which is why the courses are sold separately; the bundle exists for candidates who already know they want both.
Why not just take the combined Property and Casualty course?+
Because you would be studying material your exam does not test. The Property paper has its own published content outline, and this course is built to that outline and weighted to its printed item counts rather than to a combined blueprint. If the combined examination is the one you are registering for, that course is the right one and it is still available.
How much does the Tennessee Property exam cost and who administers it?+
Tennessee contracts the examination to Pearson VUE, and you register and pay through them rather than through this course. The published exam fee is $55 per attempt. You are allotted 105 minutes. Fingerprinting, the licence application fee and any state pre-licensing requirement are separate from the exam fee; the Tennessee Department of Insurance publishes the current schedule.
Does Tennessee require state-approved pre-licensing education?+
Tennessee does not require state-approved pre-licensing education for this line. You can study independently with this course and sit for the exam directly -- no separate PLE certificate is required.
How many practice questions does this course include?+
This course includes 550+ practice questions across section quizzes and a full-length 68-question final exam simulator that mirrors the real Tennessee Property exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Tennessee exam?+
The practice questions are written to mirror the real Tennessee Property exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Tennessee exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again. Most students who fail on the first attempt pass on the second after a focused review of the weakest section.
Can I retake the Tennessee licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Tennessee candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.
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