How to Get Your Tennessee Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Tennessee. The TN Department of Commerce and Insurance (TDCI) handles producer licensing through Pearson VUE.
TN insurance license — quick facts
| State regulator | TN Department of Commerce and Insurance (TDCI) |
| Exam vendor | Pearson VUE |
| Pre-licensing education | Typically required |
| Exam fee (resident) | ~$58 per attempt |
| License application fee | ~$50-$60 per line |
| Fingerprinting | Required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education if required
TN typically requires state-approved pre-licensing education before sitting for the producer exam. {/* TODO: verify current TDCI PLE rule and hours per line — our internal classification has TN as exam-only but user notes suggest PLE is required */} If required, complete a TDCI-approved course and get a Certificate of Completion.
- 2
Schedule your Pearson VUE exam
TN contracts with Pearson VUE for resident producer exams. Register at pearsonvue.com/tn/insurance, pick a Tennessee testing center, and pay the current exam fee.
- 3
Pass the exam at 70%
TN uses a 70% passing standard. Your score is sent directly to TDCI by Pearson VUE, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your TN resident producer license application at nipr.com. TDCI license fees run roughly $50-$60 per line. {/* TODO: verify TDCI current fee schedule */}
- 5
Complete fingerprinting
TN requires fingerprint-based background checks for new resident producers via the TDCI-designated vendor. {/* TODO: verify current TDCI fingerprint vendor */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the TN P&C exam
The TN Property & Casualty exam covers the standard NAIC framework plus TN-specific statutes from Title 56 of the TN Code Annotated. Typical section weights:
- TN Insurance Code (T.C.A. Title 56) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
CE requirements after licensing
TN producer licenses renew every 2 years. Each renewal cycle requires 24 hours of TDCI-approved continuing education, including 3 hours of ethics.
Cost breakdown
- Pre-licensing course (if required): $150-$400
- Pearson VUE exam fee: ~$58 per attempt
- Fingerprinting: ~$40-$60
- TDCI license application: ~$50-$60
- Biennial CE: $30-$200 depending on provider
Ready to start studying?
Start your Tennessee insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course.
See TN exam prep courses →Frequently asked questions
Does Tennessee require pre-licensing education?
TDCI typically requires pre-licensing education for resident producer licenses. {/* TODO: confirm current rule */} Verify the current requirement and approved-provider list directly on the TDCI website before scheduling.
What's the passing score on the TN insurance exam?
70% — the standard most states use.
How long does it take to get a TN insurance license?
Most candidates complete the process in 5-8 weeks: 2-4 weeks of focused exam prep (plus pre-licensing if required), schedule and pass the Pearson VUE exam, fingerprinting, then file the NIPR application.
Related guides
- How to get your North Carolina insurance license
- How to get your South Carolina insurance license
- How to get your Virginia insurance license
Sources cited
This guide is based on TDCI and Pearson VUE published procedures current as of 2026. Fees and procedures change — always verify current requirements at tn.gov/commerce/insurance before relying on any specific number.