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Texas General Lines — Property & Casualty License - Application Process & Exam Guide
Everything you need to get your Texas General Lines — Property & Casualty license: the official application process, what the exam actually tests, and exam prep built to match it.
Texas issues this as Property & Casualty (General Lines Agent).
Exam logistics
How to get your Texas General Lines — Property & Casualty license
- 1
Pick your line of authority
Most new TX producers start with General Lines Property & Casualty (this is the course we sell). Other options: General Lines Life Accident Health & HMO, Personal Lines P&C, Life Agent. Each line has its own exam.
- 2
Study with our exam prep course
TDI does NOT mandate state-approved pre-licensing education, but the exam is challenging, particularly the Texas-specific statutes section. Study until you are consistently passing full-length practice exams.
Cost: $49.99See the Texas exam prep course → - 3
Schedule and pass your Pearson VUE exam
Register at Pearson VUE for a Texas testing center. Pearson's Texas candidate handbook publishes the current exam fee ($49 in the October 2024 edition), time limit and scoring rules; the passing score is a scaled score of 70, not 70 percent of the questions. Check the handbook for the current fee before you register.
Schedule at Pearson VUE → - 4
Start your application and get your fingerprint code from TDI
Begin your application on TDI's online initial application and fingerprint portal. TDI then issues the service code you need for IdentoGO. Complete fingerprinting as TDI instructs.
Schedule fingerprinting → - 5
Finish your license application
File your TDI license application through Sircon or NIPR. TDI lists the application fee as $50 (per TDI's General lines property and casualty page, checked 2026-09-30). You must pass the exam before applying, and you must submit the application within one year of passing or retake the exam. If you apply before passing, you will have to reapply and pay the fee again.
Apply at Sircon → - 6
Get appointed by an insurer
A Texas producer license alone doesn't authorize you to sell. You need at least one carrier appointment. Most agencies handle this on day one of employment.
Cost: Usually paid by employer
What's actually on the exam
Section weights below are derived from Pearson VUE publication #124401, effective 2025-12-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies16.923% (22 of 130)
- II. Insurance Terms and Related Concepts11.538% (15 of 130)
- III. Policy Provisions and Contract Law10% (13 of 130)
- IV. Types of Policies, Bonds, and Related Terms17.692% (23 of 130)
- V. Insurance Terms and Related Concepts (Casualty emphasis)11.538% (15 of 130)
- VI. Policy Provisions9.231% (12 of 130)
- VII. Texas Statutes and Rules Common to P&C Insurance13.846% (18 of 130)
- VIII. Texas Statutes and Rules Pertinent to P&C Insurance9.231% (12 of 130)
Source: Pearson VUE #124401 eff. 2025-12-01.
Frequently asked questions
How many questions are on the Texas General Lines — Property & Casualty exam?
Texas administers the General Lines - Property & Casualty, 130 scored questions, a 150-minute time limit, administered by Pearson VUE. The exam fee is $49.
What score do I need to pass?
Texas does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Texas require state-approved prelicensing education?
No. Texas does not mandate prelicensing education for the General Lines — Property & Casualty license. The state exam is the standard qualification, but some applicants are exempt from it (for example by a prior license or a qualifying designation, and in some states an approved course). Check the exemptions listed on the Texas Department of Insurance website before you register and pay for an exam.
Is the practice exam built to the real Texas exam's format?
Yes. Our practice questions and final exam are weighted to match Pearson VUE #124401 eff. 2025-12-01, section by section - not a generic national blueprint with a state label on it.
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Exam prep built directly to Texas's content outline, with practice questions and a full-length final exam.
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