Texas General Lines Agent — Property & Casualty — Exam Prep
Self-paced exam preparation for the Texas General Lines — Property and Casualty producer license (TDI). Covers the Pearson VUE Texas GL-P&C content outline (#124401). Not a state-approved pre-licensing course.
General Lines - Property & Casualty (InsTC-PC06), 130 scored questions, 150 minutes, administered by Pearson VUE
What you'll learn
Every section below is aligned with the Texas content outline.
Section 1I. Types of Policies6 lessons+
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Insurance Terms and Related Concepts10 lessons+
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Policy Provisions and Contract Law8 lessons+
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Types of Policies, Bonds, and Related Terms9 lessons+
- Commercial General Liability (CGL)
- Personal Auto Policy (PAP)
- Business Auto, Garage, and Mobile Equipment
- Workers' Compensation and Employers Liability
- Commercial Crime
- Surety and Fidelity Bonds
- Professional Liability
- Umbrella and Excess Liability
- Businessowners Policy (BOP)
Section 5V. Insurance Terms and Related Concepts (Casualty emphasis)8 lessons+
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence — Casualty Application
- Binders, Warranties, Representations, and Concealment — Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
Section 6VI. Policy Provisions7 lessons+
- Declarations, Insuring Agreement, Conditions, Exclusions and Limitations — Casualty Forms
- Definition of the Insured; Duties of the Insured After a Loss — Casualty Context
- Cancellation and Nonrenewal Provisions — Casualty Policies
- Supplementary Payments; Proof of Loss; Notice of Claim
- Other Insurance; Subrogation — Casualty Context
- Loss Settlement Provisions Including Consent to Settle a Loss
- Terrorism Risk Insurance Act (TRIA); Liberalization Clause
Section 7VII. Texas Statutes and Rules Common to P&C Insurance6 lessons+
- Commissioner of Insurance — Powers, Duties, Examination of Records, Investigation and Notice of Hearing, Penalties, Cease-and-Desist Orders
- Insurance Definitions — Certificate of Authority, Transacting Insurance, Foreign/Domestic/Alien, Stock/Mutual, Admitted/Nonadmitted, Texas Lloyds
- Licensing Requirements — Agent, Agency, Nonresident, Temporary, Limited, MGA, Surplus Lines, Adjuster, Risk Manager, Emergency
- Exemptions, Appointment, Continuing Education, Records, Application/Denial/Renewal/Expiration, Termination/Revocation/Suspension, Required Notifications
- Marketing Practices — Unfair/Prohibited Trade Practices, Advertising, Misrepresentation, Defamation, Controlled Business, Rebating, Discrimination, Fraud, Boycott/Coercion/Intimidation; Rating and Underwriting Practices
- Agent Duties and Responsibilities — Commission Sharing
Section 8VIII. Texas Statutes and Rules Pertinent to P&C Insurance7 lessons+
- Property and Casualty Definitions
- Surplus Lines
- Approval of Rates and Forms
- Homeowner's Insurance — Declination, Cancellation, Nonrenewal; FAIR Plan; TWIA; Loss Settlement; Liquidated Demand
- Automobile Insurance — Provisions, UM/UIM, PIP, Financial Responsibility, TAIPA, Rideshare
- Workers' Compensation — Definitions, Coverage, Benefits
- Texas Property and Casualty Insurance Guaranty Association (TPCIGA) and Medical Liability JUA
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official Texas exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the Texas General Lines — Property & Casualty licensing exam?+
How much does the Texas General Lines — Property & Casualty exam cost and who administers it?+
Does Texas require state-approved pre-licensing education?+
How many practice questions does this course include?+
Are the practice questions similar to the real Texas exam?+
Are the practice questions updated regularly?+
Can I study on my phone?+
Can I fit this course around a full-time job?+
Does the course include AI tutoring?+
How long do I have access to the course?+
What if I fail the real Texas exam?+
Can I retake the Texas licensing exam if I fail?+
Can I add another license line later?+
Can I get a refund?+
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
$49.99 · 7-day money-back · Lifetime access