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How to Become a Public Adjuster in Iowa (2026)

A complete guide to the Iowa public adjuster license: the Pearson VUE exam 12-IA-20, the fingerprint criminal history check, the $50,000 financial responsibility showing, commissioner pre-approval of your contract form, the $50 NIPR application, and the chapter 522C rules that govern how you practice, including the 15 percent and 10 percent fee caps and the 8:00 p.m. to 9:00 a.m. solicitation ban.

Quick summaryLicensing governed by Iowa Code chapter 522C and Iowa Admin. Code 191-55 · pass the Pearson VUE "Public Adjusters" exam (12-IA-20) (50 scoreable questions, 1 hour, $44) · fingerprint criminal history check ($50) · show financial responsibility with a $50,000 surety bond or the E&O or letter of credit alternative (522C.7; 191-55.10) · get your contract approved by the commissioner before use (522C.5A) · apply via NIPR ($50). No pre-licensing course is required; the path is exam-only.

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Every Iowa rule new PAs get wrong (the $50,000 bond minimum, the 15 percent and 10 percent fee caps, contract pre-approval, the 8:00 p.m. to 9:00 a.m. solicitation ban, the 72-hour catastrophe window, fiduciary trust accounts, and 5 year recordkeeping) in one printable PDF you can keep in your truck.

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What does a public adjuster do in Iowa?

Under Iowa Code 522C.2(18), a public adjuster is a person who, for compensation or other thing of value, acts for or aids an insured in negotiating or effecting the settlement of a first-party claim for loss or damage to property, advertises or solicits business as a public adjuster, or solicits business investigating or adjusting losses or advising insureds about first-party claims. Iowa Code 522C.1 confirms the boundary: public adjusters assist insureds with first-party claims only. In plain English, when a homeowner or business owner files a storm, fire, or water claim, the insurance company sends its own adjuster. A public adjuster is the licensed professional the policyholder can hire to investigate, document, and negotiate the claim on their side of the table.

The Iowa Insurance Division administers the license under Iowa Code chapter 522C and Iowa Admin. Code 191, Chapter 55, titled "Licensing of Public Adjusters." One thing to know going in: chapter 522C is now captioned "Licensing of Adjusters" following 2025 amendments that extended licensing beyond public adjusters to independent and staff adjusters (Iowa Code 522C.1; 522C.5). When you read the chapter, watch which provisions are public adjuster specific.

Iowa public adjuster license: requirements at a glance

Regulator	Iowa Insurance Division; governed by Iowa Code chapter 522C and Iowa Admin. Code 191, Chapter 55
License required	Yes; the public adjuster definition and licensing scheme sit in Iowa Code 522C.2(18) and 522C.5, with unlicensed activity penalized under 522C.14
Pre-licensing course	Not required; the resident path is exam-only (no mandate in chapter 522C or Iowa Admin. Code 191-55)
Minimum age and home state	At least 18 years old, Iowa as home state, and an office in the home state available by reasonable appointment (Iowa Code 522C.5A)
Exam	"Public Adjusters," series 12-IA-20 at Pearson VUE: 50 scoreable questions, 1 hour, $44 fee (handbook 121600; outlines 121601). Exam required by Iowa Code 522C.8 and Iowa Admin. Code 191-55.6
Exam result validity	Valid for licensure for 90 calendar days (Iowa Code 522C.8)
Fingerprints	Required: criminal history check under Iowa Code 522B.5A (Iowa Admin. Code 191-55.4), $50 fee (Iowa Admin. Code 191-55.20)
Financial responsibility	$50,000 minimum surety bond (Iowa Code 522C.7); by rule, an E&O policy at $50,000 per adjuster with a $1,000,000 aggregate or a $50,000 irrevocable letter of credit are accepted alternatives (Iowa Admin. Code 191-55.10)
Contract approval	Contracts and modifications must be approved by the commissioner before use; deemed approved unless disapproved within 30 calendar days (Iowa Code 522C.5A; contents at 522C.10 and Iowa Admin. Code 191-55.14)
Application and fee	Uniform individual or business entity application through the NIPR gateway (Iowa Code 522C.5; Iowa Admin. Code 191-55.4); $50 license fee (Iowa Code 522C.6; Iowa Admin. Code 191-55.20)
License term	Two years, renewable for $50 per consecutive twenty-four-month period (Iowa Code 522C.6; Iowa Admin. Code 191-55.9 and 191-55.20)
Continuing education	24 credits per biennium including 2 credits of ethics (Iowa Admin. Code 191-55.11; rulemaking authority at Iowa Code 522C.3(2))
Fee caps	15 percent of all claim payments approved; 10 percent of all claim payments approved for a catastrophic disaster claim (Iowa Code 522C.10(1)(a)(8))
Client rescission	3 business days, by reference to Iowa Code chapter 555A (Iowa Code 522C.10; 555A.2); anything of value returned within 15 business days (522C.10(1)(a)(14))
Records	Transaction records kept a minimum of five years, open to division inspection (Iowa Code 522C.12; Iowa Admin. Code 191-55.16)

The seven steps

1
Confirm you meet the resident eligibility requirements
Iowa Code 522C.5A sets the resident individual requirements for an adjuster license: you must be at least 18 years of age, designate Iowa as your home state, maintain an office in your home state that is available by reasonable appointment, pass the adjuster examination required by Iowa Code 522C.8, have the requisite character and competence, show financial responsibility, and pay the required fees. For public adjusters specifically, 522C.5A also requires that your contract, and any modification to it, be submitted to the commissioner for review and approval before you use it. Sort out these gating items before you spend money on the exam.
2
Study for the Iowa Public Adjusters exam
Iowa does not require a pre-licensing course: no course mandate appears in Iowa Code chapter 522C, in Iowa Admin. Code 191-55, or on the Iowa Insurance Division adjuster page, so the resident path is exam-only. The exam still covers real ground. Iowa Code 522C.8 and Iowa Admin. Code 191-55.6 require a written examination testing the duties and responsibilities of an adjuster and the insurance laws and administrative rules of this state, so you have to know chapter 522C and chapter 191-55 cold, not just general property insurance. Our $49.99 Iowa Public Adjuster exam prep course includes 550+ practice questions built around the Pearson VUE content outline.
3
Pass the Pearson VUE "Public Adjusters" exam (series 12-IA-20)
The Iowa Insurance Division uses Pearson VUE. The exam is titled "Public Adjusters," series code 12-IA-20, with a 1 hour time limit and a $44 fee, per the Iowa Insurance Division Candidate Handbook (Pearson VUE publication 121600, dated July 2025, rev. 01/2026). The Iowa content outlines effective January 1, 2026 (publication 121601) specify 50 scoreable questions covering property insurance product knowledge, policy provisions and contract law, insurance terms, public adjuster loss and damage valuation, Iowa insurance terms, and Iowa statutes and regulations including licensing, marketing, standards of conduct, and records. Bring two forms of current signed identification, one of them government-issued with a photo, and make sure your registration name matches exactly. If you fail, the handbook requires a 24 hour wait before you can reserve a retest. Iowa Code 522C.8 also offers a combined adjuster and appraiser examination for a single fee, and your passing result stays valid for licensure for 90 calendar days.
4
Complete the fingerprint-based criminal history check
Iowa Admin. Code 191-55.4 requires every resident individual applicant to submit to a criminal history check under Iowa Code 522B.5A, which authorizes the commissioner to require the applicant's fingerprints for a state check through the Department of Public Safety, Division of Criminal Investigation, and for submission to the FBI for a national check. Iowa Admin. Code 191-55.20 sets the criminal history check fee at $50.
5
Put financial responsibility in place: a $50,000 bond, or the E&O or letter of credit alternative
Iowa Code 522C.7 requires financial responsibility through a surety bond as prescribed by the commissioner, and states that the surety bond shall be a minimum of fifty thousand dollars, issued in favor of the state, allowing the commissioner to recover for adjuster misconduct, and not terminable without at least 30 calendar days of prior written notice to the division. Iowa Admin. Code 191-55.10 offers three ways to satisfy the requirement: an individual surety bond of no less than $50,000 issued in favor of the state of Iowa (business entity bonds scale to $250,000 for 2 to 20 adjusters, $500,000 for 21 to 40, and $1,000,000 for 41 or more), errors and omissions professional liability insurance of no less than $50,000 per adjuster with a $1,000,000 aggregate limit, or an irrevocable letter of credit of at least $50,000 from a qualified financial institution. The Iowa Insurance Division requires evidence of financial responsibility with your application.
6
Submit your contract for commissioner approval
Iowa is a contract pre-approval state. Iowa Code 522C.5A requires public adjuster contracts and any modifications to be submitted to the commissioner for review and approval before use, and the contract is deemed approved unless the commissioner disapproves it within 30 calendar days. Iowa Code 522C.10 and Iowa Admin. Code 191-55.14 dictate what has to be in the form: your full name, address, phone, license number and business entity details; the insured's name and address, the insurer, and the policy and claim numbers; a description and location of the loss; a description of services; both signatures with dates; a surety bond attestation; the fee structure with a detailed explanation of how it is calculated; a statement that the insured has the right to agree to or reject a loss settlement; itemized initial expenses; a statement that you do not practice law or handle bodily injury claims; and the rescission process. The Iowa Insurance Division asks for the customer contract and a public adjuster checklist or attestation with the application.
7
Apply through NIPR and pay the $50 license fee
Iowa Code 522C.5 and Iowa Admin. Code 191-55.4 require the uniform individual application, or the uniform business entity application, filed through the NIPR gateway or as otherwise prescribed by the commissioner. The Iowa Insurance Division instructs candidates to pass the Pearson VUE exam first, then apply through NIPR. Iowa Code 522C.6 and Iowa Admin. Code 191-55.20 set the license issuance fee at $50 for a consecutive twenty-four-month period. Once issued, the license runs a two year term (Iowa Code 522C.6; Iowa Admin. Code 191-55.9) and renews for another $50, with the division directing renewal applications through NIPR within 60 days of expiration.

Start the contract approval step early. Because Iowa Code 522C.5A gives the commissioner 30 calendar days to disapprove your form, and Iowa Code 522C.8 keeps a passing exam result valid for only 90 calendar days, the sequencing is what usually decides how fast you get licensed.

Rules that surprise new Iowa public adjusters

Chapter 522C and Iowa Admin. Code 191-55 hide several rules that trip up new licensees and show up on the Iowa statutes and regulations portion of the exam:

The bond is $50,000, not $20,000 (522C.7). Iowa Code 522C.7 says the surety bond shall be a minimum of fifty thousand dollars, in favor of the state, allowing the commissioner to recover for adjuster misconduct, and not terminable without at least 30 calendar days of prior written notice to the division. Iowa Admin. Code 191-55.10 confirms the $50,000 individual minimum. A $20,000 Iowa figure circulates widely online and is wrong.
Your contract must be approved before you use it (522C.5A). Public adjuster contracts and any modifications go to the commissioner for review and approval before use, and are deemed approved unless disapproved within 30 calendar days. Iowa Code 522C.10 and Iowa Admin. Code 191-55.14 set the required contents, and 191-55.14 requires the contract to be executed in duplicate and kept open to division inspection.
Hard percentage caps, including a catastrophe cap (522C.10(1)(a)(8)). Compensation may not exceed fifteen percent of all claim payments approved, and may not exceed ten percent of all claim payments approved when the claim arises from a catastrophic disaster. Iowa Code 522C.10(3) separately bans collecting a percentage while money is still due from the insurer.
No soliciting between 8:00 p.m. and 9:00 a.m. (522C.11(3)). Iowa puts a clock on solicitation. Iowa Code 522C.11(2) adds that for a minimum of 72 hours following a catastrophic disaster, a public adjuster may not directly solicit or offer a contract unless the consumer initiates the contact, and the commissioner may extend that ban an additional 72 hours.
Rescission runs through the door-to-door sales chapter (555A.2). Iowa Code 522C.10 requires the contract to set out the insured's rescission rights by reference to Iowa Code chapter 555A, and Iowa Code 555A.2 gives the buyer until midnight of the third business day after the transaction to cancel. On rescission, anything of value given by the insured must be returned within 15 business days (522C.10(1)(a)(14)).
Client funds are fiduciary funds (522C.11(26)). Insured funds are held in a fiduciary capacity and must be deposited into separate noninterest-bearing fiduciary trust accounts at a licensed financial institution no later than the close of the fifth business day after receipt, held in the insured's name or in the name of the public adjuster as trustee for the insured, kept separate from personal, nonbusiness, and other business funds, and disbursed within 30 calendar days of receipt of an approved invoice.
Records for five years (522C.12). Adjusters must keep the usual and customary transaction records for a minimum of five years from the date of the adjuster transaction, open for division inspection during regular business hours. Iowa Admin. Code 191-55.16 details the contents. Note that Iowa Code 522C.13 is not the records section; it is license denial, nonrenewal, suspension, or revocation.
Penalties with teeth (522C.14). Iowa Code 522C.14 authorizes civil penalties up to $1,000 per violation with a $10,000 aggregate, or $5,000 per knowing violation with a $50,000 cap per six-month period. Unlicensed activity or a willful violation is a class D felony, class C if the loss exceeds $10,000, and misappropriating trust funds is a class D felony, class C over $10,000.

All of these, with citations, are in the free Public Adjuster Field Guide, formatted so you can find the rule mid-conversation with a client.

Iowa claim-handling law every public adjuster should know

Two bodies of Iowa law define what you can push an insurer on. First, the unfair claim settlement practices list is currently codified at Iowa Code 507B.4(3)(j), within section 507B.4 on unfair methods of competition and unfair or deceptive acts or practices. It reaches conduct such as misrepresenting pertinent facts or policy provisions, failing to acknowledge and act reasonably promptly on claim communications, failing to affirm or deny coverage within a reasonable time after proof of loss, not attempting in good faith to effectuate prompt, fair, and equitable settlements of claims in which liability has become reasonably clear, compelling insureds to litigate by offering substantially less than the amounts ultimately recovered, and failing to promptly provide a reasonable explanation for a denial. Note the citation carefully: the list sits at 507B.4(3)(j), not 507B.4(3)(f).

Second, Iowa recognizes a common law first-party bad faith claim. In Dolan v. Aid Ins. Co., 431 N.W.2d 790 (Iowa 1988), the Iowa Supreme Court held that the plaintiff must show the absence of a reasonable basis for denying benefits of the policy and the defendant's knowledge or reckless disregard of the lack of a reasonable basis for denying the claim. The test is objective, and an insurer may litigate a claim that is fairly debatable, on fact or on law. That last phrase is the reason careful documentation matters more than outrage: your job is to make the claim not debatable.

What it costs to become an Iowa public adjuster

Iowa's fees are unusually clean because most of them are fixed by rule at Iowa Admin. Code 191-55.20:

Exam-prep course: $49.99 with Elite Training Academy (550+ practice questions built around the Pearson VUE outline)
Pearson VUE exam fee: $44 (Iowa Insurance Division Candidate Handbook, publication 121600; fee set by the vendor with division approval under Iowa Code 522C.6 and Iowa Admin. Code 191-55.20(7))
Criminal history check: $50 (Iowa Admin. Code 191-55.20; check authorized by Iowa Code 522B.5A)
License issuance: $50 for a consecutive twenty-four-month period (Iowa Code 522C.6; Iowa Admin. Code 191-55.20)
Financial responsibility (Iowa Code 522C.7; Iowa Admin. Code 191-55.10): premiums for a $50,000 surety bond, E&O at $50,000 per adjuster with a $1,000,000 aggregate, or a $50,000 irrevocable letter of credit vary by provider and your history, so get quotes before you apply
Renewal: $50 every 2 years plus 24 CE credits including 2 ethics credits (Iowa Code 522C.6; Iowa Admin. Code 191-55.11 and 191-55.20)
Reinstatement: $50, or $100 for reinstatement or reissuance following disciplinary action (Iowa Code 522C.6; Iowa Admin. Code 191-55.20)

Realistically, budget roughly $144 in state and vendor fees plus your financial responsibility premium. The costly mistakes are avoidable ones: a failed exam means paying the $44 again and waiting at least 24 hours to reserve a retest per the Pearson VUE handbook, and a contract form that has to go back to the commissioner can add another 30 calendar day review window under Iowa Code 522C.5A.

Ready to start studying?

Our Iowa Public Adjuster exam prep course is $49.99 with 550+ practice questions covering the Pearson VUE content outline for series 12-IA-20: Iowa statutes and regulations, property insurance product knowledge, policy provisions and contract law, and public adjuster loss and damage valuation. It is exam preparation, not state-approved education (Iowa requires none). Want the rules first? Grab the free Field Guide PDF.

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Frequently asked questions

How much is the Iowa public adjuster bond?

The Iowa public adjuster surety bond is a minimum of $50,000, not $20,000. Iowa Code 522C.7 states that the surety bond shall be a minimum of fifty thousand dollars, issued in favor of the state, and not terminable without at least 30 calendar days of prior written notice to the insurance division. Iowa Admin. Code 191-55.10 repeats the $50,000 individual minimum and scales business entity bonds by adjuster count: $250,000 for 2 to 20 adjusters, $500,000 for 21 to 40, and $1,000,000 for 41 or more. The widely repeated $20,000 figure for Iowa is incorrect.

Can I use errors and omissions insurance instead of a bond in Iowa?

Yes. Iowa Admin. Code 191-55.10 allows a public adjuster to show financial responsibility in one of three ways: a surety bond of no less than $50,000 issued in favor of the state of Iowa, errors and omissions professional liability insurance of no less than $50,000 per adjuster with a $1,000,000 aggregate limit covering all affiliated adjusters performing chapter 522C activities, or an irrevocable letter of credit of at least $50,000 from a qualified financial institution. Note that the three-option structure lives in the rule; the statute, Iowa Code 522C.7, is framed around the $50,000 surety bond.

Does Iowa require a pre-licensing course to become a public adjuster?

No. Iowa has no pre-licensing education requirement for the public adjuster license: no course mandate appears in Iowa Code chapter 522C, in Iowa Admin. Code 191-55, or on the Iowa Insurance Division adjuster page. The resident path is exam-only. Iowa Code 522C.8 and Iowa Admin. Code 191-55.6 require passing a written examination on the duties and responsibilities of an adjuster and the insurance laws and administrative rules of Iowa, and Iowa Code 522C.9 exempts certain nonresidents and relocating adjusters from the exam. Continuing education starts after licensure: Iowa Admin. Code 191-55.11 requires 24 credits per biennium including 2 credits of ethics.

How much does an Iowa public adjuster license cost?

Direct state and vendor fees run about $144 before financial responsibility: a $44 Pearson VUE exam fee (Iowa Insurance Division Candidate Handbook, Pearson VUE publication 121600), a $50 criminal history check fee (Iowa Admin. Code 191-55.20), and a $50 license issuance fee for a consecutive twenty-four-month period (Iowa Code 522C.6; Iowa Admin. Code 191-55.20). On top of that, budget the premium for your financial responsibility showing: a $50,000 surety bond, errors and omissions coverage at $50,000 per adjuster with a $1,000,000 aggregate, or a $50,000 irrevocable letter of credit (Iowa Code 522C.7; Iowa Admin. Code 191-55.10). Renewal is $50 every two years. Reinstatement is $50, and reinstatement or reissuance following disciplinary action is $100 (Iowa Code 522C.6; Iowa Admin. Code 191-55.20).

How long does it take to get an Iowa public adjuster license?

The two schedule items fixed in Iowa law are the contract review window and the exam result window. Iowa Code 522C.5A requires public adjuster contracts to be submitted to the commissioner for review and approval before use, and the contract is deemed approved unless disapproved within 30 calendar days, so plan for up to a month on that step and start it early. Iowa Code 522C.8 makes a passing exam result valid for licensure for 90 calendar days, so you have a three month window to finish the application after you test. If you fail, the Pearson VUE Iowa Insurance Division Candidate Handbook requires a 24 hour wait before reserving a retest. The Iowa Insurance Division directs applicants to pass the exam first, then apply through NIPR (Iowa Code 522C.5; Iowa Admin. Code 191-55.4).

What is on the Iowa public adjuster exam?

The Iowa exam is titled "Public Adjusters," series code 12-IA-20, administered by Pearson VUE with a 1 hour time limit and a $44 fee, per the Iowa Insurance Division Candidate Handbook (Pearson VUE publication 121600, July 2025, rev. 01/2026). The Iowa content outlines effective January 1, 2026 (publication 121601) specify 50 scoreable questions covering property insurance product knowledge, policy provisions and contract law, insurance terms, public adjuster loss and damage valuation, Iowa insurance terms, and Iowa statutes and regulations including licensing, marketing, standards of conduct, and records. This tracks Iowa Code 522C.8 and Iowa Admin. Code 191-55.6, which require the exam to test the duties and responsibilities of an adjuster and the insurance laws and administrative rules of Iowa. The handbook does not publish a numeric passing score; it states that the passing score is determined by the Iowa Insurance Division.

How much can a public adjuster charge in Iowa?

Iowa sets hard statutory fee caps. Under Iowa Code 522C.10(1)(a)(8), a public adjuster's compensation may not exceed fifteen percent of all claim payments approved. For a claim arising from a catastrophic disaster, the cap drops to ten percent of all claim payments approved. Iowa Code 522C.10(3) also bans certain contract terms, including collecting a percentage while money is still due from the insurer, requiring insurer checks to be made payable only to the adjuster, taking a full power of attorney (a limited power of attorney for deposit purposes is allowed), increasing compensation based on litigation, precluding civil remedies, restricting the insured's direct communication with their attorney or insurer, and mandating specific repair contractors.

Does my public adjuster contract need state approval in Iowa?

Yes. Iowa Code 522C.5A requires a public adjuster to submit the contract, and any modification to it, to the commissioner for review and approval before use, and the contract is deemed approved unless the commissioner disapproves it within 30 calendar days. Iowa Code 522C.10 requires contracts to be on forms approved by the commissioner and lists the mandatory contents, including license and business entity details, the insured and claim identifiers, a loss description, the fee structure with a detailed calculation explanation, a surety bond attestation, itemized initial expenses, a statement that the insured has the right to agree to or reject a loss settlement, a statement that the adjuster does not practice law or handle bodily injury claims, and the rescission process. Iowa Admin. Code 191-55.14 mirrors those contents and requires contracts to be executed in duplicate and kept open to division inspection.

How do nonresidents get an Iowa public adjuster license?

Iowa Code 522C.9 provides the exam exemptions: a nonresident who was previously licensed by examination in another state does not have to retake the Iowa examination, and an adjuster relocating to Iowa is exempt if the application is filed within 90 days while the person is licensed and in good standing elsewhere. Applications, resident and nonresident, run on the NAIC uniform individual application or uniform business entity application filed through the NIPR gateway or as otherwise prescribed by the commissioner (Iowa Code 522C.5; Iowa Admin. Code 191-55.4). For continuing education, Iowa Admin. Code 191-55.11 exempts nonresidents who satisfy their home state's continuing education requirement through reciprocity.

Sources

Every requirement on this page traces to one of these primary sources:

Iowa Insurance Division: Adjusters (Pearson VUE as the exam vendor, exam first then NIPR application, evidence of financial responsibility, customer contract and public adjuster checklist with the application, 24 CE credits including 2 ethics, renewal via NIPR within 60 days of expiration)
Iowa Code chapter 522C, "Licensing of Adjusters" (Iowa Legislature) including 522C.2 (definitions, including public adjuster at 522C.2(18)), 522C.5A (resident requirements and contract pre-approval), 522C.7 ($50,000 minimum surety bond), 522C.8 (examination and the 90 calendar day result validity), 522C.10 (contract contents and the 15 percent and 10 percent fee caps), 522C.11 (standards of conduct, solicitation hours, catastrophe window, fiduciary trust accounts), and 522C.12 (five year record retention)
Iowa Admin. Code 191, Chapter 55, "Licensing of Public Adjusters" (Iowa Legislature) including 191-55.4 (application and criminal history check), 191-55.6 (examination), 191-55.9 (two year term), 191-55.10 (bond, E&O, or letter of credit), 191-55.11 (24 CE credits with 2 ethics credits), 191-55.14 (contract), 191-55.16 (records), and 191-55.20 (fees)
Iowa Code 507B.4 (Iowa Legislature) (unfair claim settlement practices, currently at 507B.4(3)(j)), Iowa Code 555A.2 (3 business day cancellation), and Iowa Code 522B.5A (fingerprint-based criminal history check)
Pearson VUE: Iowa Insurance Division Candidate Handbook (publication 121600) (exam 12-IA-20, 1 hour, $44 fee, 24 hour retake wait, identification requirements)
Pearson VUE: Iowa Insurance Content Outlines (publication 121601) (50 scoreable questions and the Public Adjusters topic breakdown, effective 2026-01-01)
Dolan v. Aid Ins. Co., 431 N.W.2d 790 (Iowa 1988) (Justia) (first-party bad faith standard and the fairly debatable defense)

Last verified: facts on this page were verified 2026-08-09 against the Iowa Code, the Iowa Administrative Code, the Iowa Insurance Division's published adjuster licensing pages, and the Pearson VUE candidate handbook.

Related guides

Statutory requirements summarized from Iowa Code chapter 522C and Iowa Admin. Code 191, Chapter 55, current as of 2026-08-09. The Pearson VUE handbook does not publish a numeric passing score for the Iowa Public Adjusters examination; it states that the passing score is determined by the Iowa Insurance Division, so we do not quote a number. Our course is exam preparation for the Iowa Public Adjusters examination; Iowa does not require any pre-licensing course for this license, and our course is not approved or endorsed by the Iowa Insurance Division. Fees and procedures change; verify current requirements at iid.iowa.gov before relying on any specific number. This guide is not legal advice.