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The Texas Public Adjuster Field Guide
A practical reference for new and aspiring public adjusters — the claim deadlines, license rules, valuation math, and field checklists working adjusters use every day. Built from our TDI-approved exam-prep curriculum. Free — no signup, no purchase, no strings.
Free download — no signup, no purchase required.
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What's inside
- The License at a Glance
The Ch. 4102 rules every PA must know — the 10% fee cap, the 72-hour rescission right, the contract notice, and the 5-year record rule.
- The Claim Clock
The 15/15/5 prompt-payment deadlines, day by day, and what happens when a carrier misses one.
- First Contact Checklist
Everything to capture at first notice of loss, before evidence disappears.
- Documentation Standard
Photo counts, sketches, notes — and the reproducibility test your file must pass.
- Valuation Quick Reference
ACV and RCV formulas, useful-life tables, recoverable depreciation, and a fully worked roof claim.
- Estimate & Scope
The line-item method behind Xactimate, scope completeness, and overhead-and-profit conventions.
- Fraud Red Flags
The categorized warning-sign checklist adjusters screen every claim against.
- What You May Not Do
The prohibited-practices summary that keeps your license safe.