Utah Insurance Producer - Property - Exam Prep
Utah Producer's Property Exam (17-22), 100 scored questions, 120 minutes, administered by Prometric
Utah also publishes a single COMBINED Property and Casualty paper (17-04), at 150 scored questions, which covers both lines in one sitting. This course prepares you for the Property paper only. If you have booked the combined exam instead, the Property and Casualty course is the one built to it.
What you'll learn
Every section below is aligned with the Utah content outline.
Section 1I. Property: Insurance Regulation9 lessons+
- Utah Insurance Department — Authority, Examinations, Orders, Penalties
- Producer Licensing — Qualifications, CE, Appointment, and Termination
- Utah Unfair Trade Practices — Marketing and Producer Conduct
- Utah Claims Handling — Prompt Pay, Fair Settlement, and Bad Faith
- Utah Rating and Underwriting — Filings, Discrimination, and Credit Scoring
- Maintaining a Utah Licence: Renewal, Education, Reinstatement and Discipline
- Utah Producer Conduct: Trust Accounts, Records, Controlled Business and Commissions
- Utah Insurance Fraud, Consumer Privacy, and Personal Liability for Unpaid Claims
- Federal Regulation on the Utah Property Paper: FCRA, 18 USC 1033/1034, GLBA, NFIP and TRIA
Section 2II. Property: General Insurance13 lessons+
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
- Types of Insurers, Distribution Systems, and How an Insurer Is Rated
- Producers and the General Rules of Agency
- Contracts: The Four Elements, the Six Characteristics, and How Courts Read Them
Section 3III. Property: Property and Casualty Insurance Basics14 lessons+
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
- Underwriting, Rates, Hazards, Causes of Loss, and Construction
- The Utah Property and Casualty Insurance Guaranty Association
- Cancellation, Issuance and Renewal of a Utah Policy
- Binders and the Utah Other-Insurance Statute
- Suit Against a Utah Insurer, and Concealment or Fraud
- The Federal Terrorism Insurance Program
Section 4IV. Property: Dwelling, Homeowners, and Commercial Policies13 lessons+
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
- The Dwelling Policy in Depth
- The Homeowners Policy in Depth: Section I
- Commercial Property Coverage Forms, Causes of Loss Forms, and Endorsements
- Equipment Breakdown Protection
- Farm Property Coverage
- The Businessowners Policy: Section I Property and Section III Common Conditions
- Aviation, Ocean Marine, and Boatowners
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official Utah exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the Utah Property licensing exam?+
Is the Utah Property exam separate from the Casualty exam?+
Do I need the Casualty course as well?+
Why not just take the combined Property and Casualty course?+
How much does the Utah Property exam cost and who administers it?+
Does Utah require state-approved pre-licensing education?+
How many practice questions does this course include?+
Are the practice questions similar to the real Utah exam?+
Are the practice questions updated regularly?+
Can I study on my phone?+
Can I fit this course around a full-time job?+
Does the course include AI tutoring?+
How long do I have access to the course?+
What if I fail the real Utah exam?+
Can I retake the Utah licensing exam if I fail?+
Can I add another license line later?+
Can I get a refund?+
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
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