South Dakota Insurance Producer - Property - Exam Prep
Self-paced exam-prep course for the South Dakota Property insurance producer license exam. South Dakota does not require state-approved pre-licensing education — candidates pass the state exam, complete fingerprinting, and submit a license application. This product is exam preparation only.
SD Property Producer (InsSD_Prop43), 75 scored questions, 120 minutes, administered by Pearson VUE
South Dakota also publishes a single COMBINED Property and Casualty paper (InsSD_PropCas46), at 130 scored questions, which covers both lines in one sitting. This course prepares you for the Property paper only. If you have booked the combined exam instead, the Property and Casualty course is the one built to it.
What you'll learn
Every section below is aligned with the South Dakota content outline.
Section 1I. Property: Types of Policies6 lessons+
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Property: Insurance Terms and Related Concepts10 lessons+
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Property: Policy Provisions and Contract Law8 lessons+
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. South Dakota Statutes, Rules, and Regulations Common to Life, Accident and Health, Property, and Casualty Insurance10 lessons+
- The Director of Insurance and the Division Within the Department of Labor and Regulation
- Examination of Records, Hearings, Cease and Desist Orders, and Money Penalties
- South Dakota Insurance Definitions, the Kinds of Insurance, and Fraternal Benefit Societies
- Authorized and Unauthorized Insurers and the Certificate of Authority
- Obtaining a South Dakota Producer Licence - Types, Qualifications, Examination, Nonresidents
- Maintaining a Licence - Renewal, Continuing Education, and Required Reporting
- Appointment, Termination of Appointment, and Licence Discipline
- Producer Responsibilities - Fiduciary Duties, Commissions, Records, and Division Inquiries
- Marketing Practices, the Unfair Trade Practices Act, and Unfair Claim Settlement Practices
- The Guaranty Association, Insurance Fraud Regulation, and Policy Delivery and Receipt
Section 5V. South Dakota Statutes Pertinent to Property Insurance8 lessons+
- Binders and Evidence of Insurance in South Dakota
- Suit Against the Insurer - the Six-Year Contract Limitation
- Rating of Property Insurance in South Dakota
- Certificates of Insurance
- The South Dakota Valued Policy Law
- Flood Insurance and the Flood Insurance Rate Map
- Marine and Transportation Insurance Under South Dakota Law
- Cancellation and Nonrenewal of a South Dakota Property Policy, and Surplus Lines
How it works
Enroll
One-time payment of $49.99. Secure checkout powered by Stripe.
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
Pass the real exam
Take the official South Dakota exam with confidence. Most students finish the course in 2-4 weeks of casual study.
FAQ
How long is the South Dakota Property licensing exam?+
Is the South Dakota Property exam separate from the Casualty exam?+
Do I need the Casualty course as well?+
Why not just take the combined Property and Casualty course?+
How much does the South Dakota Property exam cost and who administers it?+
Does South Dakota require state-approved pre-licensing education?+
How many practice questions does this course include?+
Are the practice questions similar to the real South Dakota exam?+
Are the practice questions updated regularly?+
Can I study on my phone?+
Can I fit this course around a full-time job?+
Does the course include AI tutoring?+
How long do I have access to the course?+
What if I fail the real South Dakota exam?+
Can I retake the South Dakota licensing exam if I fail?+
Can I add another license line later?+
Can I get a refund?+
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
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