Pennsylvania · 2-course bundle
Pennsylvania Insurance Producer - Property and Casualty - Exam Prep Bundle
The two single-line Pennsylvania papers in one purchase. If you are sitting the combined Property and Casualty examination instead, buy that course.
6
Sections
83
Lessons
1800+
Practice questions
What you'll learn
Every section below is aligned with the Pennsylvania content outline.
Pennsylvania Insurance Producer - Property - Exam Prep
Section 1I. Property: Types of Policies8 lessons+
I. Property: Types of Policies
8 lessons
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
- Businessowners Policy Section I - Property, and Section III Common Policy Conditions
- Ocean marine and the other property lines - aircraft hull, boatowners, crop, DIC, pet
Section 2II. Property: Insurance Terms, Related Concepts, and Policy Provisions22 lessons+
II. Property: Insurance Terms, Related Concepts, and Policy Provisions
22 lessons
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
- Cancellation and nonrenewal in Pennsylvania - private residential and commercial property
- Pennsylvania property coverages required by statute - the Standard Fire Policy and the FAIR Plan
- The Pennsylvania Property and Casualty Insurance Guaranty Association
- The Insurance Consultation Services Exemption Act and the federal Terrorism Risk Insurance Program
Section 3III. Property: Pennsylvania Insurance Regulation and Federal Law12 lessons+
III. Property: Pennsylvania Insurance Regulation and Federal Law
12 lessons
- Pennsylvania Insurance Department - authority, examinations, orders, penalties
- Producer licensing in Pennsylvania - process, types, qualifications, maintenance
- The Pennsylvania Unfair Insurance Practices Act
- Claims handling in Pennsylvania - unfair claim settlement practices and bad faith
- Rate and form regulation in Pennsylvania, and producer compensation
- Pennsylvania appointment, agency termination, and the special licence categories
- Pennsylvania insurance fraud and the privacy of consumer financial information
- The Fair Credit Reporting Act in insurance underwriting
- Fraud and false statements - 18 U.S.C. §§ 1033 and 1034
- Privacy under the Gramm-Leach-Bliley Act
- The Terrorism Risk Insurance Act and the federal backstop
- The Motor Carrier Act, the MCS-90 endorsement, and the federal Do Not Call registry
Pennsylvania Insurance Producer - Casualty - Exam Prep
Section 1I. Casualty: Types of Policies, Bonds, Workers Compensation, and Related Terms13 lessons+
I. Casualty: Types of Policies, Bonds, Workers Compensation, and Related Terms
13 lessons
- Commercial General Liability (CGL)
- Personal Auto Policy (PAP)
- Business Auto, Garage, and Mobile Equipment
- Workers' Compensation and Employers Liability
- Commercial Crime
- Surety and Fidelity Bonds
- Professional Liability
- Umbrella and Excess Liability
- Businessowners Policy (BOP)
- Pennsylvania automobile insurance - the MVFRL, tort options, first-party benefits, UM/UIM, the Assigned Risk Plan
- The Pennsylvania Workers' Compensation Act - compulsory coverage, exclusive remedy, SWIF, benefits
- Businessowners Policy Section II - Liability, and Section III Common Policy Conditions
- Pennsylvania alternative funding mechanisms - risk retention groups and risk purchasing groups
Section 2II. Casualty: Insurance Terms, Related Concepts, and Policy Provisions16 lessons+
II. Casualty: Insurance Terms, Related Concepts, and Policy Provisions
16 lessons
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence — Casualty Application
- Binders, Warranties, Representations, and Concealment — Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
- Cancellation and nonrenewal in Pennsylvania - private passenger auto, private residential, commercial
- The Pennsylvania Property and Casualty Insurance Guaranty Association
- Casualty damages and the three liabilities without fault
- Negligence, torts, and the defenses against a negligence action
- Casualty policy structure and policy conditions
- Limits of liability - per person, per accident, per occurrence, aggregate, split, and combined single limit
- Named insured provisions, insurer provisions, and the third-party provisions
- The Insurance Consultation Services Exemption Act and the federal Terrorism Risk Insurance Program
Section 3III. Casualty: Pennsylvania Insurance Regulation and Federal Law12 lessons+
III. Casualty: Pennsylvania Insurance Regulation and Federal Law
12 lessons
- Pennsylvania Insurance Department - authority, examinations, orders, penalties
- Producer licensing in Pennsylvania - process, types, qualifications, maintenance
- The Pennsylvania Unfair Insurance Practices Act
- Claims handling in Pennsylvania - unfair claim settlement practices and bad faith
- Rate and form regulation in Pennsylvania, and producer compensation
- Pennsylvania appointment, agency termination, and the special licence categories
- Pennsylvania insurance fraud and the privacy of consumer financial information
- The Fair Credit Reporting Act in insurance underwriting
- Fraud and false statements - 18 U.S.C. §§ 1033 and 1034
- Privacy under the Gramm-Leach-Bliley Act
- The Terrorism Risk Insurance Act and the federal backstop
- The Motor Carrier Act, the MCS-90 endorsement, and the federal Do Not Call registry
How it works
1
Enroll
One-time payment of $79.99. Secure checkout powered by Stripe.
2
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
3
Pass the real exam
Take the official Pennsylvania exam with confidence. Check the Pennsylvania Department of Insurance for the exam and application steps.
FAQ
What is included in the Pennsylvania Property and Casualty bundle?+
Two complete exam-prep courses, one for each paper: the Pennsylvania Property examination and the Pennsylvania Casualty examination. Each is built to its own published content outline and weighted to that paper's printed item counts, with its own lessons, section quizzes and full-length simulator. Lifetime access to both, and the AI tutor works across both.
Is the bundle cheaper than buying the two courses separately?+
Yes. The bundle is $79.99 against $99.98 for the 2 courses bought individually. One payment, and both courses appear in your library immediately.
Should I buy the bundle or the combined Property and Casualty course?+
It depends which examination you are registering for. Pennsylvania publishes a Property paper, a Casualty paper and a combined Property and Casualty paper. If you are sitting the two single-line papers, this bundle is what you want. If you are sitting the single combined examination, buy the combined course instead: it is built to that paper's outline and this bundle is not.
Does Pennsylvania require state-approved pre-licensing education?+
Most states let producers study independently for the licensing exam, but roughly 17 states require state-approved pre-licensing education first. Check the Pennsylvania Department of Insurance for the current rule on your specific line of authority.
How many practice questions does this course include?+
This course includes 1800+ practice questions across section quizzes and a full-length 100-question final exam simulator that mirrors the real Pennsylvania 2-course bundle exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Pennsylvania exam?+
The practice questions are written to mirror the real Pennsylvania 2-course bundle exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Pennsylvania exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again.
Can I retake the Pennsylvania licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Pennsylvania candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
$79.99 · 7-day money-back · Lifetime access