How to Get Your Pennsylvania Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Pennsylvania. PA requires 24 hours of state-approved pre-licensing education per line of authority before you can sit for the PSI exam.
PA insurance license — quick facts
| State regulator | Pennsylvania Insurance Department |
| Exam vendor | PSI |
| Pre-licensing education | Required — 24 hrs per line |
| Exam fee (resident) | ~$55 per attempt |
| License application fee | ~$55 per line |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete the required 24-hour PA pre-licensing course
The PA Insurance Department requires 24 hours of state-approved pre-licensing education per line of authority. A combined P&C candidate completes 24 hours of P&C pre-licensing (other states like NC require 20 per Property + 20 per Casualty separately). {/* TODO: verify PA's current 24 hr per line rule */} The provider issues a Certificate of Completion.
- 2
Schedule your PSI exam
PA contracts with PSI for resident producer exams. Register at psiexams.com, pick a Pennsylvania testing center, and pay the current exam fee.
- 3
Pass the exam at 70%
Pennsylvania uses a 70% passing standard. Your score is sent directly to the PA Insurance Department by PSI, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your PA resident producer license application at nipr.com along with your pre-licensing Certificate of Completion. PA Insurance Department license fees run roughly $55 per line. {/* TODO: verify PA current fee schedule */}
- 5
Complete fingerprinting if required
PA may require fingerprint-based background checks for new resident producers. {/* TODO: verify current PA fingerprint requirement */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the PA P&C exam
The PA Property & Casualty exam covers the standard NAIC framework plus PA-specific statutes from 40 Pa.C.S. (the PA Insurance Code). Typical section weights:
- PA Insurance Code (40 Pa.C.S.) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance (incl. PA Motor Vehicle Financial Responsibility Law) — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~15-20%
CE requirements after licensing
PA producer licenses renew every 2 years. Each renewal cycle requires 24 hours of PA-approved continuing education, including 3 hours of ethics.
Cost breakdown
- PA-approved 24-hour pre-licensing course: $150-$400
- PSI exam fee: ~$55 per attempt
- Fingerprinting (if required): ~$40-$60
- PA Insurance Dept. license application: ~$55
- Biennial CE: $30-$200 depending on provider
Pre-licensing required in PA — coming soon
Pennsylvania requires a 24-hour state-approved pre-licensing course before the producer exam. We're working with the PA Insurance Department to get our course approved. Sign up to be notified when Pennsylvania becomes available.
See available courses →Frequently asked questions
Does Pennsylvania require pre-licensing education?
Yes. The PA Insurance Department requires 24 hours of state-approved pre-licensing education per line of authority. The certificate is generally valid for two years for exam scheduling purposes. {/* TODO: verify */}
What's the passing score on the PA insurance exam?
70% — the standard most states use. PSI administers the exam and sends your scaled score directly to the PA Insurance Department.
How long does it take to get a PA insurance license?
Most candidates complete the process in 6-10 weeks: 3-4 weeks for the 24-hr pre-licensing course, 2-3 weeks of exam prep, schedule and pass the PSI exam, then file the NIPR application.
Related guides
- How to get your New Jersey insurance license
- How to get your Ohio insurance license
- How to get your West Virginia insurance license
Sources cited
This guide is based on PA Insurance Department and PSI published procedures current as of 2026. Fees and procedures change — always verify current requirements at insurance.pa.gov before relying on any specific number.