Utah · 2-course bundle
Utah Insurance Producer - Property and Casualty - Exam Prep Bundle
The two single-line Utah papers in one purchase. If you are sitting the combined Property and Casualty examination instead, buy that course.
9
Sections
95
Lessons
1550+
Practice questions
What you'll learn
Every section below is aligned with the Utah content outline.
Utah Insurance Producer - Property - Exam Prep
Section 1I. Property: Insurance Regulation9 lessons+
I. Property: Insurance Regulation
9 lessons
- Utah Insurance Department — Authority, Examinations, Orders, Penalties
- Producer Licensing — Qualifications, CE, Appointment, and Termination
- Utah Unfair Trade Practices — Marketing and Producer Conduct
- Utah Claims Handling — Prompt Pay, Fair Settlement, and Bad Faith
- Utah Rating and Underwriting — Filings, Discrimination, and Credit Scoring
- Maintaining a Utah Licence: Renewal, Education, Reinstatement and Discipline
- Utah Producer Conduct: Trust Accounts, Records, Controlled Business and Commissions
- Utah Insurance Fraud, Consumer Privacy, and Personal Liability for Unpaid Claims
- Federal Regulation on the Utah Property Paper: FCRA, 18 USC 1033/1034, GLBA, NFIP and TRIA
Section 2II. Property: General Insurance13 lessons+
II. Property: General Insurance
13 lessons
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
- Types of Insurers, Distribution Systems, and How an Insurer Is Rated
- Producers and the General Rules of Agency
- Contracts: The Four Elements, the Six Characteristics, and How Courts Read Them
Section 3III. Property: Property and Casualty Insurance Basics14 lessons+
III. Property: Property and Casualty Insurance Basics
14 lessons
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
- Underwriting, Rates, Hazards, Causes of Loss, and Construction
- The Utah Property and Casualty Insurance Guaranty Association
- Cancellation, Issuance and Renewal of a Utah Policy
- Binders and the Utah Other-Insurance Statute
- Suit Against a Utah Insurer, and Concealment or Fraud
- The Federal Terrorism Insurance Program
Section 4IV. Property: Dwelling, Homeowners, and Commercial Policies13 lessons+
IV. Property: Dwelling, Homeowners, and Commercial Policies
13 lessons
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
- The Dwelling Policy in Depth
- The Homeowners Policy in Depth: Section I
- Commercial Property Coverage Forms, Causes of Loss Forms, and Endorsements
- Equipment Breakdown Protection
- Farm Property Coverage
- The Businessowners Policy: Section I Property and Section III Common Conditions
- Aviation, Ocean Marine, and Boatowners
Utah Insurance Producer - Casualty - Exam Prep
Section 1I. Casualty: Insurance Regulation9 lessons+
I. Casualty: Insurance Regulation
9 lessons
- Utah Insurance Department — Authority, Examinations, Orders, Penalties
- Producer Licensing — Qualifications, CE, Appointment, and Termination
- Utah Unfair Trade Practices — Marketing and Producer Conduct
- Utah Claims Handling — Prompt Pay, Fair Settlement, and Bad Faith
- Utah Rating and Underwriting — Filings, Discrimination, and Credit Scoring
- Maintaining a Utah Licence: Renewal, Education, Reinstatement and Discipline
- Utah Producer Conduct: Trust Accounts, Records, Controlled Business and Commissions
- Utah Insurance Fraud, Consumer Privacy, and Personal Liability for Unpaid Claims
- Federal Regulation on the Utah Casualty Paper: FCRA, 18 USC 1033/1034, GLBA and the Motor Carrier Act
Section 2II. Casualty: General Insurance11 lessons+
II. Casualty: General Insurance
11 lessons
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence — Casualty Application
- Binders, Warranties, Representations, and Concealment — Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
- Types of Insurers, Distribution Systems, and How an Insurer Is Rated
- Producers and the General Rules of Agency
- Contracts: The Four Elements, the Six Characteristics, and How Courts Read Them
Section 3III. Casualty: Property and Casualty Insurance Basics8 lessons+
III. Casualty: Property and Casualty Insurance Basics
8 lessons
- Insurable Interest, Underwriting, Rates, and the Three Hazards
- Negligence: The Four Elements, the Defences, and the Burden of Proof
- Damages, and Absolute, Strict and Vicarious Liability
- Policy Structure on the Casualty Paper
- Common Policy Provisions on the Casualty Paper
- Limits of Liability
- The Utah Property and Casualty Insurance Guaranty Association
- Utah Required Provisions: Cancellation, Binders, Other Insurance, Suit Against the Insurer, Concealment or Fraud
Section 4IV. Casualty: Homeowners Liability, Auto, and Commercial Liability12 lessons+
IV. Casualty: Homeowners Liability, Auto, and Commercial Liability
12 lessons
- Commercial General Liability (CGL)
- Personal Auto Policy (PAP)
- Business Auto, Garage, and Mobile Equipment
- Workers' Compensation and Employers Liability
- Commercial Crime
- Surety and Fidelity Bonds
- Professional Liability
- Umbrella and Excess Liability
- Businessowners Policy (BOP)
- Homeowners Section II: Personal Liability and Medical Payments to Others
- Utah Automobile Insurance Law
- Commercial Crime and the Farm Liability Coverage Form
Section 5V. Casualty: Workers Compensation and Other Coverages6 lessons+
V. Casualty: Workers Compensation and Other Coverages
6 lessons
- The Utah Workers' Compensation Law
- Type of Law, and the Workers Compensation and Employers Liability Policy
- Workers Compensation Premium Computation
- Other Sources of Utah Coverage: The Workers' Compensation Fund, Self-Insurance, and the Rating Organisation
- Umbrella and Excess Liability, and Specialty Liability Insurance
- Utah Surplus Lines, Surety Bonds, Aviation, Ocean Marine, and Boatowners
How it works
1
Enroll
One-time payment of $79.99. Secure checkout powered by Stripe.
2
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
3
Pass the real exam
Take the official Utah exam with confidence. Check the Utah Department of Insurance for the exam and application steps.
FAQ
What is included in the Utah Property and Casualty bundle?+
Two complete exam-prep courses, one for each paper: the Utah Property examination and the Utah Casualty examination. Each is built to its own published content outline and weighted to that paper's printed item counts, with its own lessons, section quizzes and full-length simulator. Lifetime access to both, and the AI tutor works across both.
Is the bundle cheaper than buying the two courses separately?+
Yes. The bundle is $79.99 against $99.98 for the 2 courses bought individually. One payment, and both courses appear in your library immediately.
Should I buy the bundle or the combined Property and Casualty course?+
It depends which examination you are registering for. Utah publishes a Property paper, a Casualty paper and a combined Property and Casualty paper. If you are sitting the two single-line papers, this bundle is what you want. If you are sitting the single combined examination, buy the combined course instead: it is built to that paper's outline and this bundle is not.
Does Utah require state-approved pre-licensing education?+
Most states let producers study independently for the licensing exam, but roughly 17 states require state-approved pre-licensing education first. Check the Utah Department of Insurance for the current rule on your specific line of authority.
How many practice questions does this course include?+
This course includes 1550+ practice questions across section quizzes and a full-length 100-question final exam simulator that mirrors the real Utah 2-course bundle exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Utah exam?+
The practice questions are written to mirror the real Utah 2-course bundle exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Utah exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again.
Can I retake the Utah licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Utah candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
$79.99 · 7-day money-back · Lifetime access