Hawaii · 2-course bundle
Hawaii Insurance Producer - Property and Casualty - Exam Prep Bundle
Both Hawaii papers in one purchase. Property and Casualty are separate examinations in Hawaii; this is the two courses together.
12
Sections
71
Lessons
1500+
Practice questions
What you'll learn
Every section below is aligned with the Hawaii content outline.
Hawaii Insurance Producer - Property - Exam Prep
Section 1I. Property: Types of Policies6 lessons+
I. Property: Types of Policies
6 lessons
- Homeowners Forms — HO-2, HO-3, HO-4, HO-5, HO-6, HO-8
- Dwelling Forms — DP-1, DP-2, DP-3
- Commercial Lines — CPP, Commercial Property, BOP, Builders Risk, Cyber First-Party
- Inland Marine — Personal Articles Floaters and Commercial Property Floaters
- National Flood Insurance Program (NFIP)
- Other Coverages — Earthquake, Mobile Homes, Watercraft, Farm Owners, Windstorm
Section 2II. Property: Insurance Terms and Related Concepts10 lessons+
II. Property: Insurance Terms and Related Concepts
10 lessons
- Insurance Fundamentals — Law of Large Numbers, Insurable Interest, Risk Transfer
- Risk, Hazard, and Peril — Risk Management Techniques
- Loss and Valuation — Direct vs. Indirect Loss, ACV, Replacement Cost, Agreed Value, Salvage
- Proximate Cause, Deductible, Indemnity, and Limits of Liability
- Coinsurance, Insurance-to-Value, and Occurrence
- Cancellation, Nonrenewal, Vacancy, and Unoccupancy
- Liability and Negligence — Elements, Types, and Defenses
- Binders, Endorsements, Blanket vs. Specific, and Crime Definitions
- Warranties, Representations, Concealment, Deposit Premium and Audit, Certificate of Insurance
- Damages and the Fair Credit Reporting Act (FCRA)
Section 3III. Property: Policy Provisions and Contract Law8 lessons+
III. Property: Policy Provisions and Contract Law
8 lessons
- Policy Structure — Declarations, Insuring Agreement, Conditions, Exclusions
- Definition of the Insured; Duties of the Insured; Obligations of the Insurance Company
- Mortgagee Rights; Proof of Loss; Notice of Claim; Appraisal
- Other-Insurance Provisions and Subrogation
- Elements of a Contract and Distinctive Characteristics of Insurance Contracts
- Warranties, Representations, and Concealment in Contract Law
- Sources of Underwriting Information; FCRA; GLBA Privacy Protection
- Policy Application; Terrorism Risk Insurance Act (TRIA); Policy Territory
Section 4IV. Hawaii Laws and Rules Common to All Lines of Insurance6 lessons+
IV. Hawaii Laws and Rules Common to All Lines of Insurance
6 lessons
- The Hawaii Insurance Commissioner - Powers, Examination of Records, Notice of Hearings, and Penalties
- Hawaii Definitions - Authorized and Unauthorized, Domestic and Foreign and Alien, Stock and Reciprocal and Mutual, Certificate of Authority, Insurance
- Hawaii Licensing - Qualifications, Who Must Be Licensed, Temporary and Nonresident Licences, Exemptions
- Hawaii Licence Maintenance - Denial, Suspension and Revocation, Renewal, and Continuing Education
- Hawaii Marketing Practices - Unfair and Deceptive Practices, Premiums, Sharing Commissions, Records, Controlled Business
- The Hawaii Insurance Guaranty Association
Section 5V. Hawaii Laws and Rules Common to Property and Casualty Insurance Only2 lessons+
V. Hawaii Laws and Rules Common to Property and Casualty Insurance Only
2 lessons
- Hawaii Adjusters and Unauthorized Insurers - Definition, Qualification, and Surplus Lines
- Hawaii Rate Regulation for Casualty, Surety, Property, Marine and Transportation Insurance
Section 6VI. Hawaii Laws and Rules Pertinent to Property Insurance Only4 lessons+
VI. Hawaii Laws and Rules Pertinent to Property Insurance Only
4 lessons
- Hawaii Property Definitions and the Standard Form Fire Policy
- Overinsurance in Hawaii - Article 10E
- The Hawaii Property Insurance Association and the Hawaii Hurricane Relief Fund
- Condominium Insurance in Hawaii - HRS 514B-143
Hawaii Insurance Producer - Casualty - Exam Prep
Section 1I. Casualty: Types of Policies, Bonds, and Related Terms9 lessons+
I. Casualty: Types of Policies, Bonds, and Related Terms
9 lessons
- Commercial General Liability (CGL)
- Personal Auto Policy (PAP)
- Business Auto, Garage, and Mobile Equipment
- Workers' Compensation and Employers Liability
- Commercial Crime
- Surety and Fidelity Bonds
- Professional Liability
- Umbrella and Excess Liability
- Businessowners Policy (BOP)
Section 2II. Casualty: Insurance Terms and Related Concepts8 lessons+
II. Casualty: Insurance Terms and Related Concepts
8 lessons
- Risk and Hazards in a Casualty Context
- Indemnity and Insurable Interest Applied to Casualty
- Loss Valuation in Casualty — Auto Physical Damage, Crime, and Bodily Injury
- Negligence, Liability, and Occurrence — Casualty Application
- Binders, Warranties, Representations, and Concealment — Casualty Practice
- Deposit Premium, Premium Audit, and Certificates of Insurance
- Law of Large Numbers and Pure vs. Speculative Risk — Casualty Application
- Endorsements, Damages, and FCRA Compliance in Casualty
Section 3III. Casualty: Policy Provisions6 lessons+
III. Casualty: Policy Provisions
6 lessons
- Casualty Policy Structure - Declarations, Insuring Agreement, Conditions, Exclusions and Limitations
- Definition of the Insured and Duties of the Insured After a Loss
- Cancellation and Nonrenewal Provisions in Casualty Forms
- Supplementary Payments, Proof of Loss, and Notice of Claim
- Other Insurance and Subrogation in Casualty Forms
- Loss Settlement Provisions, Consent to Settle, and the Terrorism Risk Insurance Act
Section 4IV. Hawaii Laws and Rules Common to All Lines of Insurance6 lessons+
IV. Hawaii Laws and Rules Common to All Lines of Insurance
6 lessons
- The Hawaii Insurance Commissioner - Powers, Examination of Records, Notice of Hearings, and Penalties
- Hawaii Definitions - Authorized and Unauthorized, Domestic and Foreign and Alien, Stock and Reciprocal and Mutual, Certificate of Authority, Insurance
- Hawaii Licensing - Qualifications, Who Must Be Licensed, Temporary and Nonresident Licences, Exemptions
- Hawaii Licence Maintenance - Denial, Suspension and Revocation, Renewal, and Continuing Education
- Hawaii Marketing Practices - Unfair and Deceptive Practices, Premiums, Sharing Commissions, Records, Controlled Business
- The Hawaii Insurance Guaranty Association
Section 5V. Hawaii Laws and Rules Common to Property and Casualty Insurance Only2 lessons+
V. Hawaii Laws and Rules Common to Property and Casualty Insurance Only
2 lessons
- Hawaii Adjusters and Unauthorized Insurers - Definition, Qualification, and Surplus Lines
- Hawaii Rate Regulation for Casualty, Surety, Property, Marine and Transportation Insurance
Section 6VI. Hawaii Laws and Rules Pertinent to Casualty Insurance Only4 lessons+
VI. Hawaii Laws and Rules Pertinent to Casualty Insurance Only
4 lessons
- The Hawaii Motor Vehicle Insurance Law - Compulsory Limits, No-Fault, Personal Injury Protection, and the Tort Threshold
- Hawaii Motor Vehicle Premiums, the Joint Underwriting Plan, Renewal and Cancellation, and Peer-to-Peer and Rideshare
- Hawaii Financial Responsibility, Uninsured and Underinsured Motorists, and Motorcycle Insurance
- Hawaii Workers Compensation - Exclusive Remedy, Territorial Applicability, Coverage, Benefits, Cancellation, and HEMIC
How it works
1
Enroll
One-time payment of $79.99. Secure checkout powered by Stripe.
2
Study on your schedule
Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.
3
Pass the real exam
Take the official Hawaii exam with confidence. Check the Hawaii Department of Insurance for the exam and application steps.
FAQ
What is included in the Hawaii Property and Casualty bundle?+
Two complete exam-prep courses, one for each paper: the Hawaii Property examination and the Hawaii Casualty examination. Each is built to its own published content outline and weighted to that paper's printed item counts, with its own lessons, section quizzes and full-length simulator. Lifetime access to both, and the AI tutor works across both.
Is the bundle cheaper than buying the two courses separately?+
Yes. The bundle is $79.99 against $99.98 for the 2 courses bought individually. One payment, and both courses appear in your library immediately.
Should I buy the bundle or the combined Property and Casualty course?+
It depends which examination you are registering for. Hawaii publishes a Property paper, a Casualty paper and a combined Property and Casualty paper. If you are sitting the two single-line papers, this bundle is what you want. If you are sitting the single combined examination, buy the combined course instead: it is built to that paper's outline and this bundle is not.
Does Hawaii require state-approved pre-licensing education?+
Most states let producers study independently for the licensing exam, but roughly 17 states require state-approved pre-licensing education first. Check the Hawaii Department of Insurance for the current rule on your specific line of authority.
How many practice questions does this course include?+
This course includes 1500+ practice questions across section quizzes and a full-length 81-question final exam simulator that mirrors the real Hawaii 2-course bundle exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Hawaii exam?+
The practice questions are written to mirror the real Hawaii 2-course bundle exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Hawaii exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again.
Can I retake the Hawaii licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Hawaii candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.
Ready to start studying?
Enroll once, keep access forever, pass your exam with confidence.
$79.99 · 7-day money-back · Lifetime access