How to Get Your Hawaii Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Hawaii. Hawaii does not require state-approved pre-licensing education — go straight to exam prep.
Hawaii insurance license — quick facts
| State regulator | Hawaii DCCA Insurance Division |
| Exam vendor | Prometric |
| Pre-licensing education | Not required |
| Exam fee (resident) | ~$93 per attempt |
| License application fee | ~$100-$200 (license + surcharge) |
| Fingerprinting | May be required |
| License term | 2 years (biennial — renews end of birth month) |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete pre-licensing education
Not required in Hawaii — the Hawaii DCCA Insurance Division does not mandate state-approved pre-licensing for resident producers. Go straight to focused exam prep. Our $49.99 Hawaii course gets you exam-ready.
- 2
Schedule your Prometric exam
Hawaii contracts with Prometric for insurance license exams. Register at prometric.com/hawaii-insurance, pick a testing center, and pay the current exam fee (~$93 per attempt for resident exam). {/* TODO: verify */}
- 3
Pass the exam
Hawaii uses a 70% passing standard for resident producer exams. Prometric sends your score directly to DCCA within 24-48 hours.
- 4
Submit your DCCA license application
Apply through NIPR. Hawaii license fees run roughly $100-$200 (license + producer surcharge). {/* TODO: verify */}
- 5
Background check
Hawaii may require fingerprinting for new resident producers. {/* TODO: verify */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the Hawaii P&C exam
Standard NAIC P&C framework plus Hawaii-specific statutes.
- Hawaii insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property — ~20-25%
- Casualty — ~25-30%
- Commercial Package, BOP, WC, Surety — ~15-20%
CE requirements after licensing
Hawaii producer licenses renew every 2 years with 24 hours of DCCA-approved CE including 3 hours ethics.
Cost breakdown
- Exam-prep course: $49.99 with Elite Training Academy
- Prometric exam fee: ~$93 per attempt
- License application: ~$100-$200
- Biennial CE: $30-$200
Ready to start studying?
Start your Hawaii insurance license exam prep for $49.99 with lifetime access and 500+ practice questions per course.
See Hawaii exam prep courses →Frequently asked questions
Does Hawaii require pre-licensing education?
No. The Hawaii DCCA Insurance Division does not require state-approved pre-licensing for resident producer licenses.
What's the passing score on the Hawaii insurance exam?
70% — the same standard most states use. Prometric administers.
How long does it take to get a Hawaii insurance license?
Typically 3-6 weeks: 2-4 weeks of exam prep, schedule and pass Prometric, then file the NIPR application.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
- Hawaii DCCA Insurance Division
- Prometric Hawaii Insurance Candidate Bulletin
- NIPR — National Insurance Producer Registry
- HRS Title 24 (§431 et seq.) — Insurance Code
This guide is based on Hawaii DCCA and Prometric published procedures current as of 2026. Always verify current requirements at cca.hawaii.gov/ins before relying on any specific number.