New Jersey Public Adjuster — Exam Prep

New Jersey calls this the Public Adjuster license. Exam: PSI examination (psiexams.com/njin). Bond: New Jersey publishes a Public Adjuster Bond form. The page read does not state the amount. Fingerprints: Electronic fingerprints through Live Scan. Fees: License fee $70, renewal $50 (Bulletin 12-01). Continuing education: 15 hours of continuing education to renew. Licenses are biennial and expire on the last day of the licensee's birth month. Public adjusters may not solicit a loss between 6 p.m. and 8 a.m. during the 24 hours after it occurs. Check the New Jersey insurance department before you apply for anything not listed here.

Initial Individual Public Adjuster License application (paper form on the Department's forms list). Check the New Jersey insurance department before you apply for anything not listed here.

This course does not replace any New Jersey requirement. Check the New Jersey insurance department before you apply for anything not listed here.

They were read from https://www.nj.gov/dobi/inslic.htm on 2026-09-30. Requirements change, so confirm them with the New Jersey insurance department before you apply.

New Jersey contracts the examination to PSI, and you register and pay through them rather than through this course. The published exam fee is $38 per attempt. You are allotted 210 minutes. Fingerprinting, the licence application fee and any state pre-licensing requirement are separate from the exam fee; the New Jersey Department of Insurance publishes the current schedule.

This course includes 650+ practice questions across section quizzes and a full-length 70-question final exam simulator that mirrors the real New Jersey Public Adjuster exam format. You can retake every quiz as many times as you want -- there is no cap.

The practice questions are written to mirror the real New Jersey Public Adjuster exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.

Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.

Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.

It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.

Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.

Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.

You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again.

Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the New Jersey candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.

Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.

Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.