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Arizona · Property & Casualty

Arizona Property & Casualty Exam Prep

Comprehensive exam prep for the Arizona Property & Casualty insurance licensing exam. Covers Property, Casualty, Personal Lines, Commercial Lines, Workers' Compensation, plus Arizona-specific statutes (Ariz. Rev. Stat. Title 20, Title 23 Ch. 6). Exam-prep only — Arizona does not require state-approved pre-licensing education.

The examination this course is built to

Property and Casualty (13-34), 150 scored questions, 150 minutes, administered by PSI

Arizona also publishes Property and Casualty as two SEPARATE papers (13-42 and 13-43), at 100 scored questions each. Both routes lead to the same two lines of authority. This course prepares you for the single combined paper. If you have booked the two separate papers instead, the single-line Property and Casualty courses are the ones built to them.

13
Sections
39
Lessons
850+
Practice questions
70%
Passing score

What you'll learn

Every section below is aligned with the Arizona content outline.

Section 1
I. Insurance Regulation
9 lessons
+
  • Arizona DIFI: authority, examinations, orders, penalties
  • Producer licensing in Arizona: types, qualifications, CE, appointment, termination
  • Unfair methods of competition and unfair or deceptive acts (UTPA)
  • Claims handling: prompt pay and fair settlement
  • Rating and underwriting practices, credit-based scoring
  • Arizona Licence Types, Eligibility, and Maintenance
  • Transacting Insurance in Arizona - Definitions, Authority, and Producer Conduct
  • Arizona Fees, Insurance Fraud, and Cease and Desist Orders
  • The Arizona Insurance Information and Privacy Protection Act
Section 2
II. Federal Laws and Regulations
2 lessons
+
  • Federal Insurance Crime, Privacy, and Consumer Law: 18 USC 1033/1034, FCRA, GLBA, and Do Not Call
  • Federal Insurance Programs and Federal Workers Compensation Statutes: NFIP, TRIA, FELA, Jones Act, Longshore
Section 3
III. General Insurance Concepts
3 lessons
+
  • Principles and Characteristics of the Insurance Contract
  • How Policies Are Interpreted: Ambiguity, Burdens, and Construction Rules
  • Types of Insurers and Types of Adjusters: Who Works for Whom
Section 4
IV. Property and Casualty Insurance Basics
5 lessons
+
  • Parts of an Insurance Policy
  • Insurable Interest, Indemnity, and Subrogation
  • Valuation: ACV, Replacement Cost, Depreciation, and Coinsurance
  • Negligence, Torts, and Legal Liability
  • Basic Types of Construction: the Six Construction Classes
Section 5
V. Dwelling Policy Concepts
1 lesson
+
  • Dwelling Forms: DP-1, DP-2, DP-3
Section 6
VI. Homeowners Policy Concepts
3 lessons
+
  • Homeowners Forms: HO-2 Through HO-8 and the Coverage A–F Backbone
  • Homeowners Section I: Additional Coverages, Exclusions, Conditions, and Endorsements
  • Condominium Coverage: HO-6, the Master Policy, and Loss Assessment
Section 7
VII. Personal Automobile Policy
3 lessons
+
  • The Personal Auto Policy: Structure and Part A Liability
  • Medical Payments, Uninsured and Underinsured Motorists, and No-Fault PIP
  • Personal Auto Policy Part D, Coverage for Damage to Your Auto
Section 8
VIII. Commercial Automobile Policy
2 lessons
+
  • Commercial Auto Liability: The Business Auto Policy, Symbols, and Motor Carrier Forms
  • Commercial Auto Physical Damage: Covered Auto Symbols, Section III, and Garagekeepers
Section 9
IX. Commercial Property Policies
4 lessons
+
  • Commercial Property: the BPP, Causes of Loss, and Business Income
  • Inland Marine: Personal Floaters and Commercial Floaters
  • Ocean Marine and Aviation Coverage
  • Builders Risk, Equipment Breakdown, and Crime Coverages
Section 10
X. Commercial General Liability
2 lessons
+
  • The Commercial General Liability Policy: Structure and Coverages A, B, and C
  • Occurrence Versus Claims-Made and the Commercial Liability Exposures
Section 11
XI. Businessowners Policy
1 lesson
+
  • The Businessowners Policy (BOP): Property Side
Section 12
XII. Other Types of Property and Casualty Insurance
3 lessons
+
  • Umbrella and Excess Liability Policies
  • Mobile and Manufactured Home Coverage
  • Flood Insurance: the NFIP Standard Flood Insurance Policy and Private Flood
Section 13
XIII. Workers' Compensation Laws
1 lesson
+
  • Workers Compensation and Employers Liability

How it works

1

Enroll

One-time payment of $49.99. Secure checkout powered by Stripe.

2

Study on your schedule

Read the lesson library, take section quizzes, and work through the practice-question bank as many times as you need.

3

Pass the real exam

Take the official Arizona exam with confidence. Check the Arizona Department of Insurance for the exam and application steps.

FAQ

How long is the Arizona Property & Casualty licensing exam?+
Arizona administers this as the Property and Casualty (13-34), through PSI. It carries 150 scored questions with a 150-minute time limit. The published passing score is 70%. The exam fee is $59.
Does Arizona require state-approved pre-licensing education?+
Arizona does not require state-approved pre-licensing education for this line. You can study independently with this course and sit for the exam directly -- no separate PLE certificate is required.
How much does the Arizona Property & Casualty exam cost and who administers it?+
Arizona contracts the examination to PSI, and you register and pay through them rather than through this course. The published exam fee is $59 per attempt. You are allotted 150 minutes. Fingerprinting, the licence application fee and any state pre-licensing requirement are separate from the exam fee; the Arizona Department of Insurance publishes the current schedule.
How many practice questions does this course include?+
This course includes 850+ practice questions across section quizzes and a full-length 150-question final exam simulator that mirrors the real Arizona Property & Casualty exam format. You can retake every quiz as many times as you want -- there is no cap.
Are the practice questions similar to the real Arizona exam?+
The practice questions are written to mirror the real Arizona Property & Casualty exam: the same four-option multiple-choice format, difficulty mix, and topic weighting taken from the state's published content outline, plus a full-length timed simulator matching the real question count. No legitimate provider sells the actual exam questions -- those are confidential -- but studying the same topics at the same weights in the same format is exactly what the exam vendors recommend.
Are the practice questions updated regularly?+
Yes. Question banks and lessons are maintained against each state's current law and the state's published exam content outline -- when a state changes a rule (minimum auto limits, notice periods, education requirements), the affected lessons and practice questions are updated at the source, and because the course is delivered online you always study the current version. Practice-test weighting follows the state's published outline rather than an even spread.
Can I study on my phone?+
Yes. The course works on any phone, tablet, or computer with a browser -- no installs or downloads required -- and your progress, quiz scores, and seat time sync automatically across devices. Materials stay online rather than as downloadable files so that every study session reflects the current version of the content; there is nothing stale sitting in a folder after a state changes its rules.
Can I fit this course around a full-time job?+
It is built for that. The course is fully self-paced with no schedules, live sessions, or deadlines: study in short sessions from your phone during a commute or lunch break, and pick up exactly where you left off on any device. The AI tutor points you to the sections your quiz results show you need most, so limited study time goes where it counts.
Does the course include AI tutoring?+
Yes -- every lesson page has a built-in AI tutor, included with the course at no extra cost. It can explain the current lesson in simpler terms, quiz you one question at a time, and tell you what to study next based on your actual quiz results. If you already use Claude or ChatGPT, you can also connect your own AI assistant to your course from your account page, so it can coach you using your real progress and practice questions.
How long do I have access to the course?+
Lifetime. After purchase you are enrolled immediately and can log in from any device -- laptop, tablet, or phone. Your progress syncs automatically and access never expires.
What if I fail the real Arizona exam?+
You can reschedule and retake the real exam through your state's testing vendor (typically Pearson VUE or PSI) -- you will pay the exam fee again. Your course access stays with you the whole time, so you can review the sections you missed and try again.
Can I retake the Arizona licensing exam if I fail?+
Every state lets you retake the licensing exam if you fail -- you re-register with the testing vendor (typically Pearson VUE or PSI) and pay the exam fee again. Most states allow unlimited attempts, though some impose a short waiting period between tries or after several failed attempts; the Arizona candidate handbook lists the exact rule. Inside the course, practice quizzes and the exam simulator are always unlimited.
Can I add another license line later?+
Yes. Insurance licenses are issued per line of authority, so you add a line -- for example adding Life to a Property and Casualty license -- by passing that line's exam through your state; your existing license is unaffected. Courses here are sold per line to match, so you can prepare for each new line the same way you prepared for the first.
Can I get a refund?+
Yes. Within 7 days of purchase and before you have completed more than 25% of the course or started the final exam, you can request a full refund. Email support@theelitecompany.com with your order number; refunds process to the original payment method within 5-10 business days.

Ready to start studying?

Enroll once, keep access forever, pass your exam with confidence.

$49.99 · 7-day money-back · Lifetime access