How to Get Your Arizona Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Arizona. Arizona is one of the easier states to get licensed in because the state does not require pre-licensing education — go straight to exam prep.
Arizona insurance license — quick facts
| State regulator | Arizona Department of Insurance and Financial Institutions (DIFI) |
| Exam vendor | Pearson VUE |
| Pre-licensing education | Not required |
| Exam fee (resident) | ~$54 per attempt |
| License application fee | ~$120 per line, 2-year term |
| Fingerprinting | DPS fingerprint clearance card required |
| License term | 2 years |
| CE requirement | 48 hours / 4 years incl. 6 hours ethics |
The six steps
- 1
Complete pre-licensing education
Not required in Arizona — the Arizona Department of Insurance and Financial Institutions does not mandate state-approved pre-licensing for resident producers. Go straight to focused exam prep. Our $49.99 Arizona course gets you exam-ready.
- 2
Get fingerprinted
Arizona requires a fingerprint clearance card for new resident producers. Apply through the Arizona DPS. {/* TODO: verify ADOI's current fingerprinting requirement and DPS card path */}
- 3
Schedule your Pearson VUE exam
Arizona contracts with Pearson VUE. Register at pearsonvue.com/az/insurance, pick a testing center, and pay the current exam fee (~$54 per attempt). {/* TODO: verify current rate */}
- 4
Pass the exam
Arizona uses a 75% passing standard on most producer exams. {/* TODO: verify ADOI passing-score rule for each license line */} Pearson VUE sends your score directly to ADOI within 24 hours.
- 5
Apply through NIPR or Arizona's portal
Submit your Arizona resident producer license application at nipr.com. Arizona license fees run roughly $120 per line for a 2-year resident license. {/* TODO: verify ADOI fee schedule */}
- 6
Get appointed by a carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment. Most agencies handle this on day one of employment.
What's on the Arizona P&C exam
The Arizona Property & Casualty exam covers the standard NAIC framework plus Arizona-specific statutes. Typical section weights :
- Arizona insurance regulation — ~15-20%
- General insurance principles — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15%
- Commercial Package, BOP, Workers' Comp, Surety — ~20%
CE requirements after licensing
Arizona uses a 4-year CE cycle — 48 hours of approved CE including 6 hours of ethics.
Cost breakdown
- Exam-prep course (optional but recommended): $49.99 with Elite Training Academy
- Pearson VUE exam fee: ~$54 per attempt
- DPS fingerprint clearance card: ~$67
- License application: ~$120
- CE every 4 years: $60-$400 depending on provider
Ready to start studying?
Start your Arizona insurance license exam prep for $49.99. Property & Casualty, Personal Lines, and Life Agent courses are available with lifetime access and 500+ practice questions per course.
See Arizona exam prep courses →Frequently asked questions
Does Arizona require pre-licensing education?
No. The Arizona Department of Insurance and Financial Institutions (DIFI) does not require state-approved pre-licensing education for resident producer licenses.
What's the passing score on the Arizona insurance exam?
Arizona historically uses a 75% passing standard on most producer exams. Pearson VUE administers and sends results to ADOI/DIFI.
How long does it take to get an Arizona insurance license?
Most candidates complete the process in 3-6 weeks: 2-4 weeks of exam prep, schedule and pass Pearson VUE, then file the NIPR application.
Related guides
- Texas insurance license cost — full breakdown
- How to get your Texas insurance license
- All exam-prep and CE pricing
Sources cited
This guide is based on ADOI/DIFI and Pearson VUE published procedures current as of 2026. Always verify current requirements at difi.az.gov before relying on any specific number.