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Washington Public Adjuster License - Exam Section Weights & Requirements
What the Washington Public Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Washington issues this as Public Adjuster.
Where to apply
We have not published a step-by-step Washington checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Washington requires
Transcribed from NIPR's Washington resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Washington State Office of the Insurance Commissioner before you file.
- Application fee
- $50 (reinstatement $75 within 30 days, $100 within 60 days, $150 within a year) (Public Adjuster)
- State exam
- Insurance Producer exams are required for Life, Disability, Property, Casualty, Personal Lines, Credit and Surety, and not required for Variable Life and Variable Annuity or Travel. Surplus Line Broker sits the Surplus Lines exam, Crop Adjuster the Property exam, and Independent Adjuster and Public Adjuster the Property and Casualty exams. Life Settlement Broker requires no exam.
- Fingerprints and background check
- Applicants must be fingerprinted by IdentoGO by Idemia, scheduled 36 to 48 hours after the application is submitted. Prints already submitted to the Washington insurance commissioner within the past twelve months are not repeated.
- How to apply
- Apply electronically through NIPR, or directly to the Washington Office of the Insurance Commissioner.
Washington application fees, by license class
- Insurance Producer$55 (reinstatement $82.50 within 30 days, $110 within 60 days, $165 within a year)
- Public Adjuster$50 (reinstatement $75 within 30 days, $100 within 60 days, $150 within a year)
- Independent Adjuster$50 (reinstatement $75 within 30 days, $100 within 60 days, $150 within a year)
- Crop Adjuster$50
- Surplus Line Broker$200 (reinstatement $300 within 30 days, $400 within 60 days, $300 within a year)
- Limited Lines of Authority$20 (reinstatement $30 within 30 days, $40 within 60 days, $60 within a year)
Source: NIPR, Washington resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from PSI publication WAINS Adjuster outline, effective 2017-08-15 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- 1. Laws and Regulations2%
- 2. Washington Laws, Rules and Regulations20%
- 3. General Insurance Concepts10%
- 4. Property and Casualty Insurance Basics16%
- 5. Dwelling Policy Concepts5%
- 6. Homeowners Policy Concepts8%
- 7. Commercial Property Policies7%
- 8. Personal Automobile Policy6%
- 9. Commercial Automobile Policy5%
- 10. Commercial General Liability6%
- 11. Other Types of Insurance Policies4%
- 12. Adjustment Process11%
Source: PSI WAINS Adjuster outline eff. 2017-08-15.
Frequently asked questions
Does Washington require state-approved prelicensing education?
No. Washington does not mandate prelicensing education for the Public Adjuster license. The state exam is the standard qualification, but some applicants are exempt from it (for example by a prior license or a qualifying designation, and in some states an approved course). Check the exemptions listed on the state DOI website before you register and pay for an exam.
Is the practice exam built to the real Washington exam's format?
Yes. Our practice questions and final exam are weighted to match PSI WAINS Adjuster outline eff. 2017-08-15, section by section - not a generic national blueprint with a state label on it.
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