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Vermont Personal Lines License - Exam Section Weights & Requirements
What the Vermont Personal Lines exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Vermont issues this as Personal Lines.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Vermont checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Vermont requires
Transcribed from NIPR's Vermont resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Vermont Department of Financial Regulation before you file.
- Application fee
- $60 (amendment $30) (Insurance Producer)
- State exam
- NIPR verifies exams before allowing submission. Exams are required for licence types including Insurance Producer, Public Adjuster, Bail Bond Agent and Title Agent, and not required for others including Surplus Lines Broker and Life Settlement Broker.
- Fingerprints and background check
- Supporting documents go through NIPR's Attachments Warehouse where a background question is answered yes. No vendor is named.
- How to apply
- Apply electronically through NIPR's Resident License application.
- License term and renewal
- All Vermont licences expire on 31 March of the applicable renewal year, and the renewal period opens ninety days before, on 1 January.
- Also worth knowing
- P.O. Box and private mailbox addresses are not accepted as a residence address. Any additional documentation must be submitted within thirty days of the application.
Vermont application fees, by license class
- Insurance Producer$60 (amendment $30)
- Public Adjuster$230
- Adjuster - Property and Casualty$150
- Worker's Compensation Adjuster$150
- Limited Lines Producer$60
- Surplus Lines Broker$430
Source: NIPR, Vermont resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Prometric publication VT Insurance content outline (Series 14-39), effective 2019-11-03 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies36% (36 of 100)
- II. Insurance Terms and Related Concepts11% (11 of 100)
- III. Policy Provisions and Contract Law6% (6 of 100)
- IV. Personal Policies — Auto and Umbrella26% (26 of 100)
- V. Insurance Terms and Related Concepts (Casualty emphasis)6% (6 of 100)
- VI. Policy Provisions2% (2 of 100)
- VI. Vermont Insurance Code and Department of Financial Regulation8% (8 of 100)
- VII. Vermont Statutes Pertinent to Personal Lines5% (5 of 100)
Source: Prometric VT Insurance content outline (Series 14-39) eff. 2019-11-03.
Frequently asked questions
How many questions are on the Vermont Personal Lines exam?
Vermont administers the Vermont Producer's Examination for Personal Lines Insurance, 100 scored questions, a 120-minute time limit, administered by Prometric. The exam fee is $73.
What score do I need to pass?
Vermont does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Vermont require state-approved prelicensing education?
No. Vermont does not mandate prelicensing education for the Personal Lines license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Vermont exam's format?
Yes. Our practice questions and final exam are weighted to match Prometric VT Insurance content outline (Series 14-39) eff. 2019-11-03, section by section - not a generic national blueprint with a state label on it.
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Exam prep built directly to Vermont's content outline, with practice questions and a full-length final exam.
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