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Virginia Property & Casualty License - Application Process & Exam Guide
Everything you need to get your Virginia Property & Casualty license: the official application process, what the exam actually tests, and exam prep built to match it.
Virginia issues this as Property & Casualty.
Exam logistics
How to get your Virginia Property & Casualty license
- 1
Pick your line of authority
Virginia P&C lines map to the same NAIC framework as most states: P&C combined, Personal Lines, or specialty lines. Most new producers start with combined P&C.
- 2
Schedule fingerprinting through Fieldprint
Virginia uses Fieldprint for producer fingerprinting (different from Texas, which uses IdentoGO). Schedule online at fieldprintvirginia.com.
Cost: ~$50Time: 30 minutes; results to BOI within a weekSchedule fingerprinting → - 3
Study with our exam prep course
Virginia doesn't mandate state-approved pre-licensing, but the exam covers Va. Code §38.2 in detail — particularly licensing rules (Section I) and unique state coverages (auto financial responsibility, FAIR plan via VPIA).
Cost: $49.99Time: 3-4 weeks part-timeSee the Virginia exam prep course → - 4
Schedule your PSI exam
Virginia uses PSI Services (not Pearson VUE). Register on the PSI VA insurance portal and pick a testing center.
Cost: $53Time: 1-2 weeks to first available slotSchedule at PSI → - 5
Pass the exam (70%)
Virginia P&C exam is 135 scored questions in 2.5 hours, with 10 unscored pretest items mixed in. 70% passing on the scored items.
Time: 2.5 hours at the testing center - 6
Apply for your license through Sircon
After passing, file your producer license application via Sircon. Virginia license fee is $13 (one of the lowest in the country).
Cost: $13Time: 1-3 business days for BOI to issueApply at Sircon → - 7
Get appointed by an insurer
Same as every state: a producer license alone doesn't let you sell. You need at least one carrier appointment.
Cost: Usually paid by employerTime: Same day as offer
What's actually on the exam
Section weights below are derived from Prometric publication INSVA-CIB (client code INSVA), effective 2024-12-13 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Insurance Regulation15% (20 of 135)
- II. General Insurance9% (12 of 135)
- III. Property and Casualty Insurance Basics13% (18 of 135)
- IV. Dwelling Policy5% (7 of 135)
- V. Homeowners Policy13% (18 of 135)
- VI. Auto Insurance16% (21 of 135)
- VII. Commercial Package Policy (CPP)12% (16 of 135)
- VIII. Businessowners Policy (BOP)5% (7 of 135)
- IX. Workers Compensation Insurance7% (9 of 135)
- X. Other Coverages and Options5% (7 of 135)
Source: Prometric INSVA-CIB (client code INSVA) eff. 2024-12-13.
Frequently asked questions
How many questions are on the Virginia Property & Casualty exam?
Virginia administers the VA Property & Casualty Exam, 135 scored questions, a 150-minute time limit, administered by Prometric. The exam fee is $35.
What score do I need to pass?
Virginia does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Virginia require state-approved prelicensing education?
No. Virginia does not mandate prelicensing education for the Property & Casualty license - passing the exam is what qualifies you. Exam prep alone is sufficient.
How much does it cost and how long does it take to get licensed in Virginia?
Budget $160-$180 all-in (fingerprinting, exam fee, license application, and exam prep), and 4-8 weeks part-time from starting to study to holding your license, most of it spent studying at your own pace.
Is the practice exam built to the real Virginia exam's format?
Yes. Our practice questions and final exam are weighted to match Prometric INSVA-CIB (client code INSVA) eff. 2024-12-13, section by section - not a generic national blueprint with a state label on it.
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Exam prep built directly to Virginia's content outline, with practice questions and a full-length final exam.
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