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Virginia Life License - Application Process & Exam Guide

Everything you need to get your Virginia Life license: the official application process, what the exam actually tests, and exam prep built to match it.

Virginia issues this as Life & Annuities.

Exam logistics

Exam
VA Life & Annuities Exam
Administered by
Prometric
Scored questions
90
Time limit
120 minutes
Exam fee
$35
Passing score
Not published

How to get your Virginia Life license

  1. 1

    Pick your line of authority

    Virginia P&C lines map to the same NAIC framework as most states: P&C combined, Personal Lines, or specialty lines. Most new producers start with combined P&C.

  2. 2

    Schedule fingerprinting through Fieldprint

    Virginia uses Fieldprint for producer fingerprinting (different from Texas, which uses IdentoGO). Schedule online at fieldprintvirginia.com.

    Cost: ~$50Time: 30 minutes; results to BOI within a week
    Schedule fingerprinting →
  3. 3

    Study with our exam prep course

    Virginia doesn't mandate state-approved pre-licensing, but the exam covers Va. Code §38.2 in detail — particularly licensing rules (Section I) and unique state coverages (auto financial responsibility, FAIR plan via VPIA).

    Cost: $49.99Time: 3-4 weeks part-time
    See the Virginia exam prep course →
  4. 4

    Schedule your PSI exam

    Virginia uses PSI Services (not Pearson VUE). Register on the PSI VA insurance portal and pick a testing center.

    Cost: $53Time: 1-2 weeks to first available slot
    Schedule at PSI →
  5. 5

    Pass the exam (70%)

    Virginia P&C exam is 135 scored questions in 2.5 hours, with 10 unscored pretest items mixed in. 70% passing on the scored items.

    Time: 2.5 hours at the testing center
  6. 6

    Apply for your license through Sircon

    After passing, file your producer license application via Sircon. Virginia license fee is $13 (one of the lowest in the country).

    Cost: $13Time: 1-3 business days for BOI to issue
    Apply at Sircon →
  7. 7

    Get appointed by an insurer

    Same as every state: a producer license alone doesn't let you sell. You need at least one carrier appointment.

    Cost: Usually paid by employerTime: Same day as offer
Estimated total cost
$160-$180
Time to license
4-8 weeks part-time

What's actually on the exam

Section weights below are derived from Prometric publication Series 11-05, effective 2024-12-13 - not a national average. Our practice questions and final exam are sampled to the same proportions.

  • I. Types of Policies24.444% (22 of 90)
  • II. Policy Riders, Provisions, Options, and Exclusions8.889% (8 of 90)
  • III. Completing the Application, Underwriting, and Delivering the Policy16.667% (15 of 90)
  • IV. Premiums, Proceeds, and Beneficiaries7.778% (7 of 90)
  • V. Annuities11.111% (10 of 90)
  • VI. Federal Tax Considerations for Life Insurance and Annuities4.444% (4 of 90)
  • VII. Qualified Plans and Federal Retirement Plans4.444% (4 of 90)
  • VIII. Virginia Insurance Code Pertinent to Life Insurance5.556% (5 of 90)
  • IX. Virginia Statutes Pertinent to Life Insurance Producers16.667% (15 of 90)

Source: Prometric Series 11-05 eff. 2024-12-13.

Frequently asked questions

How many questions are on the Virginia Life exam?

Virginia administers the VA Life & Annuities Exam, 90 scored questions, a 120-minute time limit, administered by Prometric. The exam fee is $35.

What score do I need to pass?

Virginia does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.

Does Virginia require state-approved prelicensing education?

No. Virginia does not mandate prelicensing education for the Life license - passing the exam is what qualifies you. Exam prep alone is sufficient.

How much does it cost and how long does it take to get licensed in Virginia?

Budget $160-$180 all-in (fingerprinting, exam fee, license application, and exam prep), and 4-8 weeks part-time from starting to study to holding your license, most of it spent studying at your own pace.

Is the practice exam built to the real Virginia exam's format?

Yes. Our practice questions and final exam are weighted to match Prometric Series 11-05 eff. 2024-12-13, section by section - not a generic national blueprint with a state label on it.

Ready to start studying?

Exam prep built directly to Virginia's content outline, with practice questions and a full-length final exam.

Start studying: $49.99 →