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Virginia Life License - Application Process & Exam Guide

Everything you need to get your Virginia Life license: the official application process, what the exam actually tests, and exam prep built to match it.

Virginia issues this as Life & Annuities.

Exam logistics

Exam
VA Life & Annuities Exam
Administered by
Prometric
Scored questions
90
Time limit
120 minutes
Exam fee
$35
Passing score
Not published

How to get your Virginia Life license

  1. 1

    Pick your line of authority

    Virginia P&C lines map to the same NAIC framework as most states: P&C combined, Personal Lines, or specialty lines. Most new producers start with combined P&C.

  2. 2

    Schedule fingerprinting through Fieldprint

    Virginia uses Fieldprint for producer fingerprinting (different from Texas, which uses IdentoGO). Schedule online at fieldprintvirginia.com.

    Schedule fingerprinting →
  3. 3

    Study with our exam prep course

    Virginia doesn't mandate state-approved pre-licensing, but the exam covers Va. Code §38.2 in detail — particularly licensing rules (Section I) and unique state coverages (auto financial responsibility, FAIR plan via VPIA).

    Cost: $49.99Time: 3-4 weeks part-time
    See the Virginia exam prep course →
  4. 4

    Schedule your Prometric exam

    Virginia exams are delivered by Prometric (not Pearson VUE or PSI). The Bureau of Insurance licensing information bulletin (effective 2024-12-13) lists the current exam fee and registration steps; it showed $35 for the Property and Casualty exam.

    Virginia candidate bulletin →
  5. 5

    Pass the exam (70%)

    Virginia's Property and Casualty exam was 135 scored questions in 150 minutes in the Prometric bulletin. The bulletin does not print a pass mark, so confirm the passing score with Prometric or the Bureau of Insurance before you rely on one.

  6. 6

    Apply for your license through Sircon

    After passing, file your producer license application via Sircon. The Virginia SCC lists a non-refundable $15 processing fee per qualification per application (SCC Lines of Authority and Application Fees page, read 2026-09-30).

    Apply at Sircon →
  7. 7

    Get appointed by an insurer

    Same as every state: a producer license alone doesn't let you sell. You need at least one carrier appointment.

    Cost: Usually paid by employerTime: Same day as offer
Estimated total cost
Not published
Time to license
Not published

What's actually on the exam

Section weights below are derived from Prometric publication Series 11-05, effective 2024-12-13 - not a national average. Our practice questions and final exam are sampled to the same proportions.

  • I. Types of Policies24.444% (22 of 90)
  • II. Policy Riders, Provisions, Options, and Exclusions8.889% (8 of 90)
  • III. Completing the Application, Underwriting, and Delivering the Policy16.667% (15 of 90)
  • IV. Premiums, Proceeds, and Beneficiaries7.778% (7 of 90)
  • V. Annuities11.111% (10 of 90)
  • VI. Federal Tax Considerations for Life Insurance and Annuities4.444% (4 of 90)
  • VII. Qualified Plans and Federal Retirement Plans4.444% (4 of 90)
  • VIII. Virginia Insurance Code Pertinent to Life Insurance5.556% (5 of 90)
  • IX. Virginia Statutes Pertinent to Life Insurance Producers16.667% (15 of 90)

Source: Prometric Series 11-05 eff. 2024-12-13.

Frequently asked questions

How many questions are on the Virginia Life exam?

Virginia administers the VA Life & Annuities Exam, 90 scored questions, a 120-minute time limit, administered by Prometric. The exam fee is $35.

What score do I need to pass?

Virginia does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.

Does Virginia require state-approved prelicensing education?

No. Virginia does not mandate prelicensing education for the Life license. The state exam is the standard qualification, but some applicants are exempt from it (for example by a prior license or a qualifying designation, and in some states an approved course). Check the exemptions listed on the Virginia State Corporation Commission — Bureau of Insurance website before you register and pay for an exam.

Is the practice exam built to the real Virginia exam's format?

Yes. Our practice questions and final exam are weighted to match Prometric Series 11-05 eff. 2024-12-13, section by section - not a generic national blueprint with a state label on it.

Ready to start studying?

Exam prep built directly to Virginia's content outline, with practice questions and a full-length final exam.

Start studying: $49.99 →