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Utah Personal Lines License - Exam Section Weights & Requirements
What the Utah Personal Lines exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Utah issues this as Personal Lines.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Utah checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Utah requires
Transcribed from NIPR's Utah resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Utah Insurance Department before you file.
- Application fee
- $75 (reinstatement $75) (Resident Producer Individual)
- State exam
- An exam is required before the state approves the request for several licence types, including producer, surplus lines, consultant, public adjuster and independent adjuster.
- Fingerprints and background check
- Every application carries a $32 fingerprint fee, which does not apply to amendments or reinstatements. No vendor is named.
- How to apply
- Apply electronically through NIPR's Resident License application.
- Also worth knowing
- Surplus lines applicants need three years of experience with an equivalent property and casualty qualification.
Utah application fees, by license class
- Resident Producer Individual$75 (reinstatement $75)
- Resident Public Adjuster$75 (reinstatement $75)
- Resident Independent Adjuster$75 (reinstatement $75)
- Resident Limited Line Producer Individual$50 (reinstatement $50)
- Resident Surplus Lines Producer Individual$75 (reinstatement $75)
- Resident Consultant$75 (reinstatement $75)
Source: NIPR, Utah resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Prometric publication Series 17-20, effective 2020-01-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies35% (35 of 100)
- II. Insurance Terms and Related Concepts12% (12 of 100)
- III. Policy Provisions and Contract Law15% (15 of 100)
- IV. Personal Policies — Auto and Umbrella11% (11 of 100)
- V. Insurance Terms and Related Concepts (Casualty emphasis)3% (3 of 100)
- VI. Policy Provisions2% (2 of 100)
- VI. Utah Insurance Code and Insurance Department10% (10 of 100)
- VII. Utah Statutes Pertinent to Property and Casualty12% (12 of 100)
Source: Prometric Series 17-20 eff. 2020-01-01.
Frequently asked questions
How many questions are on the Utah Personal Lines exam?
Utah administers the Utah Producer's Personal Lines Exam, 100 scored questions, a 120-minute time limit, administered by Prometric. The exam fee is $32.
What score do I need to pass?
Utah does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Utah require state-approved prelicensing education?
No. Utah does not mandate prelicensing education for the Personal Lines license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Utah exam's format?
Yes. Our practice questions and final exam are weighted to match Prometric Series 17-20 eff. 2020-01-01, section by section - not a generic national blueprint with a state label on it.
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