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Texas Personal Lines — Property & Casualty License - Application Process & Exam Guide

Everything you need to get your Texas Personal Lines — Property & Casualty license: the official application process, what the exam actually tests, and exam prep built to match it.

Texas issues this as Personal Lines Property & Casualty.

Exam logistics

Exam
Personal Lines Property & Casualty
Administered by
Pearson VUE
Scored questions
100
Time limit
120 minutes
Exam fee
$39
Passing score
Not published

How to get your Texas Personal Lines — Property & Casualty license

  1. 1

    Pick your line of authority

    Most new TX producers start with General Lines Property & Casualty (this is the course we sell). Other options: General Lines Life Accident Health & HMO, Personal Lines P&C, Life Agent. Each line has its own exam.

  2. 2

    Study with our exam prep course

    TDI does NOT mandate state-approved pre-licensing education, but the exam is challenging, particularly the Texas-specific statutes section. Study until you are consistently passing full-length practice exams.

    Cost: $49.99
    See the Texas exam prep course →
  3. 3

    Schedule and pass your Pearson VUE exam

    Register at Pearson VUE for a Texas testing center. Pearson's Texas candidate handbook publishes the current exam fee ($49 in the October 2024 edition), time limit and scoring rules; the passing score is a scaled score of 70, not 70 percent of the questions. Check the handbook for the current fee before you register.

    Schedule at Pearson VUE →
  4. 4

    Start your application and get your fingerprint code from TDI

    Begin your application on TDI's online initial application and fingerprint portal. TDI then issues the service code you need for IdentoGO. Complete fingerprinting as TDI instructs.

    Schedule fingerprinting →
  5. 5

    Finish your license application

    File your TDI license application through Sircon or NIPR. TDI lists the application fee as $50 (per TDI's General lines property and casualty page, checked 2026-09-30). You must pass the exam before applying, and you must submit the application within one year of passing or retake the exam. If you apply before passing, you will have to reapply and pay the fee again.

    Apply at Sircon →
  6. 6

    Get appointed by an insurer

    A Texas producer license alone doesn't authorize you to sell. You need at least one carrier appointment. Most agencies handle this on day one of employment.

    Cost: Usually paid by employer
Estimated total cost
Not published
Time to license
Not published

What's actually on the exam

Section weights below are derived from Pearson VUE publication #124401, effective 2025-12-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.

  • I. Types of Property Policies10% (10 of 100)
  • II. Types of Casualty Policies13% (13 of 100)
  • III. Property and Casualty Insurance Terms and Related Concepts28% (28 of 100)
  • IV. Property and Casualty Policy Provisions and Contract Law24% (24 of 100)
  • V. Texas Statutes and Rules Common to All Lines of Insurance15% (15 of 100)
  • VI. Texas Statutes and Rules Pertinent to Personal Lines Insurance10% (10 of 100)

Source: Pearson VUE #124401 eff. 2025-12-01.

Frequently asked questions

How many questions are on the Texas Personal Lines — Property & Casualty exam?

Texas administers the Personal Lines Property & Casualty, 100 scored questions, a 120-minute time limit, administered by Pearson VUE. The exam fee is $39.

What score do I need to pass?

Texas does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.

Does Texas require state-approved prelicensing education?

No. Texas does not mandate prelicensing education for the Personal Lines — Property & Casualty license. The state exam is the standard qualification, but some applicants are exempt from it (for example by a prior license or a qualifying designation, and in some states an approved course). Check the exemptions listed on the Texas Department of Insurance website before you register and pay for an exam.

Is the practice exam built to the real Texas exam's format?

Yes. Our practice questions and final exam are weighted to match Pearson VUE #124401 eff. 2025-12-01, section by section - not a generic national blueprint with a state label on it.

Ready to start studying?

Exam prep built directly to Texas's content outline, with practice questions and a full-length final exam.

Start studying: $49.99 →