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Texas Property & Casualty Adjuster License - Application Process & Exam Guide

Everything you need to get your Texas Property & Casualty Adjuster license: the official application process, what the exam actually tests, and exam prep built to match it.

Texas issues this as Adjuster: property and casualty.

Exam logistics

How to get your Texas Property & Casualty Adjuster license

1. 1

   Pick your line of authority

   Most new TX producers start with General Lines Property & Casualty (this is the course we sell). Other options: General Lines Life Accident Health & HMO, Personal Lines P&C, Life Agent. Each line has its own exam.
2. 2

   Schedule fingerprinting through IdentoGO

   TDI requires a fingerprint-based background check. Use IdentoGO with TDI service code 11G6QF.

   Cost: $40Time: 30 minutes; results to TDI in 3-5 business days

   Schedule fingerprinting →
3. 3

   Study with our exam prep course

   TDI does NOT mandate state-approved pre-licensing education, but the exam itself is challenging — particularly the Texas-specific statutes section (~33% of all questions). Expect 3-4 weeks of part-time study to be ready.

   Cost: $49.99Time: 3-4 weeks part-time

   See the Texas exam prep course →
4. 4

   Schedule your Pearson VUE exam

   Once you're scoring 70%+ on full-length practice exams, register at Pearson VUE for a Texas testing center near you. Most candidates can sit within 1-2 weeks of registering.

   Cost: $43Time: 1-2 weeks to first available slot

   Schedule at Pearson VUE →
5. 5

   Pass the exam (70%)

   Texas General Lines P&C is 150 scored questions in 2.5 hours; you need 70% to pass. Pearson VUE sends your score to TDI automatically within 24 hours.

   Time: 2.5 hours at the testing center
6. 6

   Apply for your license through Sircon

   After passing, file your TDI license application at Sircon (most common) or NIPR. The fee is $50 application + $10 fingerprint surcharge.

   Cost: $60Time: 1-3 business days for TDI to issue

   Apply at Sircon →
7. 7

   Get appointed by an insurer

   A Texas producer license alone doesn't authorize you to sell — you need at least one carrier appointment. Most agencies handle this on day one of employment.

   Cost: Usually paid by employerTime: Same day as offer

What's actually on the exam

Section weights below are derived from Pearson VUE publication #124401, effective 2026-09-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.

• I. Texas Insurance Law Fundamentals2% (6 of 300)
• II. Adjuster Licensing4% (12 of 300)
• III. Adjuster Conduct & Ethics7% (21 of 300)
• IV. Insurance Contract Fundamentals15% (45 of 300)
• V. Claims Investigation Process10% (30 of 300)
• VI. Property Insurance Concepts27% (81 of 300)
• VII. Casualty Insurance Concepts10% (30 of 300)
• VIII. Damages, Evaluation, and Settlement12% (36 of 300)
• IX. Fraud Detection & Reporting1% (3 of 300)
• X. Texas Statutes & Regulations Cross-Reference6% (18 of 300)
• XI. Property Adjusting Deep Dive (P&C Overlay)3% (9 of 300)
• XII. Casualty Claims and Litigation Management (P&C Overlay)3% (9 of 300)

Source: Pearson VUE #124401 eff. 2026-09-01.

Frequently asked questions