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Texas Property & Casualty Adjuster License - Exam Section Weights & Requirements
What the Texas Property & Casualty Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Texas issues this as Adjuster: property and casualty.
Exam logistics
Texas lets an adjuster applicant qualify either by passing this exam or by completing a TDI-approved adjusting course within 12 months of applying. If you take the approved course, you may not need to sit for this exam. Confirm the current rule on the TDI adjuster application page before you register and pay.
Where to apply and book the exam
We have not published a step-by-step Texas checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What's actually on the exam
Section weights below are derived from Pearson VUE publication #124401, effective 2026-09-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Texas Insurance Law Fundamentals2%
- II. Adjuster Licensing4%
- III. Adjuster Conduct & Ethics7%
- IV. Insurance Contract Fundamentals15%
- V. Claims Investigation Process10%
- VI. Property Insurance Concepts27%
- VII. Casualty Insurance Concepts10%
- VIII. Damages, Evaluation, and Settlement12%
- IX. Fraud Detection & Reporting1%
- X. Texas Statutes & Regulations Cross-Reference6%
- XI. Property Adjusting Deep Dive (P&C Overlay)3%
- XII. Casualty Claims and Litigation Management (P&C Overlay)3%
Source: Pearson VUE #124401 eff. 2026-09-01.
Frequently asked questions
How many questions are on the Texas Property & Casualty Adjuster exam?
Texas administers the Adjuster - Property & Casualty, 150 scored questions, a 150-minute time limit, administered by Pearson VUE. The exam fee is $49.
What score do I need to pass?
Texas does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Texas require state-approved prelicensing education?
Not as a separate step. Texas lets an adjuster applicant qualify either by passing the state exam or by completing a TDI-approved adjusting course within 12 months of applying, and the approved course replaces the exam. Confirm the current rule on the TDI adjuster application page.
Is the practice exam built to the real Texas exam's format?
Yes. Our practice questions and final exam are weighted to match Pearson VUE #124401 eff. 2026-09-01, section by section - not a generic national blueprint with a state label on it.
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