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Oregon Public Adjuster License - Exam Section Weights & Requirements
What the Oregon Public Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Oregon issues this as Public Adjuster.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Oregon checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Oregon requires
Transcribed from NIPR's Oregon resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Oregon Division of Financial Regulation before you file.
- Application fee
- $100 (Public Adjuster)
- State exam
- Insurance Producer exams are required for Life, Health, Property, Casualty, Surplus Lines and Personal Lines. Adjuster exams are required for General Lines, Health and Crop, and Public Adjuster requires an exam. Consultant, Life Settlement Broker, Life Settlement Investment Agent and Pharmaceutical Sales Representative do not.
- Fingerprints and background check
- Fingerprints are required. PSI Oregon test sites take electronic fingerprints on exam day, and prints are good for six months (PSI Oregon bulletin, 8/5/2025). Applicants also answer background questions about living outside Oregon for sixty or more consecutive days and provide driver's license information.
- How to apply
- Apply electronically through NIPR's Resident License application; supporting documents go through NIPR's Attachments Warehouse.
- Also worth knowing
- Applicants must be eighteen or older with an Oregon residence or business address that is not a P.O. Box. Consultant applicants need $500,000 in errors and omissions cover.
Oregon application fees, by license class
- Insurance Producer$100
- Public Adjuster$100
- Adjuster$100
- Consultant$100
- Life Settlement Broker$45
Source: NIPR, Oregon resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from PSI publication Series 12-12 (Public Adjuster), effective 2025-08-05 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Insurance Regulation15% (15 of 100)
- II. Federal Laws and Regulations5% (5 of 100)
- III. General Insurance Concepts13% (13 of 100)
- IV. Property and Casualty Insurance Basics20% (20 of 100)
- V. Adjustment Process22% (22 of 100)
- VI. Dwelling Policy Concepts5% (5 of 100)
- VII. Homeowners Policy Concepts10% (10 of 100)
- VIII. Commercial Property Policies5% (5 of 100)
- IX. Other Types of Insurance Policies5% (5 of 100)
Source: PSI Series 12-12 (Public Adjuster) eff. 2025-08-05.
Frequently asked questions
How many questions are on the Oregon Public Adjuster exam?
Oregon administers the Public Adjuster, 100 scored questions, a 120-minute time limit, administered by PSI.
What score do I need to pass?
The published passing score is 70%.
Does Oregon require state-approved prelicensing education?
No. Oregon does not mandate prelicensing education for the Public Adjuster license. The state exam is the standard qualification, but some applicants are exempt from it (for example by a prior license or a qualifying designation, and in some states an approved course). Check the exemptions listed on the state DOI website before you register and pay for an exam.
Is the practice exam built to the real Oregon exam's format?
Yes. Our practice questions and final exam are weighted to match PSI Series 12-12 (Public Adjuster) eff. 2025-08-05, section by section - not a generic national blueprint with a state label on it.
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Exam prep built directly to Oregon's content outline, with practice questions and a full-length final exam.
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