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Oklahoma Life License - Exam Section Weights & Requirements

What the Oklahoma Life exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.

Oklahoma issues this as Life.

Exam logistics

Where to apply and book the exam

We have not published a step-by-step Oklahoma checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Oklahoma requires

Transcribed from NIPR's Oklahoma resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Oklahoma Insurance Department before you file.

Application fee

$60 (reinstatement $120) (Insurance Producer (all lines except Variable))

State exam

Exams are required for Insurance Producer, Title, Adjuster, Bail Bondsman and Public Adjuster, and not required for Limited Lines Producer, Surplus Lines Broker, Reinsurance Intermediary, Portable Electronics, Emergency Adjuster, Motor Service Club or Managing General Agent. Exams are valid for two years from the date taken.

Fingerprints and background check

Supporting documents go through NIPR's Attachments Warehouse where a background question is answered yes. No vendor or agency is named.

How to apply

Apply electronically through NIPR. A first-time resident must upload a legible colour copy of both sides of their Oklahoma driver's licence or ID to the NIPR warehouse, and the application is held for seven days.

License term and renewal

Renewal is allowed within ninety days before the expiration date.

Also worth knowing

An applicant may be exempt from the licence exam if applying within ninety days of cancellation of a former resident state licence. P.O. Box addresses are not accepted. Apprentice Adjuster is paper application only.

Source: NIPR, Oklahoma resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from PSI publication OKINS Lifexx (no series number printed), effective 2026-06-30 - not a national average. Our practice questions and final exam are sampled to the same proportions.

• I. Types of Policies15% (15 of 100)
• II. Policy Riders, Provisions, Options, and Exclusions24% (24 of 100)
• III. Completing the Application, Underwriting, and Delivering the Policy20% (20 of 100)
• IV. Premiums, Proceeds, and Beneficiaries4% (4 of 100)
• V. Annuities6% (6 of 100)
• VI. Federal Tax Considerations for Life Insurance and Annuities4% (4 of 100)
• VII. Qualified Plans and Federal Retirement Plans0% (0 of 100)
• VIII. Oklahoma Insurance Code Pertinent to Life Insurance13% (13 of 100)
• IX. Oklahoma Statutes Pertinent to Life Insurance Producers14% (14 of 100)

Source: PSI OKINS Lifexx (no series number printed) eff. 2026-06-30.

Frequently asked questions