Home › State licensing › Ohio › Public Adjuster

Ohio Public Adjuster License - Exam Section Weights & Requirements

What the Ohio Public Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.

Ohio issues this as Public Insurance Adjuster.

Exam logistics

Exam

Ohio Public Adjuster

Administered by

PSI

Scored questions

100

Time limit

120 minutes

Exam fee

$49

Passing score

70%

Where to apply and book the exam

Ohio Department of Insurance

State insurance regulator: license application, CE rules, official forms.

PSI: Ohio Insurance License Examination Candidate Information Bulletin

How to register, what it costs and what to bring, from the vendor's own handbook. Effective 2026-03-24.

We have not published a step-by-step Ohio checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Ohio requires

Transcribed from NIPR's Ohio resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Ohio Department of Insurance before you file.

Application fee: $100 (Public Insurance Adjuster)
State exam: Major lines (Life, Accident & Health, Property, Casualty, Personal, Variable) require an exam, and limited lines (Auto Rental, Credit, Crop, Travel, Funeral) do not. Public Insurance Adjuster, Surety Bail Bond and Title each have their own Ohio examination.
Pre-licensing education: Major lines applicants must complete pre-licensing education from an Ohio approved pre-license education provider, and surety bail bond applicants from an Ohio approved education provider. No hour count is printed on this page.
Fingerprints and background check: Applicants must complete BCI and FBI criminal background checks.
How to apply: Apply electronically through NIPR's Resident License application.

Ohio application fees, by license class

Major Lines$10 (amendment $10)
Limited Lines$10 (amendment $10)
Public Insurance Adjuster$100
Surplus Lines$100
Surety Bail Bond$150
Title$10

Source: NIPR, Ohio resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from PSI publication Series 11-38 (OHINS Candidate Information Bulletin), effective 2026-03-24 - not a national average. Our practice questions and final exam are sampled to the same proportions.

I. General Property Insurance Product Knowledge25% (25 of 100)
II. Property Insurance Policies49% (49 of 100)
III. Motor Vehicle Physical Damage and Mechanical Breakdown Insurance8% (8 of 100)
IV. Ohio Residual Markets1% (1 of 100)
V. Ohio Claims Law3% (3 of 100)
VI. Ohio Laws and Regulations Pertinent to Public Insurance Adjusters14% (14 of 100)

Source: PSI Series 11-38 (OHINS Candidate Information Bulletin) eff. 2026-03-24.

Frequently asked questions

How many questions are on the Ohio Public Adjuster exam?

Ohio administers the Ohio Public Adjuster, 100 scored questions, a 120-minute time limit, administered by PSI. The exam fee is $49.

What score do I need to pass?

The published passing score is 70%.

Does Ohio require state-approved prelicensing education?

No. Ohio does not mandate prelicensing education for the Public Adjuster license - passing the exam is what qualifies you. Exam prep alone is sufficient.

Is the practice exam built to the real Ohio exam's format?

Yes. Our practice questions and final exam are weighted to match PSI Series 11-38 (OHINS Candidate Information Bulletin) eff. 2026-03-24, section by section - not a generic national blueprint with a state label on it.

Ready to start studying?

Exam prep built directly to Ohio's content outline, with practice questions and a full-length final exam.

Start studying: $49.99 →