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New Hampshire Personal Lines License - Exam Section Weights & Requirements
What the New Hampshire Personal Lines exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
New Hampshire issues this as Personal Lines.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step New Hampshire checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What New Hampshire requires
Transcribed from NIPR's New Hampshire resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against New Hampshire Insurance Department before you file.
- Application fee
- $210 (amendment $50; reinstatement $300) (Insurance Producer)
- State exam
- Exams are required for Insurance Producer (Life, Accident & Health or Sickness, Property, Casualty, Property & Casualty, Credit, Personal Lines, Title), Adjuster (Workers' Compensation, Property & Casualty) and Public Adjuster (Fire & Homeowners), and not required for Variable Life and Annuity, Travel, Motor Vehicle Road Service, Surplus Lines or Life Settlement Producer.
- How to apply
- Apply electronically through NIPR's Resident License application.
- Also worth knowing
- Applicants must be at least eighteen. Applicants whose status is revoked or suspended cannot apply electronically.
New Hampshire application fees, by license class
- Insurance Producer$210 (amendment $50; reinstatement $300)
- Public Adjuster$100 (reinstatement $200)
- Adjuster$75 (amendment $50; reinstatement $150)
- Life Settlement Producer$210 (reinstatement $300)
Source: NIPR, New Hampshire resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from PSI publication NH Insurance content outline (series 12-86), effective 2026-07-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies30% (30 of 100)
- II. Insurance Terms and Related Concepts21% (21 of 100)
- III. Policy Provisions and Contract Law12% (12 of 100)
- IV. Personal Policies — Auto and Umbrella15% (15 of 100)
- V. Insurance Terms and Related Concepts (Casualty emphasis)7% (7 of 100)
- VI. Policy Provisions2% (2 of 100)
- VI. New Hampshire Insurance Code and Insurance Department12% (12 of 100)
- VII. New Hampshire Statutes Pertinent to Personal Lines1% (1 of 100)
Source: PSI NH Insurance content outline (series 12-86) eff. 2026-07-01.
Frequently asked questions
How many questions are on the New Hampshire Personal Lines exam?
New Hampshire administers the Personal, 100 scored questions, a 120-minute time limit, administered by PSI. The exam fee is $59.
What score do I need to pass?
New Hampshire does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does New Hampshire require state-approved prelicensing education?
No. New Hampshire does not mandate prelicensing education for the Personal Lines license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real New Hampshire exam's format?
Yes. Our practice questions and final exam are weighted to match PSI NH Insurance content outline (series 12-86) eff. 2026-07-01, section by section - not a generic national blueprint with a state label on it.
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Exam prep built directly to New Hampshire's content outline, with practice questions and a full-length final exam.
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