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Michigan Public Adjuster License - Exam Section Weights & Requirements

What the Michigan Public Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.

Michigan issues this as Resident Adjuster for Insured.

Exam logistics

Exam

Public Adjuster

Administered by

PSI

Scored questions

100

Time limit

120 minutes

Exam fee

$41

Passing score

71%

Where to apply and book the exam

Michigan Department of Insurance and Financial Services

State insurance regulator: license application, CE rules, official forms.

PSI: Michigan Department of Insurance and Financial Services Licensing Examination Candidate Information Bulletin

How to register, what it costs and what to bring, from the vendor's own handbook. Effective 2025-06-10.

We have not published a step-by-step Michigan checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Michigan requires

Transcribed from NIPR's Michigan resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Michigan Department of Insurance and Financial Services before you file.

Application fee: $15 (Resident Adjuster for Insured (Public Adjuster))
State exam: NIPR does not verify exams before allowing submission, but an exam is required before the state approves the request.
Fingerprints and background check: Supporting documents are required where a background question is answered yes. Applicants with conviction histories are urged to review Chapter 12 of the Michigan Insurance Code and the department's Guiding Principles before filing.
How to apply: Apply electronically through NIPR's Resident License application.
Also worth knowing: A resident producer holding or applying for property and casualty lines may not also apply for a Personal Lines licence in Michigan. DIFS review takes 14 to 21 business days.

Michigan application fees, by license class

Resident Producer$10
Resident Adjuster for Insured (Public Adjuster)$15
Resident Insurance Adjuster$15
Resident Counselor$20
Solicitor$20
Surplus Lines$110

Source: NIPR, Michigan resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from PSI publication Series 16-70, effective 2025-06-10 - not a national average. Our practice questions and final exam are sampled to the same proportions.

I. Insurance Regulation12% (12 of 100)
II. Insurance Basics23% (23 of 100)
III. Dwelling Policy8% (8 of 100)
IV. Homeowners Policy18% (18 of 100)
V. Commercial Package Policy (CPP)8% (8 of 100)
VI. Businessowners Policy8% (8 of 100)
VII. Adjusting Losses22% (22 of 100)
VIII. Other Coverages and Options1% (1 of 100)

Source: PSI Series 16-70 eff. 2025-06-10.

Frequently asked questions

How many questions are on the Michigan Public Adjuster exam?

Michigan administers the Public Adjuster, 100 scored questions, a 120-minute time limit, administered by PSI. The exam fee is $41.

What score do I need to pass?

The published passing score is 71%.

Does Michigan require state-approved prelicensing education?

No. Michigan does not mandate prelicensing education for the Public Adjuster license - passing the exam is what qualifies you. Exam prep alone is sufficient.

Is the practice exam built to the real Michigan exam's format?

Yes. Our practice questions and final exam are weighted to match PSI Series 16-70 eff. 2025-06-10, section by section - not a generic national blueprint with a state label on it.

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Exam prep built directly to Michigan's content outline, with practice questions and a full-length final exam.

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