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Maine Property & Casualty License - Exam Section Weights & Requirements
What the Maine Property & Casualty exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Maine issues this as Property & Casualty.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Maine checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Maine requires
Transcribed from NIPR's Maine resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Maine Bureau of Insurance before you file.
- Application fee
- $25 (Individual Producer (Resident, all lines except Surplus))
- State exam
- Individual Producer exams are required for Life, Health, Property, Casualty and Personal Lines, and not required for Variable Contracts or Surplus Lines. Producer Limited requires exams for Credit and Title. Adjuster exams cover Property & Casualty, Multi-Peril Crop and Workers' Compensation.
- Fingerprints and background check
- Supporting documents go through NIPR's Attachments Warehouse where a background question is answered yes. No vendor is named.
- How to apply
- Apply electronically through NIPR's Resident License application; the licence can be printed from maine.gov/insurance within 24 to 48 hours of approval.
- Also worth knowing
- Every fee includes a $15 application fee and state fees are non-refundable. Maine residency documentation is required. The page lists no distinct Public Adjuster class.
Maine application fees, by license class
- Individual Producer (Resident, all lines except Surplus)$25
- Individual Producer (Resident, Surplus Lines)$165
- Producer Limited Resident$25
- Adjuster (Resident)$45
Source: NIPR, Maine resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Pearson VUE publication #122006, effective 2026-02-02 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies15.714% (22 of 140)
- II. Insurance Terms and Related Concepts10.714% (15 of 140)
- III. Policy Provisions and Contract Law17.857% (25 of 140)
- IV. Types of Policies, Bonds, and Related Terms16.429% (23 of 140)
- V. Insurance Terms and Related Concepts (Casualty emphasis)10.714% (15 of 140)
- VI. Maine Insurance Code and Bureau of Insurance20% (28 of 140)
- VII. Maine Statutes Pertinent to Property and Casualty8.571% (12 of 140)
Source: Pearson VUE #122006 eff. 2026-02-02.
Frequently asked questions
How many questions are on the Maine Property & Casualty exam?
Maine administers the Property & Casualty Producer, 140 scored questions, a 210-minute time limit, administered by Pearson VUE. The exam fee is $80.
What score do I need to pass?
Maine does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Maine require state-approved prelicensing education?
No. Maine does not mandate prelicensing education for the Property & Casualty license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Maine exam's format?
Yes. Our practice questions and final exam are weighted to match Pearson VUE #122006 eff. 2026-02-02, section by section - not a generic national blueprint with a state label on it.
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