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Maryland Public Adjuster License - Exam Section Weights & Requirements
What the Maryland Public Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Maryland issues this as Public Adjuster.
Exam logistics
Where to apply and book the exam
- Maryland uses Prometric (not Pearson VUE or PSI). Maryland Auto Insurance Fund (MAIF) is the state-run auto residual market — distinctive among states.
We have not published a step-by-step Maryland checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Maryland requires
Transcribed from NIPR's Maryland resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Maryland Insurance Administration before you file.
- Application fee
- $50 (reinstatement $50) (Public Adjuster)
- State exam
- Insurance Producer exams are required for Life, Accident and Health or Sickness, Property, Casualty, Title and Personal Lines, and not required for Credit, Travel or Variable Life and Variable Annuity. Public Adjuster requires an exam. Surplus Lines Broker, Motor Club Representative and Viatical Settlement Broker do not. Adviser requires exams for Life & Health and Property & Casualty.
- How to apply
- Apply electronically through NIPR. A few licence types, such as Self-Service Storage, still require paper.
- Also worth knowing
- The fees listed are state fees only.
Maryland application fees, by license class
- Insurance Producer$54 (amendment $0, reinstatement $54)
- Public Adjuster$50 (reinstatement $50)
- Surplus Lines Broker (less than 1 year from expiration)$100 (reinstatement $100)
- Surplus Lines Broker (more than 1 year from expiration)$200 (reinstatement $200)
- Adviser$200 (reinstatement $200)
Source: NIPR, Maryland resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Prometric publication Series 2023 / 2043, effective 2021-09-21 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Insurance Regulation30% (15 of 50)
- II. Insurance Basics18% (9 of 50)
- III. Adjusting Losses12% (6 of 50)
- IV. Dwelling Policy10% (5 of 50)
- V. Homeowners Policy10% (5 of 50)
- VI. Commercial Package4% (2 of 50)
- VII. Businessowners4% (2 of 50)
- VIII. Other Coverages12% (6 of 50)
Source: Prometric Series 2023 / 2043 eff. 2021-09-21.
Frequently asked questions
How many questions are on the Maryland Public Adjuster exam?
Maryland administers the Public Adjuster, 50 scored questions, a 90-minute time limit, administered by Prometric. The exam fee is $62.
What score do I need to pass?
The published passing score is 70%.
Does Maryland require state-approved prelicensing education?
No. Maryland does not mandate prelicensing education for the Public Adjuster license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Maryland exam's format?
Yes. Our practice questions and final exam are weighted to match Prometric Series 2023 / 2043 eff. 2021-09-21, section by section - not a generic national blueprint with a state label on it.
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