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Louisiana Life License - Exam Section Weights & Requirements
What the Louisiana Life exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Louisiana issues this as Life.
Exam logistics
Where to apply and book the exam
- Louisiana's Insurance Commissioner is one of only a handful in the country who is elected statewide rather than appointed.
We have not published a step-by-step Louisiana checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Louisiana requires
Transcribed from NIPR's Louisiana resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Louisiana Department of Insurance before you file.
- Application fee
- $75 (amendment $75) (Insurance Producer (all lines of authority excluding Surplus Lines))
- State exam
- Insurance Producer exams are required for Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Bail Bond, Title, Industrial Fire, Surplus Lines and Surety, and not required for Variable Life and Variable Annuity, Credit, Travel or Limited Life, Health & Accident. Claim Adjuster exams cover Automobile, Commercial Lines, Crop, Personal Lines, Property & Casualty and Workers Compensation. Public Adjuster requires an exam.
- Fingerprints and background check
- Every new resident applicant, producer, claims adjuster, public adjuster and consultant alike, must submit the licence application BEFORE being fingerprinted. The fingerprinting vendor is IdentoGO by Idemia.
- How to apply
- Apply electronically through NIPR's Resident License application.
- Also worth knowing
- Louisiana calls reinstatements late renewals, and the page lists no separate reinstatement fee.
Louisiana application fees, by license class
- Insurance Producer (all lines of authority excluding Surplus Lines)$75 (amendment $75)
- Insurance Producer (Surplus Lines)$250 (amendment $250)
- Public Adjuster$75
- Claim Adjuster$75 (amendment $75)
- Consultant$75 (amendment $75)
Source: NIPR, Louisiana resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from PSI publication Series 101, effective 2016-02-10 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies17% (17 of 100)
- II. Policy Riders, Provisions, Options, and Exclusions15% (15 of 100)
- III. Completing the Application, Underwriting, and Delivering the Policy24% (24 of 100)
- IV. Premiums, Proceeds, and Beneficiaries15% (15 of 100)
- V. Annuities11% (11 of 100)
- VI. Federal Tax Considerations for Life Insurance and Annuities3% (3 of 100)
- VII. Qualified Plans and Federal Retirement Plans5% (5 of 100)
- VIII. Louisiana Insurance Code Pertinent to Life Insurance3% (3 of 100)
- IX. Louisiana Statutes Pertinent to Life Insurance Producers7% (7 of 100)
Source: PSI Series 101 eff. 2016-02-10.
Frequently asked questions
How many questions are on the Louisiana Life exam?
Louisiana administers the Life, 100 scored questions, a 120-minute time limit, administered by PSI. The exam fee is $36.
What score do I need to pass?
The published passing score is 70%.
Does Louisiana require state-approved prelicensing education?
No. Louisiana does not mandate prelicensing education for the Life license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Louisiana exam's format?
Yes. Our practice questions and final exam are weighted to match PSI Series 101 eff. 2016-02-10, section by section - not a generic national blueprint with a state label on it.
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