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Idaho Personal Lines License - Exam Section Weights & Requirements
What the Idaho Personal Lines exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Idaho issues this as Personal Lines.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Idaho checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Idaho requires
Transcribed from NIPR's Idaho resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Idaho Department of Insurance before you file.
- Application fee
- $80 (Insurance Producer)
- State exam
- Insurance Producer exams are required for Life, Accident & Health or Sickness, Property, Casualty and Personal Lines, and not required for Variable Life and Variable Annuity, Credit, Surety, Travel or Pet. Bail Bond Agent, Public Adjuster and Independent Adjuster require exams; Surplus Lines, Life Settlement and Managing General Agent do not.
- Fingerprints and background check
- Individual applicants must complete a fingerprint and background check. Electronic fingerprint processing is arranged through PSI where prints were not already submitted with exam results, and no licence is issued until the FBI background check report reaches the Idaho Department of Insurance.
- License term and renewal
- Late renewal is allowed for up to one year past the licence expiration date.
- Also worth knowing
- Public Adjuster appears under lines of authority with an exam requirement but the page prints no fee for it. Minimum age is twenty-one for adjusters and eighteen for other classes.
Idaho application fees, by license class
- Insurance Producer$80
- Surplus Lines$80
- Independent Adjuster$80
- Bail Bond Agent$80
- Managing General Agent$80
Source: NIPR, Idaho resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Pearson VUE publication #121301, effective 2025-07-31 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies10.3% (10 of 97)
- II. Insurance Terms and Related Concepts16.5% (16 of 97)
- III. Policy Provisions and Contract Law13.4% (13 of 97)
- IV. Personal Policies — Auto and Umbrella13.4% (13 of 97)
- V. Insurance Terms and Related Concepts (Casualty emphasis)12.4% (12 of 97)
- VI. Policy Provisions11.3% (11 of 97)
- VI. Idaho Insurance Code and Department of Insurance12.4% (12 of 97)
- VII. Idaho Statutes Pertinent to Personal Lines10.3% (10 of 97)
Source: Pearson VUE #121301 eff. 2025-07-31.
Frequently asked questions
How many questions are on the Idaho Personal Lines exam?
Idaho administers the ID Personal Lines Producer, 97 scored questions, a 120-minute time limit, administered by Pearson VUE. The exam fee is $65.
What score do I need to pass?
Idaho does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Idaho require state-approved prelicensing education?
No. Idaho does not mandate prelicensing education for the Personal Lines license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Idaho exam's format?
Yes. Our practice questions and final exam are weighted to match Pearson VUE #121301 eff. 2025-07-31, section by section - not a generic national blueprint with a state label on it.
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