We have not published a step-by-step Idaho checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Idaho requires

Transcribed from NIPR's Idaho resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Idaho Department of Insurance before you file.

Application fee: $80 (Insurance Producer)
State exam: Insurance Producer exams are required for Life, Accident & Health or Sickness, Property, Casualty and Personal Lines, and not required for Variable Life and Variable Annuity, Credit, Surety, Travel or Pet. Bail Bond Agent, Public Adjuster and Independent Adjuster require exams; Surplus Lines, Life Settlement and Managing General Agent do not.
Fingerprints and background check: Individual applicants must complete a fingerprint and background check. Electronic fingerprint processing is arranged through PSI where prints were not already submitted with exam results, and no licence is issued until the FBI background check report reaches the Idaho Department of Insurance.
License term and renewal: Late renewal is allowed for up to one year past the licence expiration date.
Also worth knowing: Public Adjuster appears under lines of authority with an exam requirement but the page prints no fee for it. Minimum age is twenty-one for adjusters and eighteen for other classes.

Idaho application fees, by license class

Insurance Producer$80
Surplus Lines$80
Independent Adjuster$80
Bail Bond Agent$80
Managing General Agent$80

Source: NIPR, Idaho resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from Pearson VUE publication #121301, effective 2025-07-31 - not a national average. Our practice questions and final exam are sampled to the same proportions.

I. Types of Policies21.333% (16 of 75)
II. Policy Provisions, Clauses, and Riders20% (15 of 75)
III. Social Insurance8% (6 of 75)
IV. Other Insurance Concepts6.667% (5 of 75)
V. Field Underwriting Procedures10.667% (8 of 75)
VI. Idaho Statutes Common to All Insurance Lines16% (12 of 75)
VII. Idaho Statutes Common to Life and Health/Disability4% (3 of 75)
VIII. Idaho Statutes Pertinent to Health/Disability Only13.333% (10 of 75)

Source: Pearson VUE #121301 eff. 2025-07-31.

Frequently asked questions

How many questions are on the Idaho Health exam?

Idaho administers the ID Accident & Health or Sickness Producer, 75 scored questions, a 120-minute time limit, administered by Pearson VUE. The exam fee is $65.

What score do I need to pass?

Idaho does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.

Does Idaho require state-approved prelicensing education?

No. Idaho does not mandate prelicensing education for the Health license - passing the exam is what qualifies you. Exam prep alone is sufficient.

Is the practice exam built to the real Idaho exam's format?

Yes. Our practice questions and final exam are weighted to match Pearson VUE #121301 eff. 2025-07-31, section by section - not a generic national blueprint with a state label on it.

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