Home › State licensing › Hawaii › Personal Lines
Hawaii Personal Lines License - Exam Section Weights & Requirements
What the Hawaii Personal Lines exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Hawaii issues this as Personal Lines.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Hawaii checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Hawaii requires
Transcribed from NIPR's Hawaii resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Hawaii Insurance Division before you file.
- Application fee
- $150 (Insurance Producer)
- State exam
- Insurance Producer and Surplus Lines applicants must pass the Hawaii licensing exams. Exams are required for Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Surety and Title, and for Independent Adjuster, Public Adjuster and Workers' Compensation Adjuster.
- Fingerprints and background check
- Fingerprinting has been required for resident licence applications since 1 November 2010, scheduled through the state's vendor FieldPrint.
- How to apply
- Apply electronically through NIPR's Resident License application.
- Also worth knowing
- No exam is required if a licence is reactivated within one year of inactivation. A General Excise Tax Licence is required. Public Adjusters must post a $10,000 surety bond.
Hawaii application fees, by license class
- Insurance Producer$150
- Limited Lines Producer$150
- Independent Adjuster$165
- Public Adjuster$165
- Workers' Compensation Adjuster$165
- Surplus Lines Broker$240
Source: NIPR, Hawaii resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Pearson VUE publication #121201, effective 2026-01-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies8.621% (10 of 116)
- II. Insurance Terms and Related Concepts19.828% (23 of 116)
- III. Policy Provisions and Contract Law5.172% (6 of 116)
- IV. Personal Policies — Auto and Umbrella11.207% (13 of 116)
- V. Insurance Terms and Related Concepts (Casualty emphasis)4.31% (5 of 116)
- VI. Policy Provisions15.517% (18 of 116)
- VI. Hawaii Insurance Code and DCCA Insurance Division19.828% (23 of 116)
- VII. Hawaii Statutes Pertinent to Property and Casualty15.517% (18 of 116)
Source: Pearson VUE #121201 eff. 2026-01-01.
Frequently asked questions
How many questions are on the Hawaii Personal Lines exam?
Hawaii administers the Personal Lines, 116 scored questions, a 150-minute time limit, administered by Pearson VUE. The exam fee is $75.
What score do I need to pass?
Hawaii does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Hawaii require state-approved prelicensing education?
No. Hawaii does not mandate prelicensing education for the Personal Lines license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Hawaii exam's format?
Yes. Our practice questions and final exam are weighted to match Pearson VUE #121201 eff. 2026-01-01, section by section - not a generic national blueprint with a state label on it.
Ready to start studying?
Exam prep built directly to Hawaii's content outline, with practice questions and a full-length final exam.
Start studying: $49.99 →