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Delaware Life License - Exam Section Weights & Requirements
What the Delaware Life exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Delaware issues this as Life.
Exam logistics
Where to apply and book the exam
We have not published a step-by-step Delaware checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Delaware requires
Transcribed from NIPR's Delaware resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Delaware Department of Insurance before you file.
- Application fee
- $125 (Insurance Producer)
- State exam
- Insurance Producer exams are required for Life, Health, Property, Casualty, Personal Lines, Surety and Multi-Peril Crop; Variable Annuities does not require one. Adjuster exams are required for Property, Casualty, Surety, Motor Vehicle, Marine & Transportation and Workers' Compensation. Public Adjuster requires the Property exam.
- Fingerprints and background check
- A state criminal history report and a federal FBI criminal history report, each dated within ninety days of receipt, are required.
- How to apply
- Apply electronically through NIPR's Resident License application.
- Also worth knowing
- Line of authority addition fee $50, administrative fee $200. Exam scores are valid for twelve months.
Delaware application fees, by license class
- Insurance Producer$125
- Limited Lines Producer$125
- Adjuster$125
- Public Adjuster$125
- Appraiser$125
- Apprentice Adjuster$75
- Surplus Lines Broker$275
Source: NIPR, Delaware resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from Pearson VUE publication #120801, effective 2025-01-15 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Types of Policies14.444% (13 of 90)
- II. Policy Riders, Provisions, Options, and Exclusions13.333% (12 of 90)
- III. Completing the Application, Underwriting, and Delivering the Policy13.333% (12 of 90)
- IV. Premiums, Proceeds, and Beneficiaries5.556% (5 of 90)
- V. Annuities3.333% (3 of 90)
- VI. Federal Tax Considerations for Life Insurance and Annuities3.333% (3 of 90)
- VII. Qualified Plans and Federal Retirement Plans2.222% (2 of 90)
- VIII. Delaware Insurance Code Pertinent to Life Insurance16.667% (15 of 90)
- IX. Delaware Statutes Pertinent to Life Insurance Producers27.778% (25 of 90)
Source: Pearson VUE #120801 eff. 2025-01-15.
Frequently asked questions
How many questions are on the Delaware Life exam?
Delaware administers the DE Life Producer, 90 scored questions, a 135-minute time limit, administered by Pearson VUE. The exam fee is $90.
What score do I need to pass?
Delaware does not publish a passing score for this examination, so treat the candidate handbook as the authority rather than any figure quoted elsewhere.
Does Delaware require state-approved prelicensing education?
No. Delaware does not mandate prelicensing education for the Life license - passing the exam is what qualifies you. Exam prep alone is sufficient.
Is the practice exam built to the real Delaware exam's format?
Yes. Our practice questions and final exam are weighted to match Pearson VUE #120801 eff. 2025-01-15, section by section - not a generic national blueprint with a state label on it.
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