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Colorado Property & Casualty License - Exam Section Weights & Requirements

What the Colorado Property & Casualty exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.

Colorado issues this as Property & Casualty.

Where to apply

We have not published a step-by-step Colorado checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Colorado requires

Transcribed from NIPR's Colorado resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Colorado Division of Insurance before you file.

Application fee

$44 (Resident Producer (all lines of authority except Surplus Lines))

State exam

Resident Producer exams are required for Life, Accident & Health, Property, Casualty, Personal Lines, Surplus Lines, Credit and Crop Hail, and not required for Variable Life and Variable Annuity Product, Travel Insurance, Attorney Title or Professional Cash Bail Agent. Resident Public Adjuster requires an exam.

How to apply

Apply electronically through NIPR's Resident License application.

Also worth knowing

Colorado does not license Independent Adjusters. Public Adjusters must provide a $20,000 surety bond and power of attorney. This page states no fingerprint or background-check requirement.

Source: NIPR, Colorado resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from Pearson VUE publication #120606, effective 2024-01-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.

• I. Insurance Fundamentals and General Concepts14.1% (22 of 156)
• II. Insurance Contracts and Legal Principles9% (14 of 156)
• III. Property Insurance — Dwelling and Homeowners (ISO)7.7% (12 of 156)
• IV. Property Insurance — Commercial and Inland Marine6.4% (10 of 156)
• V. Casualty and Liability Fundamentals8.3% (13 of 156)
• VI. Automobile Insurance — Personal and Commercial4.5% (7 of 156)
• VII. Specialty Lines — Workers' Comp, Crime, Bonds, Professional5.1% (8 of 156)
• VIII. Policy Provisions, Underwriting, and Claims Handling5.8% (9 of 156)
• IX. Insurance Regulation and Federal Law3.2% (5 of 156)
• X. Insurance Ethics (3 hours)0% (0 of 156)
• XI. Colorado Insurance Code and Division of Insurance24.4% (38 of 156)
• XII. Colorado Statutes Pertinent to Property and Casualty11.5% (18 of 156)

Source: Pearson VUE #120606 eff. 2024-01-01.

Frequently asked questions