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California Property License - Exam Section Weights & Requirements

What the California Property exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.

California issues this as Property Broker-Agent.

Exam logistics

Where to apply and book the exam

We have not published a step-by-step California checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What California requires

Transcribed from NIPR's California resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against California Department of Insurance before you file.

Application fee

$188 (Insurance Producer (general))

State exam

Exam required for Life, Accident & Health or Sickness, Property, Casualty, Funeral and Burial Expense, Life and Disability Insurance Analyst, Limited Lines Auto Insurance Agent and Personal Lines. Exam not required for Variable Life and Variable Annuity, Car Rental, Surplus Lines Broker, Special Lines Surplus Lines Broker, Cargo Shipper's Agent, Motor Club Agent, Portable Electronics and Self-Service Storage Agent.

Fingerprints and background check

Fingerprints are submitted after the licence application through Capital Live Scan. Fingerprint fee $74. DOJ and FBI checks apply, and fingerprints must be submitted within twelve months or they must be resubmitted.

How to apply

Apply electronically through NIPR or Sircon. California requires the applicant to complete and submit their own application and to declare under penalty of perjury that its contents are accurate.

License term and renewal

Licences renew through the Resident License Renewal application up to the expiration date; the fees shown are for a two-year term. After expiration, reinstate through Sircon or reapply one year later.

Also worth knowing

Public Adjusters must post a $20,000 bond and Independent Adjusters a $2,000 bond. Section 1729.2 of the California Insurance Code requires notice to the department within thirty days of any change in background information.

Source: NIPR, California resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from California Department of Insurance publication 2025-Property-License-Examination-Objectives.txt and 2025-Casualty-License-Examination-Objectives.txt, effective 2025-01-01 - not a national average. Our practice questions and final exam are sampled to the same proportions.

• I. General Insurance14.7%
• II. Property Insurance7.3%
• III. Casualty Insurance7.3%
• IV. Personal Lines Insurance37.3%
• V. Commercial Insurance Coverages32%
• VI. Pet Insurance1.3%

Source: California Department of Insurance 2025-Property-License-Examination-Objectives.txt and 2025-Casualty-License-Examination-Objectives.txt eff. 2025-01-01.

Frequently asked questions