We have not published a step-by-step Arizona checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Arizona requires

Transcribed from NIPR's Arizona resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Arizona Department of Insurance and Financial Institutions before you file.

Application fee: $120 (amendment $120) (Insurance Producer)
State exam: Insurance Producer exams are required for Life, Accident and Health or Sickness, Property, Casualty, Personal Lines and Crop, and not required for Variable Life and Variable Annuity, Credit or Travel. Adjuster and Bail Bond Agent and Surplus Lines Broker require exams; Staff Adjuster, Life Settlement Broker, Navigator, Certified Application Counselor, Portable Electronics Vendor, Risk Management Consultant and Self Service Storage Agent do not.
Pre-licensing education: Arizona law does not require pre-license education.
Fingerprints and background check: Fingerprints for resident insurance professional licences must be submitted electronically through the Arizona Department of Public Safety Public Services Portal.
How to apply: Apply electronically through NIPR's Resident License application.
Also worth knowing: Staff Adjuster is a line of authority under Adjuster and carries no separate fee row.

Arizona application fees, by license class

Insurance Producer$120 (amendment $120)
Adjuster$120 (amendment $120)
Bail Bond Agent$120
Surplus Lines Broker (less than 2 years remaining)$500 (amendment $500)
Surplus Lines Broker (2 or more years remaining)$1,000 (amendment $1,000)
Risk Management Consultant$120
Self Service Storage Agent$120

Source: NIPR, Arizona resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from PSI publication Series 13-31, effective 2026-04-27 - not a national average. Our practice questions and final exam are sampled to the same proportions.

I. Types of Policies28% (28 of 100)
II. Policy Riders, Provisions, Options, and Exclusions23% (23 of 100)
III. Completing the Application, Underwriting, and Delivering the Policy18% (18 of 100)
IV. Premiums, Proceeds, and Beneficiaries9% (9 of 100)
V. Annuities12% (12 of 100)
VI. Federal Tax Considerations for Life Insurance and Annuities5% (5 of 100)
VII. Qualified Plans and Federal Retirement Plans0% (0 of 100)
VIII. Arizona Insurance Code Pertinent to Life Insurance1% (1 of 100)
IX. Arizona Statutes Pertinent to Life Insurance Producers4% (4 of 100)

Source: PSI Series 13-31 eff. 2026-04-27.

Frequently asked questions

How many questions are on the Arizona Life exam?

Arizona administers the Life Insurance, 100 scored questions, a 120-minute time limit, administered by PSI. The exam fee is $50.

What score do I need to pass?

The published passing score is 70%.

Does Arizona require state-approved prelicensing education?

No. Arizona does not mandate prelicensing education for the Life license - passing the exam is what qualifies you. Exam prep alone is sufficient.

Is the practice exam built to the real Arizona exam's format?

Yes. Our practice questions and final exam are weighted to match PSI Series 13-31 eff. 2026-04-27, section by section - not a generic national blueprint with a state label on it.

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