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Arizona Public Adjuster License - Exam Section Weights & Requirements
What the Arizona Public Adjuster exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.
Arizona issues this as Adjuster.
Where to apply
We have not published a step-by-step Arizona checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.
What Arizona requires
Transcribed from NIPR's Arizona resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Arizona Department of Insurance and Financial Institutions before you file.
- State exam
- Insurance Producer exams are required for Life, Accident and Health or Sickness, Property, Casualty, Personal Lines and Crop, and not required for Variable Life and Variable Annuity, Credit or Travel. Adjuster and Bail Bond Agent and Surplus Lines Broker require exams; Staff Adjuster, Life Settlement Broker, Navigator, Certified Application Counselor, Portable Electronics Vendor, Risk Management Consultant and Self Service Storage Agent do not.
- Pre-licensing education
- Arizona law does not require pre-license education.
- Fingerprints and background check
- Fingerprints for resident insurance professional licences must be submitted electronically through the Arizona Department of Public Safety Public Services Portal.
- How to apply
- Apply electronically through NIPR's Resident License application.
- Also worth knowing
- Staff Adjuster is a line of authority under Adjuster and carries no separate fee row. Applicants relocating to Arizona who apply within 90 days of inactivating a prior resident license avoid the exam; a clearance letter is needed (PSI Arizona bulletin, revised June 11, 2026).
Arizona application fees, by license class
- Insurance Producer$120 (amendment $120)
- Adjuster$120 (amendment $120)
- Bail Bond Agent$120
- Surplus Lines Broker (less than 2 years remaining)$500 (amendment $500)
- Surplus Lines Broker (2 or more years remaining)$1,000 (amendment $1,000)
- Risk Management Consultant$120
- Self Service Storage Agent$120
Source: NIPR, Arizona resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.
What's actually on the exam
Section weights below are derived from PSI publication Series 13-36, effective 2026-06-11 - not a national average. Our practice questions and final exam are sampled to the same proportions.
- I. Insurance Regulation6%
- II. Federal Laws and Regulations4%
- III. General Insurance Concepts11%
- IV. Property and Casualty Insurance Basics20%
- V. Dwelling Policy Concepts7%
- VI. Homeowners Policy Concepts12%
- VII. Personal Automobile Policy11%
- VIII. Commercial Automobile Policy5%
- IX. Commercial Property Policies6%
- X. Commercial General Liability5%
- XI. Other Types of Insurance Policies2%
- XII. Adjustment Process11%
Source: PSI Series 13-36 eff. 2026-06-11.
Frequently asked questions
Does Arizona require state-approved prelicensing education?
No. Arizona does not mandate prelicensing education for the Public Adjuster license. The state exam is the standard qualification, but some applicants are exempt from it (for example by a prior license or a qualifying designation, and in some states an approved course). Check the exemptions listed on the state DOI website before you register and pay for an exam.
Is the practice exam built to the real Arizona exam's format?
Yes. Our practice questions and final exam are weighted to match PSI Series 13-36 eff. 2026-06-11, section by section - not a generic national blueprint with a state label on it.
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