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Alabama Personal Lines License - Exam Section Weights & Requirements

What the Alabama Personal Lines exam tests, section by section, taken from the state's own published content outline, with exam prep built to the same weights.

Alabama issues this as Personal Lines.

Exam logistics

Where to apply and book the exam

We have not published a step-by-step Alabama checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Alabama requires

Transcribed from NIPR's Alabama resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Alabama Department of Insurance before you file.

Application fee

$80 (amendment $80, reinstatement $80) (Insurance Producer)

State exam

Insurance Producer exams are required for Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines and Bail Bonds. Adjuster exams are required for Property and Casualty, with or without Workers' Compensation and Crop, and for Crop and Workers' Compensation on their own. Title Insurance Agent requires an exam. Apprentice Adjuster, Portable Electronics, Surplus Lines Broker and Temporary Producer do not.

Fingerprints and background check

A fingerprint check is required of every individual resident applicant for Insurance Producer with multiple lines, Adjuster and Title Insurance Agent, and the application must be submitted within thirty days of completing it.

How to apply

Apply electronically through NIPR to the Alabama Department of Insurance.

Also worth knowing

First-time applicants and certain military-affiliated applicants may be exempt from the fee. Reinstating 366 or more days after expiration means reapplying on the initial application.

Source: NIPR, Alabama resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from Alabama Department of Insurance publication Producer Examination Content Outline (no publication or series number printed), effective 2023-08-08 - not a national average. Our practice questions and final exam are sampled to the same proportions.

• I. Types of Policies31% (31 of 100)
• II. Insurance Terms and Related Concepts16% (16 of 100)
• III. Policy Provisions and Contract Law11% (11 of 100)
• IV. Personal Policies — Auto and Umbrella9% (9 of 100)
• V. Insurance Terms and Related Concepts (Casualty emphasis)7% (7 of 100)
• VI. Policy Provisions4% (4 of 100)
• VI. Alabama Insurance Code and Department of Insurance16% (16 of 100)
• VII. Alabama Statutes Pertinent to Property and Casualty6% (6 of 100)

Source: Alabama Department of Insurance Producer Examination Content Outline (no publication or series number printed) eff. 2023-08-08.

Frequently asked questions