We have not published a step-by-step Alabama checklist yet. These are the official sources; anything on this page that is not cited to one of them comes from the state's own published exam outline.

What Alabama requires

Transcribed from NIPR's Alabama resident licensing requirements page, read 2026-09-16. Fees and rules change; confirm against Alabama Department of Insurance before you file.

Application fee: $80 (amendment $80, reinstatement $80) (Insurance Producer)
State exam: Insurance Producer exams are required for Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines and Bail Bonds. Adjuster exams are required for Property and Casualty, with or without Workers' Compensation and Crop, and for Crop and Workers' Compensation on their own. Title Insurance Agent requires an exam. Apprentice Adjuster, Portable Electronics, Surplus Lines Broker and Temporary Producer do not.
Fingerprints and background check: A fingerprint check is required of every individual resident applicant for Insurance Producer with multiple lines, Adjuster and Title Insurance Agent, and the application must be submitted within thirty days of completing it.
How to apply: Apply electronically through NIPR to the Alabama Department of Insurance.
Also worth knowing: First-time applicants and certain military-affiliated applicants may be exempt from the fee. Reinstating 366 or more days after expiration means reapplying on the initial application.

Alabama application fees, by license class

Insurance Producer$80 (amendment $80, reinstatement $80)
Adjuster$110 (amendment $110, reinstatement $110)
Apprentice Adjuster$110
Surplus Lines Broker$230
Title Insurance Agent$60
Temporary Producer$0

Source: NIPR, Alabama resident licensing requirements, individual, read 2026-09-16. Anything absent above is something that page does not state, which is not the same as the state not requiring it.

What's actually on the exam

Section weights below are derived from Alabama Department of Insurance publication no publication number printed, effective 2023-08-08 - not a national average. Our practice questions and final exam are sampled to the same proportions.

I. Types of Policies29.6% (37 of 125)
II. Policy Riders, Provisions, Options, and Exclusions29.6% (37 of 125)
III. Completing the Application, Underwriting, and Delivering the Policy12.8% (16 of 125)
IV. Premiums, Proceeds, and Beneficiaries7.2% (9 of 125)
V. Annuities2.4% (3 of 125)
VI. Federal Tax Considerations for Life Insurance and Annuities0% (0 of 125)
VII. Qualified Plans and Federal Retirement Plans4% (5 of 125)
VIII. Alabama Insurance Code Pertinent to Life Insurance7.2% (9 of 125)
IX. Alabama Statutes Pertinent to Life Insurance Producers7.2% (9 of 125)

Source: Alabama Department of Insurance no publication number printed eff. 2023-08-08.

Frequently asked questions

How many questions are on the Alabama Life exam?

Alabama administers the Producer - Life, 125 scored questions, a 150-minute time limit, administered by University of Alabama (Continuing Education) for the Alabama Department of Insurance. The exam fee is $50.

What score do I need to pass?

The published passing score is 70%.

Does Alabama require state-approved prelicensing education?

No. Alabama does not mandate prelicensing education for the Life license - passing the exam is what qualifies you. Exam prep alone is sufficient.

Is the practice exam built to the real Alabama exam's format?

Yes. Our practice questions and final exam are weighted to match Alabama Department of Insurance no publication number printed eff. 2023-08-08, section by section - not a generic national blueprint with a state label on it.

Ready to start studying?

Exam prep built directly to Alabama's content outline, with practice questions and a full-length final exam.

Start studying: $49.99 →