Skip to main content

Home · Guides

North Carolina Insurance CE Requirements (2026)

What every licensed North Carolina producer needs to renew: 24 hours of approved continuing education every two years, including at least 3 hours of ethics.

Quick summary24 CE hours per 2-year compliance period · at least 3 hours ethics · up to 21 hours in any approved line. One state-approved course covers all 24 for $44.99.

The requirement

24 total hoursEvery resident producer completes 24 hours of approved CE per two-year compliance period.
3+ ethics hoursAt least 3 of the 24 must come from courses approved in the Ethics category. Excess ethics credit carries over to the next cycle only as general credit.
21 flexible hoursThe remaining hours may be taken in any approved line of authority. A single course may not be taken for credit more than once in the same two-year term.

One course covers all 24 hours

Elite Training Academy's Comprehensive Producer P&C CE is approved in North Carolina as 18 General + 6 Ethics hours (NC course #223565) — so it satisfies the full 24-hour requirement and the 3-hour ethics slice in a single sitting. It's $44.99 against the $100+ national providers charge for the same 24 hours, with lifetime access, an AI tutor on every lesson, and unlimited quiz retakes.

How online self-study CE works in North Carolina

North Carolina approves self-paced online CE. You study on your own schedule and complete a final exam; completions are reported to the state electronically and you receive your certificate. If you miss your CE compliance date, the state gives you four months to finish before the license expires — so check your transcript early.

Frequently asked

How many CE hours does North Carolina require?

North Carolina licensed producers must complete 24 hours of approved continuing education every two years, including at least 3 hours of ethics. Up to 21 of the 24 hours may be in any approved line of authority.

When is my North Carolina CE due?

North Carolina renewals run on a two-year cycle ending the last day of your birth month, based on whether your birth year is odd or even. Licensees who miss the CE compliance date have four months to complete the hours before the license expires.

Does the ethics requirement have to be a separate course?

The 3 ethics hours must come from courses approved in the Ethics category. Our 24-hour Comprehensive Producer P&C CE is approved in North Carolina as 18 General + 6 Ethics hours (NC course #223565), so it satisfies both the total-hours requirement and the ethics sub-requirement in a single course.

Is online self-study CE accepted in North Carolina?

Yes. North Carolina accepts approved self-paced online CE. You study on your own schedule and complete a final exam; completions are reported to the state electronically and you receive your certificate. Confirm your personal hours and renewal date on your Sircon or NIPR transcript.

How much does it cost?

Elite Training Academy's North Carolina-approved 24-hour Comprehensive P&C CE is $44.99 — well under the $100-plus national providers charge for the same 24 hours. Lifetime access, an AI tutor on every lesson, and unlimited quiz retakes are included.

Knock out your North Carolina CE this week

State-approved, self-paced, all 24 hours in one course — at a fraction of the big-name price.

See the 24-hour NC CE course →

Requirements summarized from North Carolina Department of Insurance producer CE rules. Verify your personal renewal date and completed hours via your Sircon or NIPR transcript before relying on any summary.