How to Get Your West Virginia Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in West Virginia. WV requires WVOIC-approved pre-licensing education before the producer exam.
WV insurance license — quick facts
| State regulator | WV Offices of the Insurance Commissioner (WVOIC) |
| Exam vendor | PSI |
| Pre-licensing education | Required — hours TBD per line |
| Exam fee (resident) | ~$53 per attempt |
| License application fee | ~$25-$50 per line |
| Fingerprinting | May be required |
| License term | 2 years |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete the required WVOIC pre-licensing course
The WV Offices of the Insurance Commissioner (WVOIC) requires completion of a state-approved pre-licensing course before you can sit for the resident producer exam. {/* TODO: verify WVOIC current PLE hours per line */} The provider issues a Certificate of Completion.
- 2
Schedule your PSI exam
WV contracts with PSI for resident producer exams. Register at psiexams.com, pick a West Virginia testing center, and pay the current exam fee. {/* TODO: verify current WV exam vendor */}
- 3
Pass the exam at 70%
WV uses a 70% passing standard. Your score is sent directly to WVOIC by the exam vendor, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your WV resident producer license application at nipr.com along with your pre-licensing Certificate of Completion. WVOIC license fees run roughly $25-$50 per line. {/* TODO: verify WVOIC current fee schedule */}
- 5
Complete fingerprinting if required
WVOIC may require fingerprint-based background checks for new resident producers. {/* TODO: verify current WVOIC fingerprint requirement */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the WV P&C exam
The WV Property & Casualty exam covers the standard NAIC framework plus WV-specific statutes from Chapter 33 of the WV Code. Typical section weights:
- WV Insurance Code (W. Va. Code Ch. 33) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
CE requirements after licensing
WV producer licenses renew every 2 years. Each renewal cycle requires 24 hours of WVOIC-approved continuing education, including 3 hours of ethics.
Cost breakdown
- WVOIC-approved pre-licensing course: $150-$400
- PSI exam fee: ~$53 per attempt
- Fingerprinting (if required): ~$40-$60
- WVOIC license application: ~$25-$50
- Biennial CE: $30-$200 depending on provider
Pre-licensing required in WV — coming soon
West Virginia requires a WVOIC-approved pre-licensing course before the producer exam. We're working with the WV Offices of the Insurance Commissioner to get our course approved. Sign up to be notified when West Virginia becomes available.
See available courses →Frequently asked questions
Does West Virginia require pre-licensing education?
Yes. The WV Offices of the Insurance Commissioner requires completion of a state-approved pre-licensing course before sitting for the producer exam. {/* TODO: verify current WVOIC PLE hours per line */}
What's the passing score on the WV insurance exam?
70% — the standard most states use.
How long does it take to get a WV insurance license?
Most candidates complete the process in 6-10 weeks: 3-4 weeks for the WVOIC-approved pre-licensing course, 2-3 weeks of exam prep, schedule and pass the PSI exam, then file the NIPR application.
Related guides
- How to get your Virginia insurance license
- How to get your Ohio insurance license
- How to get your Pennsylvania insurance license
Sources cited
- WVOIC — Producer Licensing
- PSI WV Insurance Candidate Bulletin
- NIPR — National Insurance Producer Registry
- W. Va. Code Ch. 33 — Insurance
This guide is based on WVOIC and PSI published procedures current as of 2026. Fees and procedures change — always verify current requirements at wvinsurance.gov before relying on any specific number.