How to Get Your Virginia Insurance License in 2026
A complete step-by-step guide to becoming a licensed insurance producer in Virginia. VA's SCC Bureau of Insurance requires state-approved pre-licensing education before the producer exam.
VA insurance license — quick facts
| State regulator | VA SCC Bureau of Insurance |
| Exam vendor | PSI |
| Pre-licensing education | Required — hours TBD per line |
| Exam fee (resident) | ~$53 per attempt |
| License application fee | ~$25-$40 per line |
| Fingerprinting | Required |
| License term | 2 years (biennial by birth month) |
| CE requirement | 24 hours / 2 years incl. 3 hours ethics |
The six steps
- 1
Complete the required pre-licensing course
Virginia's SCC Bureau of Insurance requires state-approved pre-licensing education for resident producers before sitting for the exam. {/* TODO: verify VA SCC current PLE hours per line */} The provider issues a Certificate of Completion.
- 2
Schedule your PSI exam
VA contracts with PSI for resident producer exams. Register at psiexams.com, pick a Virginia testing center, and pay the current exam fee.
- 3
Pass the exam at 70%
VA uses a 70% passing standard. Your score is sent directly to the SCC Bureau of Insurance by PSI, typically within 24 hours.
- 4
Submit your application through NIPR
Submit your VA resident producer license application at nipr.com along with your pre-licensing Certificate of Completion. SCC license fees run roughly $25-$40 per line. {/* TODO: verify SCC current fee schedule */}
- 5
Complete fingerprinting
VA requires fingerprint-based background checks for new resident producers. {/* TODO: verify current SCC fingerprint vendor */}
- 6
Get appointed by an insurance carrier
A producer license alone doesn't authorize you to sell — you need at least one carrier appointment.
What's on the VA P&C exam
The VA Property & Casualty exam covers the standard NAIC framework plus VA-specific statutes from Title 38.2 of the Code of Virginia. Typical section weights:
- VA Insurance Code (Va. Code Title 38.2) — ~10-15%
- General insurance — ~10-15%
- Property insurance basics — ~15-20%
- Dwelling and Homeowners policies — ~15-20%
- Auto insurance — ~15-20%
- Commercial Package, BOP, Workers' Comp, Surety — ~20-25%
Why Virginia uses the SCC
Virginia consolidates insurance regulation inside the State Corporation Commission (SCC) rather than housing it in a standalone Department of Insurance. The Bureau of Insurance is the SCC division that handles producer licensing, rate filings, and consumer complaints. Bulletins and orders come from the SCC with the BOI designation.
CE requirements after licensing
VA producer licenses renew every 2 years (biennial by birth month). Each renewal cycle requires 24 hours of SCC-approved continuing education, including 3 hours of ethics.
Cost breakdown
- VA SCC-approved pre-licensing course: $150-$400
- PSI exam fee: ~$53 per attempt
- Fingerprinting: ~$40-$60
- SCC license application: ~$25-$40
- Biennial CE: $30-$200 depending on provider
Pre-licensing required in VA — coming soon
Virginia requires an SCC-approved pre-licensing course before the producer exam. We're working with the SCC Bureau of Insurance to get our course approved. Sign up to be notified when Virginia becomes available.
See available courses →Frequently asked questions
Does Virginia require pre-licensing education?
Yes — VA requires state-approved pre-licensing education before sitting for the resident producer exam. {/* TODO: verify current SCC PLE hours per line */}
Who regulates insurance in Virginia?
Virginia is unique in that insurance regulation sits inside the State Corporation Commission (SCC) — a multi-function regulator that also oversees utilities, corporate filings, and certain financial institutions. The Bureau of Insurance is the SCC division focused on insurance.
What's the passing score on the VA insurance exam?
70% — the standard most states use.
How long does it take to get a VA insurance license?
Most candidates complete the process in 6-10 weeks: 3-4 weeks for the pre-licensing course, 2-3 weeks of exam prep, schedule and pass the PSI exam, fingerprinting, then file the NIPR application.
Related guides
- How to get your North Carolina insurance license
- How to get your West Virginia insurance license
- How to get your Tennessee insurance license
Sources cited
This guide is based on VA SCC Bureau of Insurance and PSI published procedures current as of 2026. Fees and procedures change — always verify current requirements at scc.virginia.gov before relying on any specific number.