How Many Questions Are on the California Insurance Exam?
Last updated September 27, 2026
The California Property, Casualty, Life, and Accident and Health exams are 75 questions each in 1.5 hours. Personal Lines is 90 questions in 2 hours. The combined Property and Casualty exam and the combined Life, Accident and Health exam are 150 questions in 3 hours. Every producer exam needs 60% to pass; adjuster exams need 70%.
| CDI exam | Questions | Time | To pass | Exam prep |
|---|---|---|---|---|
| Property and Casualty (combined) | 150 | 3 hours | 60% | View course |
| Property | 75 | 1.5 hours | 60% | View course |
| Casualty | 75 | 1.5 hours | 60% | View course |
| Personal Lines | 90 | 2 hours | 60% | View course |
| Limited Lines Automobile | 60 | 1.5 hours | 60% | View course |
| Life | 75 | 1.5 hours | 60% | View course |
| Accident and Health or Sickness | 75 | 1.5 hours | 60% | View course |
| Life, Accident and Health or Sickness (combined) | 150 | 3 hours | 60% | View course |
| Commercial Lines | 60 | 1.5 hours | 60% | Not offered |
| Insurance Adjuster | 100 | 2.5 hours | 70% | View course |
| Public Insurance Adjuster | 100 | 2.5 hours | 70% | Not offered |
| Bail Agent | 75 | 2 hours | 70% | Not offered |
Times are the limits on CDI's examinations page. PSI's Candidate Information Bulletin (February 13, 2025) allots a little more (for example 98 minutes for Property, 105 for Life) because up to ten unscored questions are added to each exam.
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Take the free practice examHow many questions are on the California property and casualty exam?
The combined Property and Casualty exam is 150 questions in 3 hours. The separate Property and Casualty exams are 75 questions each in 1.5 hours. All need 60% to pass.
How many questions are on the California Personal Lines exam?
90 questions in 2 hours, 60% to pass. About 65% of the exam is personal lines insurance (homeowners, dwelling, personal auto, umbrella and personal inland marine).
How many questions are on the California Life insurance exam?
75 questions in 1.5 hours, 60% to pass: 22 on general insurance, 49 on life insurance and 4 on life policy riders.
How many questions are on the California Accident and Health exam?
75 questions in 1.5 hours, 60% to pass. 45 of the 75 are on medical expense insurance, and 15 of those are on senior health products such as Medicare supplement.
How many questions are on the combined California Life, Accident and Health exam?
150 questions in 3 hours, 60% to pass.
How many questions are on the California Limited Lines Automobile exam?
60 questions in 1.5 hours, 60% to pass. 80% of the exam is personal auto insurance.
How many questions are on the California insurance adjuster exam?
100 questions in 2.5 hours, 70% to pass. CDI's fee schedule lists a $79 exam fee ($32 to retake).
What is the passing score for the California insurance exam?
60% on every producer exam. 70% on the insurance adjuster, public insurance adjuster and bail agent exams.
How long is the California insurance exam?
1.5 hours for the 60 and 75 question exams, 2 hours for Personal Lines and Bail Agent, 2.5 hours for the adjuster exams, and 3 hours for the combined 150 question exams.
How much does the California insurance exam cost?
CDI's fee schedule lists $55 per producer exam, $79 for the insurance adjuster exam and $68 for the public adjuster exam.
Practice at the real length
Each California course includes full-length practice finals with the same question count and topic weighting as the CDI exam. $49.99 per course.
See California coursesNew to California licensing? Start with how to get a California insurance license in 2026.
Sources
- CDI: exam times, number of questions and passing scores
- CDI: producer licensing fees (effective March 3, 2019)
- CDI notice: AB 943 repeals the 20-hour prelicensing requirement (Nov. 10, 2025)
- CDI: 12 hours of ethics and California Insurance Code FAQ
- CDI: license examination objectives (all lines)
- PSI Candidate Information Bulletin for California insurance license examinees (Feb. 13, 2025)
- CDI: form LIC 446-8, prelicensing program requirements (Dec. 24, 2025)
Last updated September 27, 2026. Checked against the California Department of Insurance pages listed above. Confirm current requirements at insurance.ca.gov before you apply. Elite Training Academy is not a California Department of Insurance approved education provider; our California courses are exam preparation and do not satisfy the 12-hour Ethics and California Insurance Code requirement.